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<br /> 7'OGE1'EIER WIT�I ali the improvements aow or hereafier e�on the prape�ty.end all ���pw`f�nanoes.and i_�-,_
<br /> fixturzs now er h�r�+fter n �art of �e pmperty. AJ replacements and additions shatl�s{llso 6a covened by thi.s S�urity f�
<br /> anstraa�m.Al!of the foregoing is referaed tr�in this Security Instrument as the"ProPe�Y-" ��,.a'
<br /> Et3D*iL��lE�?�44JEbtAN!'S tl�a.*.�rro�!eg i�1nwfl�!!y�ei.�ed af the esaate her:by oonveyed and has the r4fiht to�unt and :_
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<br /> ° wnvey the Property snd that the Peogerry is une�tcumbere�.eacept for encumbrances af re�card. Bmzowcr warrants and wall `
<br /> .-� ,:` Qefcnd generatty tt�s tit�e to the Proparty against all claims and demands,subj$ct to u�r envambmnces of recar�.
<br /> , THIS SECiJRjTY INS7RUMENT combines uniform ooveaants for natIonal use and non-nn9farm covenants witb 1'unitsd .�'�.'
<br /> ` vssiasioas by jtuisdiaion w a�nstitute a unifotm secueiry iastr�ment cavering real progarty. ;¢''�_:
<br /> UMFOIdM COVENANI'S.Borrawer aa�Lender covenant and agrce as follows: �
<br /> —�- 1. I'avraen4 of YrinetIIul c�nd Ynter�t. Pm�ay6tent�n�1 I.�Le C�ec. Eorravrer s3�a11 promPtlY WY when due the ;�
<br /> piiacipal of and inte�est on the debt evidenced by ti�e NotQ and any p�ayment and late c6arges due ander ti►e ivote. '�:�
<br /> Z.Fundg Yar Tatc�aIId Iasarance. Subjece to agplicahle tuv�or to a tivritten vrai�er tsy [.ender, Borrower shall pay co .—__
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<br /> Lender on the day ananthty pay�nts are due under the No�.unti!t5e Note is Qaid in full.a sam(°Funds°)far.(a)Y�Y�� -°" _
<br /> �. and assc�r�is which m$y attaiss priority over tLis Securlty lnstcument as a liea on 1he ProgertY;(b)Yearly leasehold payt�.u:4 E�.-�;
<br /> ar grvnnd rems on the Fnope:ty.if any:(c)YearlY haza�o�pro�oerty insurance premiu�at td)Y�nriy flood irsw•er.r.o px�rL:::sa. :�"�_-
<br /> �;',:` if aay;(e1 Y�ly Ynorigage ins�aTance ptemiums.if any:aad(�.a►n►sums payabte by�as[wvrer to L�euder.in acco.'t1�r.r.e cr�.h i—_-
<br /> the provisions of puragrapQ►a.in lieu of ti�e payment of cnortgage insu:ance preusiums.'F6ess i�aze caited"Fscrovr ittras." '�f_
<br /> ' " I,ender may. at any dme,callect and hotd Furtds ia�n amonnt not to exoeed the maai��Urrt a lender for a federally c��
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<br /> ;:�._�', cefa2ed mortgage toan may cequire for Barmwer's escrov�accaunt nnder tlis federa]R�al Fsiate Seitlem�at Pmcedures Act of ,�`
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<br /> I9:7�as a�€rom time tm time, 12 U.S.C. Section �dUl et spq. (`ecFa'ra`j,unfess anotnsr 1aw�uai ap�iiiG,iu i�ra,�
<br /> ��s; s�a lesser qmount.If so,Lender may. at any time,collect and hold Fuuds in aa amount nat to exceed the iesser�+nunt. i
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<br /> &,�z,fer may estimate tite amount of�unds due on the bas�s of rurrent data and teasonable estimates of expenditures af future �—'�'
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<br /> � ��;craar Items or otPierwise in aocoidance with�pficabte law. ��=
<br /> � � v The Funds shall 6e hedd in an �s3iri:tion whose deposits are insured by a federal agency. insu'amentality, Or enttty �:
<br /> ' . i��3[,cdiag Lender, if I.Ender is such an institution)or in aay Federal Kome Loan Bank.Lender shall apply the Funds to pay the ,,.,,,,
<br /> ��.:.�new Items.Lender may nat cBarge Bornower for Ihu.'s:ieq�and applying the Funds.ac�isally analyzing the escrow accaunt,or �`-ts:
<br /> , v�:fying the Fsczi�w Items.miless Lender gsrs Borrower interest on the Fwfds and appficable law pennits Lender to make such �
<br /> a charge. However,Lender may require�o�arer to pay a on�-time charge for an iudependeat teal estate tax reporting service
<br /> �.��. used by Lender in conneaion with this t�.,n, ualess appticable law provides otherwise. Untess an agreement is made or �"°�'
<br /> ag�l3cabie law requir�s interest to ise paid,I.eadershall tmt be sequired to pay Bona�vez any interest or eamings on the Fuads.
