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<br /> • � � TO(3ETH�R WITH all�he improvemen4g �w or hercaf�cr erected on ihe praperty.and u 1 caccme ,
<br /> :�k ' � :� sind fixlures now ar hereAi�er u part of�he propetty. All rep1accmentR and udditians�hall ulso be covered by this SecuritY
<br /> ,:�;: ;�M,��.y:• Insuument. All of the faregoing�s nferrcd ta in lhix Sccurity Instrumcnt a�ihc"ProPeAy.., _
<br /> - � BARROWER CUV�NANTS thut Bortuwcr is luwfully r,eised of'the extntc hemby convcycJ and hus�hc right to grrnt
<br /> i�_,;;..w„,,,..,,;n,.. . , and convey the Pmpeny and that the Property is unencumbered.except far encumbmncec of re�:ard. 8ortower warrwits nnd
<br /> _.__._�__.,_ f _ _ Wi�����d generolly the title to the i'r�pcKy a8ainst nll claims nnd ckmundg,suhject to pny encumbrances of�ecord. G_ _
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<br /> n .,k.s.�_, _.ti ..: ' THiS SECURITY INSTItUMENT combines umFarm caven�nts fnr nuda�nl use nnd non-uniform ca�enwNx witb
<br /> limited vuriations by juriuliction to canrlilute a uniform�ecurity insUUment covering rcAI property.
<br /> �� "'"'"`� UNIFORM COVENANTS. Borrower ond Lender covenAnt ond pB�As fallows: --
<br /> ��.., '.' p P Y PpY �.
<br /> � .�����,•�' � ��' 1. Payment ot Princlpal and Interest;P�ept�yment�nd L�te Chug�s. Borrower shnll rom 11 when due�he _
<br />�'' �=''� '" 'i princip I af and interest on the debt evidenced by the Nate�nd nny prepayment and late charges due under the Noto. �
<br /> . . . � �
<br /> '��"�: °��•� • • ' 2. FL�ds for Taxes and Insurance. Su6jecl la upplicaMe luw or to A written waiver by l.ender,Born►wer shs�ll pay to
<br /> ' l.ender on the dny monthly paymenls arc due under the Nrne,until the Note is puid in fnll,u�uo�':Yund�'�arl� leu chold �
<br /> , . � tnxes und astietismenta which muy auain priority over Ihis Secu�ity Instrument as a lien on the Pro h ��b�y earl flood --
<br />�. ,; � � - payments or ground rents on the Pruperty. if any: (cl yeady hazard ar property iasuranc um�ma ble1b� Borrawer ta ���'�
<br /> • , .,��• insuronce prcmiums, if any: (cl ycurly mongage insurnnce premiums, if uny; and 1fl a�Y •� p Y Y.
<br /> •°,.,, l.ender,in accardance with the provisions ol pArngmph n,in lieu of Ihe payment o(martgage in�urnnce prem�ums. 97�ese 6�:
<br /> :•;,,, items arc called"Escrow Items.' Lendcr may,at uny ume.callec�and huld Funds in an umaunt no�to exceed the maximum �;,,�
<br />�-__ �'�_.�'•r :t�.�.�';:;:• ..-�; amoum a lende�for a federnlly related modguge loan mAy require for Borrower's escrow account under the federal Real �-_-
<br /> `' '''` �""•'�"'?�': Nsu►ce Senlement Pnx:eJures Rct af 19T4 a.c amended from time t��ime, 12 U.S.C.4 2601 e�srq.("RFSPA"),unless unother �:__
<br /> ` , `�:s:;i�'•=(t;`
<br /> ..,��,. luw that Applies to the Funds sets a lesser amount. If sa,Lendcr may,ut�ny time.collect and ho�d Funds in nn amoun�nat to �_�
<br /> �x.__..
<br /> ' ��.; ��',;:� ` exceed the lesser umoum. l.ender may estimute the umount of Funds due on �he bnsis oi'cuaent daro And reasaneble --_
<br /> � ' � estimates of expendi�eres af fu�ure Escrow Item�or olherwise in uccordance wiih applicab{e law- "�
<br /> � �,, � The Funds shnll be held in un institutio� whose deposi�s nre insured by a federol agrney, invrc�:men�ality. or entity ,
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<br /> 4in�:6�ding Lender,if Lender iz such an instiwtionl or in any Federal Home LoAn Bunk. Ix�dr�sha��apP1Y the Funds to pay .�y.�
<br /> the ��.�row Items. Lendcr muy not chargc Borrowcr for holding und applying the Funds,unnually anulyzing the e�o�w �
<br /> • � �-c*u�t, or verifying �he Escrow Items, unless Lender pay+ Borrower interest on the Fu�xis And applicable luw p�m�i�s
<br /> •.,.,.;.',n,:.;= ' . •Lender lo muke such a churge. However.Lender may require Borrower�o pay a one-time charge for an iadependent teal _—.
