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2oioo17~~ <br />acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be <br />dismissed with a 'ruling that, :in sender's judgment, precludes forfeiture of the Properly or other material <br />impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of <br />any award or claim for damages that are attributable to the impairment of Lender's interest in the Property <br />aie hereby assigned and shall be paid to Lender. <br />All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be <br />applied in the order provided for in Section 2. <br />12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for <br />payment or modification of amortization of the sums secured by this Security Instrument granted by Lender <br />to Borrower or any Successar.in Interest of Borrower shall not operate to release the liability of Borrower <br />or any Successors to Interest of Borrower. Lender shall not be required to commence proceedings against <br />any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify <br />amortization of the sums secured .by this Security Instrumeni by reason of any demand made by the original <br />Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or <br />remedy including, without limitation, Lender's acceptance of payments from third persons, entities or <br />Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of ar <br />pl'eclude the exercise of any right or remedy. <br />13. Joint and Several Liability; Co-signers; ,Successors and Assigns Bound. Borrower covenants <br />and agrees that Borrower's obligations and liability shall be joins and several. However, any Borrower who <br />co-signs this Security Tnstrument but does not execute the Note (a "co-signer"): (a) is co-signing this <br />Security Instrument only to mortgage, grant and convey the co-signer's interest in the Property under the <br />terms of this Security Instntment; (b) is not personally obligated to pay the sums secured by this Security <br />Instrument; and ('c) agrees that Lender and any outer Borrower can agree to extend, modify, Forbear or <br />make any accommodations with regard to the terms of this Security Instnnnent or the Note without the <br />co-signer's consent. <br />Subject to the provisions of Section. .18, any. Successor in Interest of Borrower who assumes <br />Borrower's obligations under this Security Instnunent in writing, and is approved by Lender, shall obtain <br />all of Borrower's rights and benefits under this, Security Instnunent. Borrower shall not be released from <br />Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in <br />writing. I'he covenants and agreements of this Security Instnunent shall bind (except as provided in <br />Section 2t]) and benefit the successors and assigns of Lender. <br />14. Loan` Charges. Lender may charge Borrower fees for services performed in connection with <br />Borrower's default, for the purpose of protecting Lender's interest in the Property and rights trader this <br />Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees- <br />Iu regard to any other fees, the absence of express authority in this Security Instrument to charge a specific <br />fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge <br />fees that are expressly prohibited by this Securiiy Instrument of by Applicable Law. <br />If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpreted so <br />that the interest or other loan charges collected or to be collected in connection with the Laan exceed the <br />permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the <br />charge to the permitted limit; and (b) any sums already collected from Borrower which exceeded permitted <br />limits will be refunded to Borrower. Lender may choose io make this refund by reducing the principal <br />owed under th'e Note or by making a direct payment to Borrower. If a refund reduces principal, the <br />reduction will be treated as . a partial prepayment withotrt any prepayment charge (whether or not a <br />prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by <br />direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out <br />of such overcharge. <br />15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument <br />must be in writing. Any. notice to Borrower in connection with this Securiiy Instrument shall be deemed to <br />have been given to Borrower when mailed by ftrst•class rtiail or when actually delivered to Borrower's <br />notice address if sent by other.means. Notice to any one Borrower shall constitute notice to all Borrowers <br />unless Applicable Law expressly requires otherwise- 'The police address shall be the Property Address <br />>.uness Borrower has designated a substitute notice address by notice to Lender- Borrower shall promptly <br />notify Lender of Borrower's change of address. II' Lender specifies a i~rocedure for reporting Borrower's <br />change of address, then Borrower shall only report a change oi' address through filar specified procedure. <br />NEBRASKA- Single Family - Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />~$(NE) (0811) ~ Paga 10 of 15 ~nlnais: Form 3028 1/01 <br />~m z ~- <br />