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,. {~: <br />Y c ~ ~ 1 Z. , <br />201001859 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower a d recorded w' h ' <br />KIRK D YOACIIIM Date WANDA FAY YOA I Date <br />INDIVll)UAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by KIRK D YOACHIM and WANDA FAY YOACHIM, before <br />me on March 1, 2010. In witness whereof, I hereunto s t my and, if a plicab e, my official seal. n <br />~......._ ~ ., . /J <br />My commission expires: 5/10/2011 <br />SAf ER <br />GENERAL NOTARY -State of Nebraska CONSUMER LOAN OFFICER <br />LISA R. MAYSR Hall County, NE <br />My. Comm. Exp. May 10, 2D11 <br />Identification Number _ . _ _ <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE G8801 <br />¢~ 2004-2009 Compliance Systems, Inc. 0020-ECN'7 - 2009.12.368 <br />Consumcr Real Estate - Security Instrument UL2036 Page 6 of6 www,compliance&yFtems.com <br />