<br />� . ;.;�:.�•„t..,_•..,,�� eslate tax reporting krvice used by Lende�in connection with this laun.unle�s applicable Inw provides otherwise. Unksa an � "
<br /> '�,`r °�., . , agreement is made or upplicnble luw requirec inlcrcst to be puid,Lender shall not be required to pay Borrower uny intere�t cx ` _
<br /> �• eamings an the Funds. Borrower and l.ender may agree in writing,however,that iMerest shAll be paid on the Fund�. l.cnder �„_
<br /> :�f.: >>�. s ha 9��+ve to Borrower,wilhciut charge,an annuul uccaunting u V t he Funds,showin g etedi�s and debits to the Funds and the
<br /> ' %��:��.•' , •. – purpose for which each debit to the�unds waa madc. The fun:�arc pledSed as�!�"'"s'��u d ry fa r u l l sums secured by �#;�'
<br /> � � .;;�i. ' this Sc�curity Instrument. �;'�
<br /> ' � lf the Funds held by Lender exceed the sr.:�uunts permhted to be held by upplicablc law. Lendcr shall uccount to �f_
<br /> �� • Borrower for the excesx Fundti in accordunce wi�h�he requirementx of�pplicnble IAw. lf the umount of the Funds held by
<br /> " ' � Lender nt uny time is not sufficient to puy the �scrow Items when due,l.ender may xo notify Borrower in writing,and. in �
<br /> such case Bormwer shull pay to Lender the umount ncces�ary to mukc up the deficienty. Barrower sbnll muke up the
<br /> ;�.,h+r• � �+. deficiency in no more thnn�welv�momhly puymcnt.,ut Lendre s,ole discretion. __
<br /> �: ' . ,ri�.. Upon payment in full of nll sumx secured by this Sccurity Instrumcnl.Lender shull prompQy rcfund to Borrower suiy im,--
<br /> �";;,��• „ Funds held by Lendcr. If,undcr puragruph 21,Lendcr�hall acyuire or sell Ihe Property.Lender.prior to the acquisition or �_
<br /> �2" sale of the Property,shall upply uny Fund,held by Lender nt�he time of Acyuisition or sale a� u creciit ugainst Ihe sum+ �,
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<br /> � • �' secured by this 5ecudty Insaument.
<br /> "';,,a,,_ 3. AppUcAtion of Paymenls. Unlc+s upplicablc luw provide.r othcrwi,c,all payments reccived by l.ender under �_;:
<br /> - paragruphx I and 2 shull be upplied: fint,to uny prepaymenl churge+due un�k:��the Note;seconJ,to amaunts payable under �
<br /> - � paragraph 2;third,to intercst duc;fourt h,to principu l duc;un d l ax t,�o a n y l u t r c h a r g es duc under thc Notc. _�
<br /> 4. Charges: Liens. Borruwcr shall pay aU tnxes, usse�smrm�,churge,. finex and impositions attributablc to �he �__
<br />• v;.. Property which may ntwin priority over thi.Sccuriry Instrument,and Ica�ehold puyment.or ground rcnts,ii'any. Borrower �__
<br /> ` shall pay these obligutions in the manncr provided in purugraph 2.��r if n�►t paid in that munner,Borrower shnll pay them on �.;.
<br /> � lime direcdy to thc penon uwed paymcnt. Bonowcr shaU promptly furni.h to Lcnder all notires of amounls to he paid under �,�;;
<br /> . 6" this parugrnph. lf Borrower make�these payment�din�cdy.Bonower shull promptly fumish io Lender rcrciptti eviclencing
<br /> �
<br /> . . � � ''r;, . . the payments. �,�
<br /> . Borcower shull prompNy dischargc uny licn which hu+priori�y ovcr thi.Securiry In�trumcnt unless Bi�rrower.(u)agrees �.,
<br />� � .. in writing to the payment of the c�bligation sccurcd by ihc licn in a mimner ucceptnble tu Lendcr,lb)rontestz in g«id fAilh 1he _
<br /> �`�i�:'�.:�.� lien by,or detends agninnl enforcemcnt of th�lien in,Iegul pnxcedings which in thr Lendrr's opiniun operate to pn:vent 1he _ -
<br /> ;,, enforcement of the lien;or lc)secure.frum the holder of the lien an ugrcement +;ui+t'ac�ury to Lender subordinatinF the lien �
<br /> � � to this Security Instrument. If l.ender detemiines that any pun of the Prupeny i�+ubject to a licn ahich may altuin priority �;;.,�
<br /> '. , over thi�Securiry Instrument.Lendcr may @ive BoROwcr•r noticc idcntifying thc licn. Borrowcr+hall�a�isfy the lien or take
<br /> one or morc of the actionti+rt fohh atwvc within 10 duys ol'thc giving of naticc.
<br /> S. Haz�rd or Property losurance. Born�wcr�hull I�crp the improvrmrnts n��w exi�ting un c�rcaftcr crec�ed on the
<br /> � Propeny insured against Ios�by Gre,hucurds induJeJ within the temi°rxlendrd ci►verugd'and any ather haiard�,including
<br /> floocls or fluoding, fi►r whith Lendcr rryuire� in+uran�c. Tltiis intiurancc �hall Ix m.�inl:iined in the vm��unt+ and for �he
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<br /> Form�0211 9190 1/wKe.r J n/wa I .
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