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<br />201002188 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />JOHN F KEMMERER Date MARGA T KEMMERER Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acl~towledged by JOHN F KEMMERER and MARGARET KEMMERER, <br />before me on March ~ 2010. In witness whereof, I helf-e o s t my hand and if applicable, my o icial seal. <br />My commission expires: 5/10/2011 <br />ER <br />CONSUMER LOAN OFF ER <br />--- ~~ - ~ ~ ~,~ Hall County, NE <br />Ugq Fi. AAAYEFi Identification Number <br />I~jGamm. Exp. May tU, 2011 <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE b8801 <br />~ 2004.2009 Compliance Systems, Inc. 002D-7865 - 2009.12.368 <br />Consumcr Rcal Estatc - Sccurity Instcumcnt DL2036 Pagc 6 oF6 www.camplianccsystcros.com <br />