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<br /> TO�B'I'f�IER WC�H till ehe irnprovements now or 6ereafter er�d on tfle prmperty.au+d all easemenrs.appurtcnaaces.�ued �"��
<br /> � ftxtut�es now ar �rzafter a pa� of the praperty. Ati raplaceiawts ttncl sdditions shall al� be covered by this ��auity =
<br /> � Iasuuur�nt.AI�of the foregoing is referm.6 to in this Securiry Insuumrnt sis sh�°i�roperty." .�
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<br /> ` ' �aRRQWER COVENANTS that Borrotiver is lnwfulJy seised af the estate hereby conveyed and has the right ao gsum un�i ��
<br />- rnnvey the Property and that the Property is unens�m�er�sl,except for encum6rances of record. Bortower warrant�and will �
<br /> � ' ��`� defend generalty the utte to eFie Froperty against ail cta'sms and d�mands.sc�bject to any encumbiances of record.
<br /> ' ?7{IS S��I3RITY L�IS'I`RQ)MENT eom�iues uniform covenants for national use ssnd non-uniform oovenants with timited �}
<br /> . � variations by jurisdictIon to oon�itute a uniform securlty insuument aovering real property. --_-
<br /> . UIVIFORM COVENANTS.Barrower arcrl Ler�der eovenant aad agrce as foliows: —_
<br />-�� • � 1. Paymeni oY Ptdadp�l aed In4er�es4; Feepeynaent und Late Chargeq. Borrower shall promptly pay when due itt� =W-
<br /> ` '' principai of and'urterest on the d�t evideno�isy th�Note and any prepayment and late charges due under the Note. �::':
<br /> ,.':,°� 2.Fusds[os Tsu�aad Iasurauce.Su6'ea ca =
<br /> J applicubte Iaw or to a written vraiver by Lender. Borrvwer sha11 pay to �
<br /> � •"'":r, ; �er on the day monti�ly jsag+msnts are due uader thet��Tute.unntii the Note is paiil ia fult.a sum(°Funds")far.(a}yearly taxes �-=
<br /> � �ar•�,; 2ad assessments whicfi may atTain priority over this��ity instnunent as a lien on the Pro�erty;(b1 Yearly leasehald payments .—__.
<br /> ..:'��,: ; !; or ground rents an the Property,if an3,(c)Yearly h�us�ar pronerty insumnoe premiums:(d)Yearly flood insurance premiwns.
<br /> � "'�� if any; (e)ye�azly rnortgage insuraace p�niums,if uay;and(�any svms payable by Borrotver to I�ender,in acoordance arith
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<br /> ,"�'`@ � ths provisions of paragaph 8,in lieu of the payment o��tsortgage insuraace pr�emiums.These items eie calted°Fscrow Items." �- ;
<br /> ..:::t.,�:: �.:
<br /> •F;�'s.L� I.e n d er may. a t a�ny t i m e,cu l t e c t a n d ho l d F u n d s i��amoun t no t to ex c e�i W e raa�rim�am ama u n i a l e n d er fos a f e de i a lly
<br /> :����1�` related mortgage loan ma��e fnr Eorro�ver s���aa�ount ander the S�nI�teal Esmte Settlemem Pmcedures Act of � "
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<br />,�<�c�f;"{; 1974 ss amended from tt�e t�tiu�. i�U.S.C.Section 2801�t seq. ("RESPA"},�ess auather law thai ap�lies to the Funds
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<br /> '.``�i`� `• sets a lesser amaunt If so. L,�niEr�,rr¢t�y time.collect�.hrald Funds in an amovrnt u�t to exc�ed tae I�ser am�4unt. �_
<br /> • `,;;:� Leader may estimate the amram.t af f+r�dne on the basis of�ent data and ceasonab2e esamates of expenditures oF futuie =-
<br /> Fscrow Items or otherwise in acco��.:ith applic�Ee law. . �
<br /> `� 'n
<br /> ` ' .� T6e Futrds shal! be heid in an ivsritation wttQSe depasits are insured by a federa! agency, in�+!mQntality, or enflty "'`�
<br /> �.:•�..,; �� (including Lender.if Leader is sucti aa f�atitutionl or in any Federal Home L,oan Bank.Lender shtill aPPt3'the Fnnds w pay the �--�_
<br /> � �F f!`�''' ' Escrow Items.t.ender ma not char e Ev_*�zower for holdin and I 'n the Funds,annuall n�al zia tha esemw account,or �
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<br /> �t:.''�: "� verifying the Escrow Items,�mtess Lender pays Barrower interest on the FuBds and applicable lrarc permits Lender to make snch =
<br /> '��'� a c.Iiowever.Len�.r ma Borrower to a a one-time e for an ind ent real estate tea r rtin service �
<br /> �� Y�i� P Y ��S eP�d � 8 �:_
<br /> , �'� used by Lender in coanxtion arith this loan, unless applicable law provides otherwise. Uatess an agreeme� is made or ��
<br /> �: �.. ap�slicable law requires interest to 6e paid,I.ender shall not be req�to pay Borrower any intemst or earniugs on the Funds.
