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201002209 <br />BY SIC'xNING BELOW, Borrower accepts and agrees to the terms contained in this Security Instrument <br />and in any rider(s) executed by Borrower and recorded with it. <br />Witnesses: <br />' ~~~~ ~ (Seal) <br />Karl HKoeller -Borrower <br />(Seal) <br />Katrina Koeller -Borrower <br />FHA Nebraska Deed or Trust with MERS-4/96 Amended 7/04 <br />4N(NE) (040'n.01 Page 9 of 10 <br />