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201002103 <br />(C) "Lender" is TierOne Bank <br />Lender is a Savings Bank <br />organized and existing under the laws of UNITED STATES qF AMERICA <br />Lender's address is 1235 N STREET I.,INCOX.N NE 68508- <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is TierOne Bank <br />(E) "Note" moans the promissory note signed by Borrower and dated Mara~i 24, 2010 <br />The Note states that Borrower owes Lender NINETY THOUSAND ONE HUNDRED SIXTY FIVE <br />AND 00/100 Dollars <br />(U.S. $ 90,165.00 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the: debt in full not later than April 1, 2025 <br />(F) 'Troperty" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late chargos <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security lnstrument that are executed by Borrower. 'I'ho following <br />Riders arc to be executed by Borrower ~chcck box as applicable]: <br />[~ Adjustable Rate Rider [] Condominium Rider ~ Second Home Rider <br />[] Balloon Rider ~ Planned Unit Development Rider [~ 1-4 Family Rider <br />[] VA Rider ~ Biweekly Payment Rider 0 ()thor(s) JspccifyJ <br />(I) "Applicable Law" means all controlling applicable fedoral, state arrd local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other <br />charges that are imposed on Borrower or the Property by a condominium association, homeowners <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize; a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automatod .clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) <br />damage to, or destruction of, tho Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresontations of, or omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of or default on, <br />the Loan, <br />-6(NE) (0407).02 <br />Pfye 2 of 15 <br />Inltlsls <br />0110301655 <br />Form 3p2s ~~n~ <br />