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201001543
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201001543
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Last modified
3/9/2010 3:55:27 PM
Creation date
3/9/2010 3:41:11 PM
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DEEDS
Inst Number
201001543
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201001543 <br />abandoned Propcrty_ Borrower shall also lie in default if Borrower, during the loan application process, gave <br />materially false or inaccurate information or statements to Lender (or failed to provide Lender with any material <br />information) in connection with. the loan evidenced by the Note, including, but not limited to, representations <br />concerning Borrower's occupancy of the Property as a. principal. residence. If this Security Instrument is on a <br />leasehold, Borrower shall comply with the provisions of the lease. If Borrower acquires fee title to the Propcrty, the <br />leasehold and fee title shall not be merged unless Lender agrees to the merger in writing. <br />6. Condemuation. 'fhe proceeds of any award or claim for damages, direct or consequential, in connection with <br />any condemnation or other taking of any part of the Property, or for conveyance in place of condemnation, are <br />hereby assigned and shall be paid to Lender to the extent of the full amount of the indebtedness that remains unpaid <br />under the Note and this Security Instrument. Lender shall apply such proceeds to the reduction of the indebtedness <br />under the Note and this Security Instrument, first to any delinquent amounts applied in the order provided in. <br />paragraph 3, and then to prepayment of principal. Any application of the proceeds to the principal shall not extend or <br />postpone the due date of the monthly payments, which ate referred to in paragraph 2, or change the amount of such <br />payments. Any excess proceeds over an amount required to pay all outstanding indebtedness under the Note and this <br />Security Instrument shall be paid to the entity legally entitled thereto_ <br />7. Charges to Borrower and Protection of Lender's Rights in the Property. Borrower shall pay all <br />governmental or municipal charges, fines and impositions that are not included in paragraph 2. Borrower shall pay <br />these obligations on time directly to the entity which is owed the paymcnt_ If failure to pay would adversely affect <br />Lender's interest in the Properly, upon Lender's request Borrower shall promptly furnish to Lender receipts <br />evidencing these payments. <br />If Borrower fails to make these payments or the payments requited by paragraph 2, or fails to perform any ocher <br />covenants and agreements contained in this Security Instrument, or there is a legal proceeding that may significantly <br />affect Lender's rights in the Property (such as a proceeding in bankruptcy, for condemnation or to enforce laws of <br />regulations), then Lender may do and pay whatever is necessary to protect the value of the Propcrty and Lender's <br />rights in the Property, including payment of taxes, hazard insurance and other items mentioned in paragraph 2. <br />Any amounts disbursed by Lender under this paragraph shall become an additional debt of Borrower and be <br />secured by this Security Instniment. These amounts shall bear interest from the date of disbursement, at the Note rate, <br />and at the option of Lender, shall he immediately due and payable. <br />Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: <br />(a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender; (b) <br />contests in good faith the lien by, or defends against enforcement of the lien in, legal proceedings which in tlae <br />Lender's opinion operate to prevent the enforcement of the lien; or (c) secures from the holder of the lien an <br />agreement satisfactory to bender subordinating the lien to this Security Instrumcnt_ If Lender determines that any part <br />of the Property is subject to a lien which may attain priority over this Security Instrument, Lender may give Borrower <br />a notice identifying the lien. Borrower shall satisfy the lien or take one of more of the actions set forth above within <br />10 days of the giving of notice. <br />8. Fees. Lender may collect fees and charges authorized by the Secretary. <br />9. Gronnds for Acceleration of Debt. <br />(a) Default. Lender may, except as limited by regulations issued by the Secretary, in the case of payment <br />defaults, require immediate payment in full of all sums secured by this Security Instrument. if: <br />(i) Borrower defaults by failing to pay in full any monthly payment required by this Security Instrument <br />prior to of on the due date of the next monthly payment, of <br />(ii) Borrower defaults by failing, for a period of thirty days, to perform any other obligations contained <br />in this Security Instrument. <br />(b) Sale Without Credit Approval. Lender shall, if permitted by applicable law (including Section 341(d) <br />of the C~arn-St. Germain Depository Institutions Act of 1.982, 12 U.S.C. 1701j-3(d)) and with the prior <br />approval of the Secretary, require immediate payment in full of all sums secured by this Security Instrument <br />i f_ <br />~S~- <br />-4R(NE) ~s~o~) Page 4 of 8 ini~iais n-r'~ <br />
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