<br /> � Da�vwer and Leader may agzee in wriang,however,that int$rest sha!!be paid an��unds.Lender shal!give w Borrower, ��.
<br /> ' •�- wi�out charge.an aztnual acwuIIting of the Funds. showing�its and debits ta ti�'Fuads and the pur�ose for wtuch e� �.
<br /> d�bit to the Funds was mzde.9'he F�an�s zr�p�dged as addidonal sec�i..+g for all sum5 secuied by tlils Security Instrttmem. �'�
<br /> If the Funds held by Lender exeee���monnts permitted to be�s�i by appli�:�1aw.Le�er sPiall s000unt to Botrowes
<br /> . ��':t;:�eaccss Funds in acco�.lt���h We iequirerrcenss of agplicable taw. If the�sslr{�,�r.t of th9 Funds held by�.eader at any
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<br /> �`''�� rirara i,s rwt safficient to pay�£scravr Cc:ms when due.�r�u�y so notify Bor�*�r.��t in w4iting,and.in suc��e Borrower w:,��_•
<br /> ;,�r r�`f�F yd�y ta Lender the amnuz:'nacessary to make up t'�e�it�eiency. Borrovrer shall malce up the deficiency i�.�o more than .�k��
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<br /> °I���f�"��:�' twelvc aaonthly.payments,at l�ender's sole discredon. .
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<br /> ,.,, ... ' . Upon payment in full of all sums se�xir�by thls Security Instrumeni,Lend�r shalt promptly refand w Borrower any �:-
<br /> � Fuads held by Leader.If.under pairagraph 21.Lender shall acquire or sell the Fraperty,Lender,prior to the acquisitian or suie' ��_'
<br /> of ehe f'roperty,shaU appiy any Funds held by I.ender at the time of acquisition or sa2e as a ctalft agaanst the sums seaued by �,.�
<br /> � this Security Iusuument.
<br /> �. . 3.ApplkAtian o�Payraents.Qnless applicabie law p�vid,,s othcrwise,ali paymen*s receiveB by l�der ander paragraiphs �'
<br /> -. • 1 and 2 shail ba applied:first,ta any pregayment charges due under the Note;secand,to amoiints•payakle wider para.�ph 2�
<br /> , ° r�«��,,�i fmt��st due,fourth,to pr3ncipal due:�and last.to any tate charges due under the Note. • ' �
<br /> :,.•.g:Chasge�; U�m.Barrowcx shall pay all taxes,asssssments.charges,fines aad lu►gositions atMbutable or�Y�'a�Pmperty �'
<br /> . . �rCsich may attain priarity ucaca��tSs Securiry Instrament.a�x!Ieasehold payments or grourxt ner�ts.if any. Borrtm�ei shall ps�y �'.°;:"�
<br /> ...�:; .:. these obligations in the man,KC��g�avided in paragaph 2,or if�ot paid in tt�at manner,Borrov+er shall pay them on Hrae directly - _-°
<br /> �`�� �` to the person awed payment.liuruwer st:iai:��rompfly fumish to Lender all norices of amounis W Cn:paid uader ihis patapraph. ��'°'�"
<br /> If Borrower makes these paynt¢ts;��dir�3��.•�orrower s6a11 promptly.fumish to L,ender reoeipts eviu:acing the payments. _---
<br /> 8orrower shall promptl;r ij;ua.harge any lien which has priority over this Security f�trumeat unless Borcower.(a)agrees in
<br /> • . � writing to the pnyment of the el7isgatian secured by the lien in a mannsr acceptable to I.ender.(b)writests in gbod faith the Iten �•
<br /> '. . by. pr defends rsgainst enforcement of the fien in, le�al proccedings which in che I.ender's opinion operate to pnvear tb�
<br /> � enforcement af r��;lien;or(c)secures frcm��the holder of the lien an a�a�nent satisfactory to Le��er subordinating the lien to �
<br /> � this Secutiry Iint�P�;.'mem•if Lender determines that any patt of the Prvperty'is subject to a lien wHich may attain priority over
<br /> � t,"t.i.,Security3;.sssument.Le����.�y give Borrower a r.etice identifying the lien.Borrower shall satlsfy the liea or take one or
<br /> ' r.raas:g a ithcs.s►eG�bns set fortFr,:�Si,!►��vithip 10 daya of the g,�:ing of notice. ".
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