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201002303 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this -4 Family Rider. <br />~~~d ~ ~~'~~d <br />(Seal) ~ (Seal) <br />TIMOTHY J OCKHART -Borrower LINDA C LQCpCFiA1•tT -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />{Seal) <br />-Borrower <br />_..~ (Seal) <br />-Borrower <br />- (Seal) <br />-Borrower <br />MULTISTATE 1- 4 FAMILY RIDER -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP ~' -57R (Q811) Page 3 of 3 Form 317Q 1 /01 <br />