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<br />DEED OF TRUST ~`'
<br />DEFINITIONS ~
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ....................... . 03; 24•?01,Q, , , , , , , , , , , , , , , , , , , , , , , , , , , , , , together
<br />with all Riders to this document.
<br />(B) "Borrower" is FLOREI~TINO. F: ESQUIY[~.ANR.~I~A A•.~$4U1~~~,. HU56AND_ AND,WIFE ................................................................ .
<br />......................................................................................................................................................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANK OF DONIPHAN ......... ........................................................ .
<br />...............................................
<br />Lender is a .~4RP.QRATIQN ........................................................................................... organized and existing under
<br />the laws of .THE RIAT.~ of NEBRASKA .........................................Lender's address is . P. o.RaX.~?4r AQN.IPHAN,.N~. se$~~:g~74......
<br />......................................................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is TIERONE BANK P;O,,BOX 83009 LINCOLN,,NE, 68501,-3009 ....................................................... .
<br />.......................
<br />(E) "Note" means the promissory note signed by $orrower and dated 03.24.2010, , , , , ,,, , , , , , , , , , , , , , , , , , , , , , , , , ,,,,,, , , , , ,,,,,,,,,,The
<br />Note states that Borrower owes Lender RN~.HUNOR~U.SIXTY.THRUSANR ANQ.NAI.I.RR ...............................................................
<br />.................................................. Dollars (U. S. $ .1,60,000:00_ _ , , , , , , . , , , , , , , - ......) plus interest. Borrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ..................... P4-R1: 2A40.....................
<br />........................................................................................................................................................ .
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-4 Family Rider ^ Biweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and ]oval statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid ,under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv)
<br />misrepresentations of, or omissions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />NEBRASKA-Single Family-Fannie MaelFreddie Mac UNIFORM INSTRUMENT
<br />8enkers Systems, Inc., St. Claud, MN Form MD-1-NE 8/17/2000
<br />ref: 112001 (page / of 7 pages)
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