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<br /> " TO�ETHER WITH a91 the im�ravements cww or kereafter em.cted on the pragerty.aa��se��. p a oes.and ��
<br /> ` �ry ., fixtr�r� now or hereaRer a pait of t&e propec�r. Ati replacaments aad addinons s� also be rnvemd isy this 5ec�u�ry �•;,
<br /> . � Instru�aen�A!1 of the foregoing is referred to in this Seauity Inst�uacent as the"Praperty." —
<br /> ' , BORROWER C01iENAN'PS t6at Borrawer is lawfully seised of the es3ate hereby conveyed and has the right to gran3 and �
<br />, . ` convey the Property and that the Prog�rty is unencumbered. eacept for encumbranoes of record. Sorcowu warrants an�d wi11 �
<br />, defead generally the title to the Property against all ctaims and demands,subjert w any encambrauces of record. �:
<br /> � 'FHIS SECURTfY�I57RLT11dENT mm6ines aniform covenanu for nationa!use asd non-�nifom►covenatus vrith limited I�`°"`
<br /> . . �� variations by jurisdic�ion to wnstitute a uniform security instniment covering real property. �: �
<br /> UMFORM GOVENANTS. Barrower and Lender covenant and agree as foAoas: «-�-
<br /> s�'�,.'� 1. Feyment of Peiaedpai aad Interes3; grepaymen4 amd Lute CQtarges. Borrower shall pmmptly pay when due the —
<br /> `• _'- principal of and interest on the debt evidenoed by the Note and any p�payment and lae charges due under the Note. s�-:
<br /> ,� t�' 2, Pe�tnds fos'i'�ses and Laasm�a�se.Subject to applicabie law or to a written waiver by L.ender, Bomnwer shall pay ro �:`'
<br /> ` . . lxnder on the day monthiy �Sayments are due und�r the Note,until ti�e NotQ is gaid'm full,a svm("Funds")for:(a)yearly taxes �.-
<br /> : .F. :' and assessmenLs which may attain priority over this Security Instrumem as a lien on the Progerty;(b)Yeariy leasehold payments =.
<br /> �. �; or gronnd rents on the Progerry,if anY; (c)Yearty haTard or Pr�Perty i�urance�..miums;(d)Yearly 400d imvrance pmmiums,
<br /> if any:(e)Yearly mortgage insurance premiums. if any;and(�anY sums Fay�f�by Eorro,,-er co Lender.in accordance with �
<br /> , .;`�� the provisions of pa�agca�rh 8,in lieu of the payment of mortgage insutance pr-�:uns.These items are c:ti!�°'�crow Items." �..,.
<br /> `� Lectder may, at any� c�ollECt and hold F�nds in an amount not to exc.ad al'�°�maximmm amonnt a E��r for a federally °�":
<br /> � related mcx-�,sge lo�c�y �equire for Borrower's escrotv account under the fe8eral Real Fstate Settlemz�'t�roceduses A�t of `'
<br /> � �;.� ��.-
<br /> f;�`, •.' 19?a as �a.�ed from�r,°,to�,1�U.S.C.Seaion 2601 et seq.("RESPA°),unlcss aruther law that applIes to th°��t:nds �
<br /> `=t'`"F sets a Ies�r amount. �f so, ],e�c3er rm��,ai any time, collect and hold Fnnds in an amu..:;?�ot to exceed th�lesser a�rn�t. �•-�--
<br /> tjg'i;��f�~
<br /> ��``, , � Leader may estimate the a.�nount of Funds due an the basis of current data a*_+.d ezasonabte estimates of e�enditur�c��unire
<br /> • . &crow Itews or atherwisa s�accord3ace with applicabte lav�.
<br /> � The Funds shall �z held in a.� institution whose deposiss�.e insr�..3 �y a feder�agency, instramemality. ar �:tiry ;;�
<br /> (including Lender,if Lender is s��.•�stitution)or in any Fed.�1 Home LoaE Bank.Le�..-��'sha11 apply the Fuuds to�t�
<br /> Esccow I.r�ns.Lender Enay not cha.Tge$ortower for holding and applying the Funds.annuaIZy analyzing the�scrow acao�imt.bc
<br /> „ verifying t�Escrow Items,unless Lender pays Borrower interest on the Funds and applicabte law permits Lender to maks sucd� - -
<br /> � a charge.Howaver,Lerder may require Borrower to pay p one-dme charge for an indepeudeat real esYate tax Yeporting service .
