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<br /> ' TOt3ETHER 6�►ffH oit the improvcmanza now or h:reai4ter erected on the pmp..rty..s�d all easem:nts.aPDute�unoes,and �-.
<br /> '� fixtures now or heseafter a pnrl of the pmpesty. All�rcglucea�au und ndditions sh�ii ai�o be ooves+ed b� this Seeurity
<br /> Irtstrument.Ali of the for..going is refeaed to in this Srcurity Inswcnent as che'Property°
<br /> . �ORROSVER COVENANTS that Borrower is iawfuity seiscd of the estate hereby oonveyeci and h�the ri�ht to grant and ��.-i'
<br /> canvey the Progerty a� thnt tRe Property is un2ncx�mbcred. except far encumbranoes of reoord. Borrow�r warrants and will F
<br /> � d�fend enerally ttie d@e to the b+roperty egninst uil c1�1ms nnd dematids.su6ject to sny encumbmno�;of rezord• �`��E
<br /> 6 �'_
<br /> �• THIS SECUitI'iY 1NSTRUMENT sombines uniform cover.ants for t+�tionsd use an�non-unifmm covenar.ts uith timited _____
<br /> ' variations by jurisdicdon to oonstitute o uniform securiry instrument covetin�real property �._
<br /> ' UNU'ORM COVENANTS.Borro�vcr and L,endet covenant and a�ee sis follaws: �___�
<br />��` l. �aymeQ9 ot�i'lastyal t�nd Interr�4; Pcepaym.at and LaYe Chsir�es. Borrower shJl pmmptly pay when due the �__
<br /> �rincipal of an�interest an the debt evidence�3 by tde Nate an�ar4Y prepaymeat and late charges due un3er ths Not._ ��,.�
<br /> 2.��ro�����a m��. Subject to applicabie iaw or to a written waiver by[.es�ei. Borrower shall pay to _
<br /> . Lender on the day�nonthly payments are due ur.der the No�e.undl the Note is paid'm full.a sum("Funds")fQr.(a)yesuly taxes
<br /> ' • and assessments which naay attain priority over this Seariry Insmiment as a lien on the Pcaperty:(b)Yearly leasehotd paym�nts
<br />�`.. or gsound�ents on the Property.if any:(c)Yearly hazard or pr,operty insurance premiums:(d)yearty flood insura�ce p�miums,
<br /> if any:(e}yearly cnortgage iasurance pneariums, if any;anci (fl any sums payable hy Borrawer to Lendsr,in accordance wIt6 ��`
<br /> the provis-ions of paragraph 8, in lieu of th$paycQent of mort�age insurance premiums.Th�e items are cal3ed°Escrow Itemq." �
<br /> L�nder may. at any time. coltect and hold Funds in an amount not to excxed the maximam amnunt a lender for a fedsralty �.. .-
<br /> , xelat�d mostgage loan may requir�for Horrower's escrow account under the federal Real Estate Settlemsnt Frocednns Ad of �=:
<br /> . 1974 as amended from ume to tiate, 12 U.S.C. Section 26U1 et seq. ("RFSPA"),unless anoth�r!ow thzt appL:es to the Funds ����'
<br /> sets a lesser amnunt.If so,l.encter may, ai aaY time. w�lect and hold Fuads in an amoLnt not w exoeed the tesser aruoun� _,� ••
<br /> Lender may estimats the amouni of Fands due on the 6asis of current data and reasonable estimatrs of e�endiwres of fuwre �;_—
<br /> Escrow Items ar othelwis�in�oca�'.'.ance with appiicable law. . � . �:,_`-'-
<br /> � The Funds shall tsa 6et��.0 sa insritution whose de�osits are i�`ureci.by a fadnaJ� ageiry. iu.:�ums�.:�r,.�= entity � _ �,c:::.
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<br /> '-:'.�i;:" ' �te Fw-�s;Q�y tit� . �_. �4'�.�•..
<br /> � (inc�� _" �Lender,if I.en�r�suc'Q un institutian)or in a�r�c,�ra!Ho�8.n�Bank.Leader shzil a�s�..}• :. �,.�-
<br /> '`:, ` Fs��w�;�ns.d��er�y cra�charge Baaowe�for holdin�:..���}��a G':mds.annvally ans]yzi�g i�:czaoc.�,_.�.e•� . .
<br /> di �
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<br /> :,;'F� . ver�,jIn�t�:,r^.,S�Y�ms.untass Ixnder pays Borro�ver ic:.,_a..en t�.���s and licabl.,law �der t��sr.� � ��-
<br /> .; ,i�1 �c�rge.,�II-eT�euar �^,�atez may require Bo�sower to gay a�a,e-�,:c�..���ox an independent rea!�e tax re�e�i��nzoe , �`�:'- '
<br /> "�,1:�'�•' -
<br /> �,.:•.,...,. r.� 3� 3.enr�r�..caim:cxie�a�h this loan. rc!ess.'.�q'�i�a�'.'�:� laR p��:� otherwise. Unl� a.n agreement is made or . _ s-.
