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<br /> rOGEd'HER �tVIT�i all the improvem�nts naw or hereafter erected on the property, and all easements, ��.��:�
<br /> �� appurtenauces,and�aivres now or heceafter a part of the property.All tepiaceinents and ac4ditions shall e�so be rnvered ,
<br /> by this Sccurity In�trumeu�Ail of the foregoing is referred to in this Security Instro�ent as tha"Praperty." `,�.�_
<br /> Bt�RROWE4t CQVENANfS that Borrower is lnwfully seised of the�tate herebq canveyed aad has the right w
<br /> ` grant and coavey the Property and that ths Property ia unencumber�d,egcept for encumbeances of record. Bornsa�er .,�
<br /> warraate and will defead genera}ly the titl�to the Froperty ag�inst all cleims and demands.subject to aay encumbrances �.;`
<br /> '' of recosd.
<br /> TgIIS SECURITY INSTRUMENf combines uniform covenants for national use aad nonvniform covenaats with � `
<br />_.� limited variations by jurisdiction to cons4itute a uniform securitq instsvraeat coverir�real propertp. �-�`
<br />-�' UNIFaRI�i COVENANTS.Borrower and Lender covenant and agree as follov�� ���
<br />��` 1_Paqmeat of Princfpal and Interest;Prepayment and Lat�Chsrges. Bo�rawer shall promptly pay when due `
<br /> , the principal 04 aad interest oa the debi evidenced by the l�Iote aad any prepayment and late ch�rges due under the Note.
<br />. 2. Fnnds ior Tages and Iasurance. Subject to applicable law or to a written waiver by Lender,$arrower shall �,'-'�,
<br /> - ay to Lender on ti�.o day monthly pay:nents are dus under the Note.until the Note is gaid in fulY,a eam("Funds")for. �"-_
<br />�,. ;: �aj Y�Y L�Ers a�s�me�which m�y mtYsin priority over this Security Insttument ss a Iic�a nn.the Prcttgdrty;(h) `_
<br /> m r
<br /> fi�.t � P�B. Y' �F'�Y�. P�i r.. .
<br /> '''! pc:�s€g Ilea�ettRld �as.ents or uad rents�at�t�e I�nr if an ,(c)Yearly hazard or �sss�u7rarP um.� . ��::;;
<br /> Cc�}Ye�1��til�sd ir.���o�preaeiur�s,if�up;f eI��slr ra�Qrt�s�e insuraace presniu�,it aup;a�l�);.z�a�lnss�:[r's�v�1e {
<br /> re e u . .-•,
<br /> :.,'� by�as�m.�uu�-t�L:��r3r�:;in xcca�su�e�rittc tite�ra�?ir����rttagragh 8,in Iieu of tf�isa.ymenU.c����nt� � �.,i,.;`'
<br /> � Lr3
<br /> .:', �ccm��'?Il�a:iit�rs zre ca�ted°'Lsnucs T.t�rr�°'t.;r.n+�r,r� n.sau dmssi.cnlla:t�I�nld T�tirttlfi i�an amount not .. �f:���'
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<br /> ;,�� r��;z���.cl��.�1ims,ua�:sma�r.t.�,.��i:r J��L��,s�h-.di��rt�s loan maq requir��-ot l�rarrower's escrow -.•�s
<br /> '�'�-,;; � :ancccr•r�!�ti�ii��rr1 H,�L:}ai����ax�s�u�tL��rx�� ��:.-��s�E��`�aa amended from ti�e Lv time, 12 U.S.C. ����-
<br /> �`;�:��. ��cn�1 et�.�.�""?�'' � ��"};.�nT?'�•.:���'��`=3��at s�?iES to ths F�ds sets a lesser amoum.tf so,Lender may� `—�;,;
<br /> � aL any time.collecr�Lold Funda in an a�a+�n�t not to esceed the le�er amoum,Lender may eatimate the amount of ��::-
<br /> � Funds due on the�s cf current data and reasanable es4imates of espenditares of future F�crow Items or otiierwise in =-:-
<br /> r : accordauce with agplicable law. �F``--
<br /> � 'f'he Funds ehaU be held in an institution whase deposits are insured by a fedetal agencp,instrumentality�or entity r '`,-
<br /> (includiag Lender.ii Le�der ia euch an institution)or in anq Federal Home Loan Baa�k.Lender shal!epply the Funds to _ .
<br /> pay the Escrow Items.Lender maq not charge Borrower far holdiag aad applying tha Fuads. anaually analyziug the
<br /> ;�,� �E escrow account,or verifying the Escrow Iteme,unless Lender pays Borrower interest on tha Funds and agplicable law °`
<br /> � '� permits Lender to malce such 8 charge. However, Lendec ssay require Borrowar w pa�y e ana-time chuge for an
<br /> :.,_.( iadepeadent real estate tax reporting eervice used by L�nder in connection with thie loan,unless epplicable la�v pravldes =.
