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<br /> DEED -~F TRUST
<br />DEFINITIONS
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section l6,
<br />(A) "Security Instrument" means this document, which is dated .......................Q2 :24.201.0... , , , , , , , , , , , , , , , , ... _ _ _ .. , g her
<br />. to et
<br />with all Riders to this document.
<br />(B) "Borrower" is ~el~mv. M:.Grandt enli. Rawn M:.Grnndtr Nusl2an.~ .aq~.l~lf9 .................................................... .............
<br />........................................................................................................................... .
<br />Borrower is the trustor under this Security Instrument.
<br />(C) "Lender" is Heritage Bank ............. ................................................................................................... .
<br />Lender is a .GDflt4C8tlQp ............................................... ........... .......... ....... r
<br />organized and existing unde
<br />the laws of .lh~.stilts of N~b~aska ..........................................Lender's address is .1.~33.NQ[th.Wllb6 Rogdr.l'..Qr.~PX.~7~$,..
<br />.Grand l~aand,. N~..~..8.$Q~: ~.1~.$ ....................................................................................................................... .
<br />Lenderts the beneficiary under this Securityy Instrument.
<br />(D) "Trustee" is Heritage,B~nk„1333 N.Webb.Rd,,PO,Box,5138 Grand Island, NE, 68802 .................................................... .
<br />(E) "Note" means the promissory Hate signed by Borrower and dated R~:2.4~~41~ .................................................The
<br />Note states that Borrower owes Lender fvtxy. rung. xhaUSand.slx .huhdr.~d.liflY. four, alld.341.10.U .................................................
<br />4 ,)
<br />.................................................. Dollars (U. S. $ 49,65 ;3 , , , , , _ „ _ _ , , , , , , , , , , , plus interest. Harrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than ....................03:2.4.•20.'15....................
<br />.......................................
<br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrurent that are executed by Borrower. The following Riders are to be
<br />executed by Harrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />® Hallaon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />© 1-4 Family Rider ^ Biweekly Payment Rider
<br />(n "Applicable Law" means all controlling applicable federal, state and local staartes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions.
<br />(,n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages describedtn Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; ar (iv)
<br />misrepresentations of, ar orntssions as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default an, the Loan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601. et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successpr in Interest of Borrower" means any party that has taken title to the Property, whether or not that pally has
<br />assumed Borrower's obligations under the Note and/or this Security Instrument.
<br />NE6RASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT 1J
<br />Bankers Systems, Ina., St. Cloud, MN Form MD-1-NE 8!17!2000 ~./
<br />raf; 1 /2001 (page Y of 7 s)
<br />~AIIIYIYY
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