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<br />~ " <br />~ <br />ir~ <br />n ~ <br />~ <br />c7 ~ <br /> <br /> ' <br />" ~ ~ ~ ~ <br />m <br />~ ~ P <br />1 <br />1 N `~ C? G <br /> ~ z ~ <br />~ ~ ~ ~ ~ c~ ~ <br /> ~ ~~ ~ <br /> <br /> ~r ~ ---~- ~ -J C <br /> err C.J7 ..,.,~~.~, © <br /> <br />~ <br />© <br />~ ~"1 <br />^~ <br /> ~~ ~ ~ <br /> after Recording Return To; O <br />` - -~iERITAGE BANK <br /> 1333 N WEBB RD <br />" <br />~O <br /> GRAND ISLAND , NEBRAS KA" 6 8 8 0 3 ~ ~ <br />C <br /> Loan Nutt>.b~r: 02-1244 J <br /> [Space Above This Line For Recording Datal <br />DEED OF TRUST <br />DEFINITIONS <br />Words used in multiple sections of this document aze defined below and other words are defined in Sections 3, 11, <br />13, 18, 20 and 21. Certain rules regazding the usage of words used in this document aze also provided in Section 16. <br />(A) "Security Instrument" means this document, which is dated JANUARY $ , 2 010 ,together <br />with all Riders to this document. <br />(B) "Borrower" is DOUGLAS R MEYER AND ANGELA R MEYER F/K/A ANGELA R . <br />KOEHLER, HUSBAND AND WIFE JOINT TENANTS <br />Borrower is the trustor under this Security lnstrument. <br />(C) "Lender" is HERITAGE BANK <br />Lender is a NEBRASKA BANKING CORPORATION organized <br />and existing under the laws of NEBRASKA <br />Lender's address is 13 3 3 N WEBB RD , GRAND ISLAND , NEBRASKA 6 8 8 0 3 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is T I ERONE BANK <br />1235 N STREET, LINCOLN, NEBRASKA 68508 <br />(E) "Note" means the promissory note signed by Borrower and dated JANUARY $ , 2 010 <br />The Note states that Borrower owes Lender EIGHTY THOUSAND AND 0 0 / 10 0 <br />Dollars (U.S. $ 8 0, 0 0 0. 0 0 ) <br />plus interest. Borrower has promised to pay this debt in regulaz Periodic Payments and to pay the debt in full not later <br />than FEBRUARY 1, 2025 <br />(F') "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment chazges and late charges due under <br />the Note, and all sums due under this Security Instrument, plus interest. <br />(~ "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders aze <br />to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Planned Unit Development Rider <br />[~ Balloon Rider ^ Biweekly Payment Rider <br />^ 1-4 Family Rider ^ Second Home Rider <br />[] Condominium Rider ^ Other(s) [specify] <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial <br />opinions. <br />(.n "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges <br />that are imposed on Borrower or the Property by a condominium association, homeowners association or similar <br />organization. <br />NEBRASKA--Single Family--Fannie Mae!Freddie Mac UNIFORM INSTRUMENT <br />Form 3028 1 /01 Page 1 of 1 1 <br />~~2.~ arm <br />DOCMd(JiC 800.649-f3S2 <br />www.dacmagic.com <br />Ne3028.do[.xrrJ <br />