<br /> ' �` appiicabte law rx�iurs..in�rest to�•re paid, i�ac�er srall not Be required t�pt�;�arroc.c�au��.*���eamings on the 3Fnnds. �
<br /> �:' ;•��� � Borrower and Ixrr�r may a�e in writing.h�wever.that interest shall[r��a::oa�i�:���.L:���s)rall give to Bomnwer. �
<br /> ' � � without cE�arge,an annval aocaur.tir►g of the Funds.st�oaring credits and de�its to the Funds am3 th�purpose for wtrich each �
<br /> ' debit to the Funds was made.The Fuads are p2edged as additional securiry for all sumg secuned b�•this Secnriry Instrument. �,;.,
<br /> If the Funds held by Ixnder exc.eed the amounu permitted to Fse held by applicable law,Lea►3er shall accannt to Borrawer �_:
<br /> �' for tha excess Funds in accordance wtth the requirements of upplica6te law. If the amount of tha Funds hetd by Lender ai any
<br /> •` � time is not sufficient to pay the Escrow Items when due.Lender may so noti f y Barrovrer in writ ing.an d,in suc h cas e B o r r o w e r �•
<br /> . shalt pay to Lender the amount necessaty to make up the deficiency.Boaower shall m�ke up th�deficiency in no morz than —
<br /> � � twelve mont�ily payments.at Lender's sote discretion. �-
<br /> ..� ` Upon payment in full of a!1 sums sccured by this Secvrity Instrument. i.ender sha,il pmrnptly rcfuud to Bnrrower any �; ,�
<br /> � Funds held by Lender.If,under patagraph 21.Lender sAall acquire or seli the Pm�erty.I.endes,prior to tr.e ucquisltton or sale ��"'�
<br /> of tAe Peoperty.shaU apply any Funds hetd by Lender at the time of acqulsition or sale as a credit s►gainst the sums sccntod by
<br /> ' . this Socuriry Instrumeni.
<br /> 3.Appt#eationaf Pgyments.Unless applicable law provides otherwise.sili payarrais recei�tix3 by Lender under paragraphs .�.-_;.
<br /> 1 arrd 2 sAall be agplicd: flr�t.to any prepaymcat charges due vnder the Noto;second.to au�u�u►is paYabte ur,der pa�graph 2; ■"`��
<br /> thirrl.2n interest due;fwrth,to prjncipal due:and last.to siay late charges due under th�Noi�.
<br /> .. �;L�asges; �,betts.IIorrower shall pay all taxes,assessarr.nts.charges.fines and im�nsitions etui6utable ta the Property
<br /> .. alhic'�'�.-y��pr3ortty over th9a Security Instrument,and ieasshold g.}-yraents or gra�.rn3•c�tu. if�any. Borrawer shali pay
<br /> • t1�se v�'�gatia�s i�the eiaaner provided in paragraph 2,or if aaz gaid in�t mannes.Basrozrez:shall pay them o��e ditectly
<br /> to m'�i��etson owe�t payment.Borcower shall promptly fumisl�to I.end�r all noitces of ars�:u�:1 tn be paid uader t°r��.ragraph. —••
<br /> if 8•�rrawer makes these payments directly.Borrower shall promptiy furnish to Lender rexety��vi8enc�ng the pag��3. _
<br />. . �� • $orrower s�:a?l psomptty discharge any lien wiuch has priority over�liaA Security Ir�wu:�x:ne�!�s Borrowet: (a)a�rees in . —
<br /> � ' " �^�� ., writIng to the p��ent of tAe obligation secured by the lien an a msnner aa�ptable to LenQer;(b)ca:r�Ts in good faith the C�., ,
<br /> , •�. by. or defends agt�inst enfor-..�nt of the Iten in, tega! proceedings c�i4ich in the Letider's opinion opetate t,� preveat tEs =
<br /> enf_�men!of the tien;or{cF�:�,."ures from thc holder of the lien an agr�e�rtent s2tisfzstary to Lender subordicca�•�the lien ta
<br /> . thi�5ecuriry Ir.s��ent. If I�ea9zr determines that any part nf the Propescy is sub�ert to a lien wiuch may attain priority or•et _
<br /> ' this Se�uriry Ir , ��t. L,ender may give Borrower a notice identifyin�r�i`,rd i:en.Borrower sha11 satisfy ti?e lien or take one cz __
<br /> �� � more of the aetic�s set forth above within 10 days of the givin�of noric;e. , •
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