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<br />(C) "Lender"is WELLS FARGO BANK, N.A.
<br />Lender is a National Association
<br />organized and existing under the laws of THE UNITED STATES OF AMERICA
<br />Lender's address is P • O . BOX 5137
<br />DES MOINES, IA 50306-5137
<br />Lender is the beneficiary under ihis Security Instrument.
<br />(D) "Trustee"is WELLS FARGO FINANCIAL NATL SNIC
<br />(E) "Note"means the promissory note signed by Borrower and dated MARCH 15 , 2010
<br />The Note states that Borrower owes Lender ONE HUNDRED E,IGHTY~-FOUR THOUSAND NINE
<br />HUNDRED AND NO/100 Dollars
<br />(U_,S, $ ***184, 900.00 )plus interest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than APRIL 1, 2040 .
<br />(F) "Property"means the property that is described below under the heading "Transfer of Rights in the
<br />Property."
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Note, and all sums due under this Security Instrument, plus interest.
<br />($) "Riders"means all Riders to this Security Instrument that ate executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]:
<br />D.Adjustable Rate Rider ~ Condominium Rider ~ Second Home Rider
<br />0 Balloon Rider ~ Planned Unit Development Rider 0 1-4 Family Rider
<br />0 VA Rider ~ Biweekly Payment Rider 0 ether(s) [speciFyJ
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable $nal,
<br />non-appealable judicial opinions.
<br />(~ "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic tetcninal, telephonic
<br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds"means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, or onnissians as to, the
<br />value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />NEBRASKA- Single Family -Fannie Mae/Freddle Mac UNIFORM INSTRUMENT
<br />-G(NE) (0611) Page 2 of'15 Initials: Fprm 3028 1101
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