|
~~
<br />~~
<br />r~
<br />~r~ f~i'1 ('~ ,
<br />~ ~ ~ n
<br />~~ ~
<br />~~
<br />~ ~ ~ N
<br />o~o~ I~
<br />
<br />[Space Above This Line For Recording Data
<br /> ~.:
<br /> e~
<br />~
<br /> ' ° o Ir
<br /> ~ z -~~1 N Z
<br />:~s
<br />
<br />~ '~'~" Q ~ ~-' m
<br />~, N -~ ~ v
<br />A
<br />~ ~ ~ ~ to
<br />~ -~ ~ ~ ©
<br />~+
<br />°
<br />~ r ~
<br />~ ~'
<br />M... (zn
<br /> ~ ~ ~
<br />
<br /> tV ~ ~ m
<br /> to
<br /> Z
<br /> Q
<br />DEED OF TRUST MiN:100416700009620s51
<br />DEFINITIONS
<br />Words used in multiple sections ofthis document are defined below and other words are defined in Sections 3,11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 1 G.
<br />(A) "Security Instrument" means this document, which is dated March 12th 2010 ,together with
<br />all Riders to this document.
<br />(B) "Borrower" is Rosemary A Dickinson, a single person
<br />Borrower is the trustor under this Security Instrument
<br />(C) "Lender" is CharterWest National Bank .Lender
<br />is a Cor oration _ organized and existing under the laws of the State of Nebraska
<br />Lender's address is 714 N Diers Avenue Crand Island NE 68803
<br />(D) "Trustee" isCharterWest National Bank 201 South Main Street West Point, NE 6878$
<br />(Ia) "MFRS" is Mortgage Electronic Registration Systems, Inc. MFRS is a separate corporation that is acting solely as a
<br />nominee for Lender and Lender's successors and assigns. MFRS is the beneficiary under this Security Instrument.
<br />MFRS is organized and existing under the laws of Delaware, and has an address and telephone number of P.O. Box 2026,
<br />Flint, MI 48501-2026, tel. (888) 679-HERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated March 12th 2010 .The Note
<br />states that Borrower owes Lender One Hundred Ei ht Thousand and 00/100
<br />Dollars (U.S, $108 000.00 )plus interest. Borrower has promised
<br />to pay this debt in regular Periodic Payments and to pay the debt in full not later than Aril 1, 2040
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the Property."
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the
<br />Note, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Others s eci
<br />() [ p fy]
<br />
<br />^
<br />]-4 Family Rider
<br />^ „
<br />Biweekly Payment Rider
<br />(J) "Applicable haw" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealablejudicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(h) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as
<br />to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the
<br />Property; (ii) condemnation or other taking afall or any part of the Property; (iii) conveyance in lieu of condemnation; or
<br />(iv) misrepresentations of, or omissions as ta, the value and/or condition of the Property.
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan.
<br />(P) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)
<br />any amounts under Section 3 ofthis Security Instrument.
<br />NEBRASKA-Single Family--Fannie Mac/Freddie Mac UNIFORM INSTRLIMENT (HERS) Form 3028 t/01 (page 1 of8pages)
<br />12439.CV (11/07) 903G24 Creativc'1'hinking, Inc.
<br />GOTO(OOOefU52)
<br />~'
<br />~~
<br />Return To:
<br />CharterWest National Bank
<br />714 N Diers Avenue
<br />Grand Island, NE 68803
<br />
|