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<br /> TOtiE'fHER WITH ali the impravem�nss now or t�.°ceaftEr er�c.2sd aw th�property.arvi sill easements.uPPurtens�es.ssad
<br /> c,
<br /> fixtures now or hercadi�r n pa�R of t�+: gn'a�ertY. A11 re�!s�s�:GS � ud�itions shall also be covered by this 3ec�uity ���J
<br /> Insuument. Ali of ihe faregoing is ref�eo�a t2�is Secaritp Instnun�nr.r.n th:"Fropeny.° ---.
<br /> B()RRQi1VER COYENANTS d►at Bonow,er is la�tifl�lis•seised�of tYu:rs►°.�.°t�:eby conveyed and has the ri�►t to grant and �
<br /> convey the Property and that the �perty �s ur�r.�.`es�•e�pl gM c:nsune'S'''�of record. Bonawer wasrar.ts�.nd will �r-_
<br /> defeasl generdily the dtte to the Praperty asainst�!1 ctsisea ar.�d-r'at�3.s�b}ect to any encumbrasices of rerord. �,�,
<br /> THIS S�CUHti'PY/NS'ERUMENT cosnbie.�e�ifo:m caser���fc� nation3!use and nun-uniform covtn�►is witit limita!
<br /> variations F�y jurisdiction to constitute a unifor�s�auit��:�tttw;�r.r.a�r•.ring ceal ProPcny. ��
<br /> UNffORM COVEiVANTS.Borrower nnd IFr•.,d2r cxver.ar_°amd a�ee as follov�s: �-:.`'`
<br />- 1. �"a3+�nt of�rrdad�!ssnd [�►ter�t3 �'aei���Z�d LaYe Cha.�sst;. Boao�ver shall promptly pay �vhen dus the �._
<br /> sn
<br /> principal of and interest on the detst evi�ctceQ 5Y ctu=NU:a�td any prepayment and late char�es due under the Note. �,R
<br /> 2. Fuarls for Tases suFd Im-�.�m�:e. S�L•;ed to a�P�icabte Inw or to a written waiver by Lender, Barrower shatl pay to _ _
<br /> Lender on the day monthly payment�are�=u�d".r t�u H°te,until the Note is paid in full.a sum("Fuads°)far.(a)yearly tsuces _
<br /> an�assessm�nts which may attain prioriE�•oYU t�W;3ecurity Instrument as a Gen on the Prop°..rty:(bl Yearty lrasehold paymxnts �_
<br /> or grovnd rents on the Property.if aay:(c)Yenrtg•i��ard or property insuranre premiums:(d)YeazIY flQOd ins�mn°e premiums.
<br /> if any (e)YearlY mnrt�age ins�raz►ce premiums. if aey: ar.d(�a�y sums payable by Borrower to Ixnd�.in accardance wiih �;
<br /> the provisions of paragrapb 8.in lieu o f t h c payrceni o f e-a:t�i n s u r a n ce p r e m i u m s.TRese items are called"Escrow Itcuns." �:.,:
<br /> Lender m�y.at any time,oolle� and turDd Fw:ds in aa a�rn+.;�not to exceed the maximum umount a tender for a fedesuity __ _
<br /> related mortgag�loan may require ftr_�B�-.rra•s,er-s escror-1 accaunt under the faderal Real Estate Settlem°nt Pracodwres Act of _
<br /> 1974 as emended fmm time to time, 12 U.S.�..Sact�m 2601 et seq. ("RESPA').unless anather 13w that appiies to the Funds --
<br /> sets a lesser amounc. Y1F so, Lender may. �t+ucy dra`» colleM and hold Funds in an amount not ta ex�the tesser amnnn� _
<br /> ; Lender may estimate the amaun!of Funrds d�ou r�basis of curcent dara and masonzbte es6mat�s of e�-iditures of future ��
<br /> G� _.
<br /> Fscrow Iteras or atherwise in accordance with appl'sccri::[e law.
<br /> The Funds shall be held in an institution wlv:se deposits are insurad by a federal agency. instrum:ntallry• ar enury
<br /> (includiag Lendrr,if Fs-�ader is sucd an instiwtion}rr in any Federal Home Laan Bank.Lender shall apply the Fuads to pay the
<br /> �' Escrow Items.Lend��ssy not charge Horrower for notding and applying tho F�nds.unnnualIy analYzinS tho escr°N a�°°u�,or _
<br /> verifying the Escrow C�s,uniess Lender pays Borrower interest on the Faads�.d applicable law permits Lender to make such �...,.