<br /> .•�. '� used by Lender in c¢na�ciion arith this toan, unless applicabte law provides otherwise. Untess an agreement fis made or �
<br /> -` � � � applicable taw requires interest to be paid,Lender s6a1!not ba requ;red to pay Borrower any imecest or eamings on ttie Funds. � �
<br /> Borrawer and L.ender may agree in writing, however, that interesi shali 6E paid an the Funds. Lender shall give to Burtovrer. �
<br /> �.� � without charge. an annual accauntin��f the Funds, showing crediu and debits to the Funds and the gwpose for which each �__
<br /> � debit to the Funds was r-,.,�3e.The Fi;a::�are pie�►�c�as additional security for z?sums secured by this Seauiry Insuament: _
<br /> •- • If the Fands he.�E�=.etider ex�,�i the amv��.xs permittad ro be held by��llcable law.Lender shali aca�unt to Borrower ,
<br /> � . for the e�Funds in ac�nrdance�,�th�requirements of applicable law. �r x'�e amount of the�unds he�Td by Lender at any .
<br />' � time is a¢.0:�;zf�cient to pay the Escrow Items when due,Lender r�ry so natify Borrower�n wrlting,and,in snch case�t�nower .
<br /> shall pay to Lender the amount necessary to make up the defic'ser:cy.Bortower shaU maAe up the deficiency in no��shan �
<br /> ' t�velve manthly payuients,at Leader's sale discretion.
<br /> � �.� Upon payment ia fuil of a11 sums secured 6y this Security L�suument. Lender shall pramptly refund to 36orrower anyr ___
<br /> . Funds held by Lender.If, under paragraph 21,Lender shall acquire or sell the Properry.I..ender,prlor to the acquisItion or sate — -
<br /> � of the properry.eha}1 appty any Fun��eld by Lender at the tima�f acquisition or sale as n cmdit against the sums seca�ad by —���
<br /> �• thls Security Instrument. � . . �
<br /> • � 3.Appilcat�ov of P�yments.Unless agplicable law pmvid�otherwise.s..."paymeau received by Lender under paragrap6s
<br />' . 2 and 2 shall�e applied: f rst,to anY PrePayment charges due under the No�;��roQd,to amounts pay�'_e under P�8�Pb.i: �
<br /> _;�;;#; tlurd,ta interest due:fourth,to principai due;and last,to aay late�arges d::�.�3er the Note. �
<br /> °'%-� 4.�:Lten9.Borrow�er shall pay all taxes.assessmec�:�..c5arges.�nes and imposidons attrih�^-.�:hYe to ttl:e Pht",�?lY .
<br /> � � which u�r�s attain priority over this 5ecudty Instrument,and tex�:'�o;d pay..^.�.3s or gcound rents.if any.&urower:�5��;,��pay � —
<br /> � � • ehese obligatimns in the manner pmvided in paragraph 2.or if not pa3d in.th�ry,r.nner.Borrower shail pa��3`,r�on 6„p�.r"�^.,cttq �•.��
<br /> � to tho person owed paymeat.Borrower shall prompdy fumish to Lender ttll r.�r.i�s of amounfs to 6z paisi c:���r this p�ph.
<br /> � If Borrawer makes these payments directly.Borrower sfiall promptly fumis4�to L.ender receIpts evidencing rae payments. �
<br /> � • Bonower shall oromptly discharge any lien which has priarity over this Security Instruatent un�ess H,�aower:.(a)�^�s in
<br /> .' .- writing co the payment of the obligation sec�ued by the lien in a marmer acceptabte to I,ender:(b)wntests in good fuith the lien � �
<br /> � � by, or�defends against enforcement of the lien in, legai proceedings cuhir3� i�the I.ender's opinion operate to prevent t1:e
<br /> enforcement of the lien;ar(c)secures fmm the holder of the lien an agreemenr:satisfactory to Lender subordinating the lien w �. ,
<br /> � , this Security Instrament. If l.ender determines that any part of the Property is sub}ect ta a lien which cnay attain priority over � �.
<br /> . . this Security Ynstrument,Lender ma�glve Bonower a notice identifyinD the liea.Boaower shall satisfy th;,lien or take one or
<br /> more of the a�tions set forth above within 10 days of the giving of notice. .
<br /> Fam 3028 9180
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