<br /> � ��.F"� Borcower aad Lender may agree in writing,however,that interest shali be p�id on the Ftuids.Lender shall give to Borrower, � �
<br /> �._,� without charge.an anaual accouIIting of the Funds. shawing credits aad debits to ihe Fudds and the purpose for which each �
<br /> . �; �t debit to the Funds was mx�e.The Funds are p2edge@ ss�additional security for a!1 swns secur�by this Sea�titYr Instrumeni. �°
<br /> ''' ,.� � If the Fands held t��er exceed the amauat�fv�nnitted to be held by�ri�:cab�taw,Lender shIIll�uaaount to Borrower
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<br /> ',.�:f �� �' for the exsess Funds in�r�ance with the c�eqnirements of applicabte lavi.i�!dGi��mount of tha Funds}te�,�by Lersder at any
<br /> ��;�". �r,_
<br /> •" ���•s�. time is not sufficient to pay th�Escxova Items whea due,Leader may so notify�:�ewer in i�Ttin�,aad.in sacb tase Borrowar
<br />:�.`p; , shall pay to I.ender the amaum nec��to make up the deficiency.Bonower c�f.�.:f���ths de�CCiency in no more tuan �-•
<br />,`'r9"a.. :. `' cwelve monthly payments,at Lender'�svle discredon. . ,...-,
<br />'= '�•�' ..`: UPva PaYmc�m in fnf!of a71 svms secur�ed by t�is Securicy Insaument. La�r sltal! pmmptly n�fund to Bomower aay ,-
<br /> ����."� Funds held by Lender.If,under paragraph 21,1.ender shall acquire or sell the P's�u�rty,I.ender,prior to the acynisiti�n ot sale • �
<br />�`�''��'�' perty.sb�ll apply arry Fands��td by Leader at the time of acquisition or sale as a cmdit against the sums secured by �
<br />;;���s�:' of thc Pro
<br /> �'�`��'� this Security Insbn�a�em. . '
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<br /> t,a�,{,., . 3.Ap�Bon of Fayments.Unle��pplicable law providea otherwise.a!1 paymenu received by Lend�ainder paragxapiis f
<br /> -:,•,� � 1 eixl 2 shall be applled:first,to any prepayrs�ew��ges due ander the Note:seaor.d,to amounts paya6le�nder ptuagrapb 2: r.- �
<br />,:��;�;:�:''..' third,to inierest dae;fourth.to princip�!cue; and 9ffit,to any late charges dae uader the Note. • ' °�'
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<br /> .rt ,. . � 4.Cl�aeges; Llets.Bomowe�sh�}.[.�ay all taaes.assessmeats.charges,fines and impositions attri6utable to the Proarty =....-
<br />�"`•�����,� which may attain priority over tGls�za;�.ity Instrument, and leasehntd payments or�und rents.if any. Borrower shalt pay .
<br /> ���,'': � ti�ese o611gatioa4 jn the naz�^_:r p�ovica�in paragraph 2.or if not paid in that manner.Bozrower shsilt pay tliem on time directly. . .
<br /> to the person owed paymb�c:3o�zower shall prompily fiunisb to Lender all notices of amounts to be paid uMer�his pnragraph. . �
<br /> � � If Borrower maSces tltese payments directty,Borrower shall promptiy fumish to Lentler receipts evidencing the payments. �
<br /> �.
<br /> •- Bomnwer shall ptomptiy disciia��:any lien arhich has prioriry over this Security Instru�ent unless Borrower:(a)agrees In
<br /> ', writing to IIhe payment of tAe oblip;,�tam.�ecured by the lien in a manner acceptable to Lendes;(b)contests in good faith thc lien �
<br /> , . � ; t;�y. cr defends aaaiast enforcement_c'�.x�e lien in. Iegal pro�eedings which in the Lender's apinion operate ta prevent the •
<br /> � �tforoement of the lien;qs��.$)sewres frum the holtF�r of the lien an agcement sadsfactory to Lender subordinating the liem to —_
<br /> this Security Instrument.Lu L ender determines tmai.�ry part of the Property is subject to a lien which muy a4tain priority over =
<br /> ..���;;:,�'` , this Security Iastrument,L�.,�r may gasre Borrower a notice identIfying the lien.Borrower�hill satisfy the tien or take dne.or
<br /> �`%'';!:.� more of the action�set fnrtb a�nt��w:�ihEa!0 clays of the giving of notice. •
<br /> '� � . , . • Fonn 3028 9/S1D
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