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201002092 <br />BY SIGNING <br />YNN A GARDIENT <br />Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />in any Rider executed by Borrower and recorded with it. <br />~-~ ~ ~ ~ ~ ~ ~- ~C~ <br />Date NIF A GARDIENT" Date <br />INDIVH)UAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA ) <br />COUNTY OF IIALL ) <br />The foregoing instrument was acknowledged by LYNN A GARDIENT and. JENNIFER A GARDIENT', before <br />me on March 23, 2010. In witness whereof, I hereunto set ha d, if app!' able, my official seal.. // <br />My commission expires: 5/10/2011 ~ .L v <br />LI R YER <br />GENERAL NOTARY-St~ateotNehraeka CONSUMER LOAN OFFICER <br />LISA Fi. MAYER Hall County, NE <br />Nly Comm. E>~. May 10, 2011 IdentiEcation Number <br />(Official Sea1J <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />¢? 2004-2009 Compliance Systems, Inc. 0112 0-2488 - 2009.123(8 <br />Consumer Rcal Estate - Secotity Instrurt~etn UL20t6 <br />Page 5 of .5 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />www.compliancrsy9l C*nS.CO~n <br />