<br /> 1 otherwise.Un4ess an epreemtnt ie�ade or applicable law c�equine interest to be paid,Lender shall not bo reqvIrod to �
<br /> _ pay Banawer aay intsreat or eamitfge on the Funds.Borrower aad Lender may agea in writing,however�that interest - -
<br /> :. �i ahall br�psnd on the Funds.Lendtr shall give to B�rrowes,without chazge.en asmual accounttng oi the Fustds,ehowing —
<br /> ' crodits and deblta to the Funds and the purposa for which each debit to the Funda wes made.The FuIIds aro pledged as _
<br /> �additi�nal security 4or all suma sxur�d by this Security Inatcumett� _.�
<br /> . � If th�Funda held bp Lender eaceed the amounts pesmitted to be held by applicable law.Lendar shall account to —
<br /> .�:t Borrower for the e�oesa Funds in accordance witb the requirements oi applicable law.I�tha amount of the Fimds he2d
<br /> . by I.ender ai any time is not sufticien4 to paq tha Escrow Iums when due.I.ender may so notify Borrower ia writing, ��
<br /> and,in such csse Borrower shall pay to I,ender the amount n�ry to make up the de�ciency.Borrower ahall maSce �_._�
<br /> . up the dt4iciency irs no mora tbau twelve monthlq paymente,et Lender's sole discretior�. �
<br /> �` Upon payme�t in fult of sll sums secured by thie Securitq Instrumen�Lerider aball prampt�g refund to Borrower
<br /> '�- say Funds held bq I.etcder. If,wcder paragraph 2l, Lender shall acquire ar seU tYie Progerty.Lender, prior to the
<br /> � acquisition or eale of the Property,�shall apply any Funds held by I.ender at tha tim�of ar,quisitioa or sale as a cre3it �-�
<br /> �� s; agaiast the surris sec�red lsy this�:ritq Instrumen� � —
<br /> 3. Applicati�n o&Paymeat�: �.'.�'�a;�plicable law provide�s otherwise.all paymeats rec�'sc�i by Le��r*.:ssder
<br /> ''' P�B�Phs 7 aad 2 s'�,�i be appliod:fiisz.t�a�.�pre�ayment cbarges da�undes the Note:SCCOAQ,�fl Sili1011fl��3y3LIt3 , ;:�.�- ,.
<br /> � �i� under paregaPh Z:t��;ta intesrat due:fa:.:�r.:47 pr�ac�pal dus;aad las2.�o any fau chargea dve u�r�er t`�e Nct�.,�. .
<br /> �.: 4. Char:es; Liens. Borrower e�a11 pep:�:t�ces.assessments. charges.fines and impositions ati�ib.et�.Tstc��ir�tla+�•� : _
<br /> • � Ptoperty which meq aitaiu griority over t.�:s SP..c�ity Instrumcnt, and leaeehold payments or gtovnd t•,rt;s�,.;i�z"'aay.
<br /> � . Borrower shall pay these obligations ia 4he m::�.ner provided in paragtaph 2,or if not paid in thai manner,�rrower
<br /> �� ahs+ll pay them on ti�ma direetly to tha pe�ars�c�e8 payment.Borrower shall promptlp fprtush tz 1'uc�der all Aoticea of �-
<br />� � amounts to bo pai��z:�der tfus paragraph.IF''.clor.�ower makes these paymenta directly,BQnower ��:'ptomptly furnieh �
<br /> , ... i . to I,ender receipts evidencing the payments. �' ,
<br /> . .� Bonower ehall promptlq C::�charge any lien which has priority over thie Secusir.�r tn.:,,,.�z�c¢�c a�lesq Borrower:(a) �y
<br /> � a eas in writin to the
<br /> gr g paqme�t of the obligation secured by the lien in a manner a�a�'_��z��..ender;(b)eontesta in
<br /> • good faith the lien by,or defenda agaiast enforcement o�the lien in,legal proceedings whici�r.��e Lender e opinion �
<br /> operste to pnvent the enforcement oi the liea;or(c)secures lrom the holder o4 the liea aa a;�!-ci.�ient eatisPactory to
<br /> . . Lender subordinating tha lien to this Security Instr�men�Ii Lender deurmisr?t�t anp part c��e Pruperty is subject
<br /> to s lisn which msy attain prIority over thia Security JnsWment,Lender may give Borrower a z�w�as idea±ifying tfle —
<br /> lien.Botrower shall satisfy the lien or take�ne o:more of the actions set forth above within l0 d,.a�¢ot tL�s giving of
<br /> notice. �°` -
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