<br /> a c�g:.�towever.Le�der may require Borrower to pay a one-time charge for an independent real e��tate tax reporting sen+ice �___
<br /> Le
<br /> � used, by LEnder in arm,�cn�ion witb this loan. unless applicable law provides othenvise. Unless an agreQment is made or �_-
<br /> applicable law requirES;�zrest to tse paid,Lender shall not be required to pag�arrower any interest or earnings on the Funds. �.�,
<br /> Borrower and Lender�y agree in wriring.ha�+e�;�'.that interest shaU be�r�^�Ln the Funds.Lender shall give to Borrower.
<br /> : without¢harge, an anr►�al accounvng of the Fan�s,showing credits and d�E:•'r�s:a the flwds and the puipose for wluch eaeh ��_
<br /> debit W the FunQs was made.The�uu�s are pledged as addidar.aL�ecurit3+for alI sums s�z:..3 by this Security Instntment. �:_
<br /> � If the Funds held by Lender exceed the amounu pernvtted cca�held by appGcable i�a,Lender shatl acoount to Borrower •
<br /> for the exc;ess Funds ira acco:dence with the requirements of appTirzble law. bf the amount of the Funds held by Lender at an}r
<br /> time is not suffici�t:��ay the Escro�r Items when due,Lender may so ncti�,lSorroiver in writing,and.in such rase Borrower __-
<br /> � shalt pay to Lender�ae amount neeessary to make up the deficiency.Barrr�'�.�r shall make up the deficaeaey in no more t6an •
<br /> twelve mer�?�rayu�nts,at Lender's sole discretion. • —
<br /> Uria�i�+sk.�,i�zst.in fult of all sums secured hy this Sec�� Tz�st►nment, Lender shall promptty refund to 8orr.xa�any
<br /> Fonds C�'���=��des paregraPh 21,I.ender shall ac��ire or sell ttie Proq:rty,Lender.prior to the acquisitian or sale --
<br /> of the Propeity. sT�:��PlY enY Funds held by L�a�..*at the time of acqui�i��cr�or sale as a cre�it against ttus sums secured by
<br /> this Security Insuum��
<br /> 3,�p11ca4Ean o�P�ytnenG°l��less applicabte law pro�:.+:��fltherwise.a�l paym:nts received by Lender under p�saphs ,
<br /> ' 1 and 2 cnatl be applied:first,to�nx�repayment charges du�nnder the Note: second.w��r,mflunts payable under pa�;��*�Ph Z:
<br /> � � third,to interest due;£�th.w�rinripa!due;and last.to any Ic:�s c&arges dc:.u.�der the Note.
<br /> q.Cha�ges;�Bonower shall pay all taxes.assessmesu,char�:�..�nes and imppsitions attributabte w the Property
<br /> , which may atta'►cs nNxr�ty over this Security Insnvment, and leasehold pa��n[iats or gmund rents, if any.Borrovrer sha11 pay , _
<br /> s
<br /> these ahri��'aons in tse mannet provided in paragraph 2,or if not paid in.tha*manner.Boaower shall Fay t6em on time directIy
<br /> ' to che pe.-�n owed payment.Eoatower shall promptty furnish to Lender all norices of amounts to be paid under this pacagraph.
<br />' If Bonower makes thess paya�t�c�cn�ctly.Bonowet shaU promptly futnish to I.ender teceipts evidencin�the paYmenta.
<br /> Bonower shall gm•a,�ptly Cis��any lien��,ioh has priority over this Securiry insmiment unless Borruwer:(a)sgrees in
<br /> � writing to the payment o?the ofe?:�;�:�n secur�i 2sy the lien in a mar�ner accc�rible to Lender:(b)contesc���Baod faith the lien =
<br /> • by. or defends against enforoe::rca�t,�of the lien in. legal proceedings which �n the Lender's opinion aperate to prevent the _
<br /> enfotcement of the lien;or(c)sv�s.�r'�s from the holder of the lien an agreemeni satis4'�crrs�yr do Lender subordinating the lien to
<br /> �� .� this Security lnstiument.If Lende:�ctermines that any part of the Property is subject�o a uen which may attain priority over —
<br /> this Securdry Instrument,L,ender may give Borrower a notice identifying the'isn:Borrower shall satisfy thc lien or take one or
<br /> • more of the actions set forth above within 10 days of the giving of notice.
<br /> Form^s028 9/80
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