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201002125 (C) "bender" is Pirst National Bank of Omaha Lender is a A National Banking Association organized and existing under the laws of NEBRASKA Lender's address is 1620 Dodge Street Stop Cade 8138 Omaha, NE 68197-8138 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First National Bank of Omaha, a National Banking Association 1620 Dodge Street paraha NE 68197 (E) "Note" means the promissory note signed by Borrower and dated March 3l, 2010 The Note starts that Borrower owes Lender Three Nundred Ninety-Six Thousand and OD/100 .Dollars (U.S. $ 396,000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Fayments and to pay the debt in full not later than April 1, 2025 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Praperiy." (G) "Caen" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider [] Balloon Rider ^X Planned Unit Development Rider ^ 1.4 Family Rider VA Rider ^ Biweekly Payment Rider ^ Other(s) [specify] ([) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (,n "Community Association Dues, Feea, and Assessments" means all dues, fees, assessments and other charges that are imposed on Bnrrnwer nr the Property by a condominium association, homeowners association or similarorganization. (K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by cheek, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- af sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Froperty; (iii conveyance in lieu of condemnation; or (iv) misrepresentations ot; or emissions as to, the value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (O) "Periodic Payment" means lho regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any amounts under Section 3 of this Security Instrument. NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT ~siNEl (0811) Pagr Z of 14 ~~ Form 3026 1101 PA5-NE9 nu~~omamn