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<br /> �,:�'° and all easemen[s.a uttenu►sses,and �
<br /> .� , TOEiBTEiER WITH all the improvements aow ar hereaiRer erect�c!on the property. �P -
<br /> �. ` fiatures now ar heeeafter a part of the pmperty. A�l rs�laoera�nts and add►rions shall also be covered by this Se�ndty �...
<br /> '.: ,,� Instrumeni.All of the foregaing is referred to in this Seturity Iasuument as th�"Property.' =
<br /> BOdtROWER COVENTANTS tl�at Borrower is lawfully seised of the estate hereby canveyed and has th:ri�`�1l IR b'iN11 Sll�
<br /> � oonvey tbe Pro�Ky and that the Pro'PertY is unencumbe�d. eaoept for encumbrances of n�sard. Harrower tvarrants and will _`
<br /> �+�`� defend generally the titte w the Progerty ugainst all claims und demands,subject to any ensumbtances of rccord. _
<br /> - ' 'l�IIS gE�I3RITY INSTRUMENT combiaes unifarm ooveaant�f4r nat'sona!use and aon-uniform covenants with limited _
<br /> f.
<br /> , r variations by jurisdicdon to constitute a uniform s�curity instre�ment covering real property =
<br /> ' UNffORM CO'J�AiAN['S.Borrower and Lender oovenant and agree as follows:
<br />��- 1, p3ymirnt of Frda�e����nd inte�est; PeegayrQent aad Late C6ar�,es. Borrower shall promptly pay when due the —
<br /> grincipa�of and interest on[he debt evidenced by she Note and any prepaymem and late charges due under the I�tote. �
<br /> Z.Funds for Tsxes and Insvraace. Subject to applirable!aw or so a written waiver by Lender. Borm��er shall pay to —.
<br /> ` • Lender on the day monthly payments are dae under the Ptote.until the Nute is paid in full,a sum("Funds")for.(a)yearly taxes
<br />, and a,sessmenu wtuch may attain priority over this Security I�mune�es a lien on the Property:(b)Yearly le�ehold payments
<br /> or ground rents on the Property.if any:(c)YeartY hazard or property insuran�premiuvos:td)Y��Y flood in�vmnce premiums.
<br /> �"�.'`: if any; (e)YearlY mortg�ge i�c�*�++�premiums, if any:aiu�(fl�Y�Fayable by Borrower to Lender,in acoordanoe with �
<br /> the provisions of puragrap5 8.in tieu�f the payment of mortgage insurance premiums.'I'hese ieems ar�called�Bsc�'°w It�s."
<br /> •',� Leeder may, at any time. oollect and hold Funds in an amoum nat to exceed the maximum amount a len�er fnr a federally
<br /> ' ' related mu e laan ma ie for$orrower's esccow accouni under the federal Real Fstate Seulea�:nt Praadiues Act of
<br /> ,.: i �S Y �Ni „ 4
<br /> ` 1974 as amen�ed from time to rime. 12 U.S.C.Secaion 2�i et seq. ( RESPA ).unless another law that appli�.s to the Funds _
<br /> nm _
<br />`�f•� seis a l�c amouni- If so, Lender may, at any dme, collecc aIId hoW Funds in an amouni aot to exceerl th�lesser amount.
<br />::;�t;.%��,. Lende:�y estimate ti��amount of Funds due on the basis of cunent data and reasonable�tes of exp�litures of future _
<br />:-�;:�'r �scrow I:�or oYhe�.:.sa in accordance with appli�_e taw.
<br /> ,;,;f;.�� 1'�e Fur.sls sh�.L1 `4e '�eld in an instltution �al3x�� deposits�are insur� by a fed�ia[ a��nc,y, ir.��-:r�a.�ntality. or entity
<br /> =7�.V�;� ('mclud�..�:�...• er,:;�P:is suc3�a�institu6oa)or in any Federal Ao�e Er,�.�a?3ank. L.ead�s2�alf ��+-�'''l�+r�re Funds to pay the ==
<br /> :��;ti::: Esem*r$�.i.er�c::a.m..�a not c�3a�C�rrower for holding��^;3ring�e T^�m:s.�a���siyzing�tte escrow a000�►t,or ��
<br /> '�::�E;� vesifying���scr�,-.:�e�s,un��IIr�a3er pays Borrower i�ta��Q�s8e��.un�.�.;�D�e 3Aw p2maits Lender to ra�lce suc� �:
<br />"�:1;E:�� `� a charg�.�i�wever.PLrencY�may r.w,-,.`,�Borrower to pay a cse-�ne r'�..e�e tcr.an i�•'�'���estate tax reparting servioe Y
<br />.:;�:�<�._; �! G�~? �er in �.�rrnscd�n r.t.� tt�is loan, uniess appl��� ;aw��w�:�les r,���.-<;r, I�Til�s a3 4,sweur.s�t is m�e or —
<br /> ``.;,.,
<br />'.,.`e�',;,� �����'b'ta�ms requires e�terest to Eqe pa4d.Lender shall not�e a��airad tu pay Earrov�er��i�a:�t aT ear�t►�s on tfi���utsds.
<br />_ $��vrsr�Lender may agre�in cv�mn8, however.that iefe:��all be paid on the Fi..~ic'�.?.�..'_:r sb�il�iva to B��wer.
<br /> ,"�"��`' without charge, an annual accounting of the Fnnds. showing credits and debits to th�e Fands and the�nrpose for which each
<br /> ' c�ebit w the Funds was made.The Funds a.�gledged as additional security for all aums secured by this Se�c'�ity.It►man►ent.
<br /> • ' If the Fisnds held by Le¢der exceed the amounts permitted to be held by applicable law.IPnder shall a,a�unt to Boreowes
<br /> � � for the racess Funds in accordance with the requirements of applicable law.If the affiount of the Funds held by I.ender at any -
<br /> . . time Is not snfficieat to pay the Fscrow Items when due.Lendcr may so noufy Borrower in writing,and,in sut3�ca�o Borrower !•
<br /> shall pay to Lender thc aQeount necessary co make up the deficiency. 8orcower shall make up the deficiency 1n no more than _
<br /> . twelve montfily payrt�ents.at l.endcr's sole discretion. _
<br /> Upon payment in full of ail sums secured by this Secudty Instrument. Leader sha11 pmmptly refund to.Domnwer ony -
<br /> Funds held.by Lender.If.under paragraph Zl.Lender shall aoquire or sell the Property.Lenda.prtor to the acqtusitfon or sale
<br /> •� af the PropeRy.shall apply any Funds held 6y Lender at the time of acquisirion or sale as a credii against the sc+ms hc�curcd by
<br /> ;. � . � this Setwity lnstrmtsent.
<br /> ;,; .�� • 3.Applirsflun of Payme�ts.Untess applicable 13�v provid�s otherwlse,all payments received by Lender.under paragaphs
<br /> '. 1 and 2 shall be applied:first,to any prepayment charges due under the Note:sesond.W amounts payz�le undes paxagraph 2:
<br /> f::' � Wird.to iaterest dne;fourth.to priacipal due;amd Iast,to any late chs�rges due under the Note.
<br /> :'t 4.Clt�rges:laens.8arrower shall pay all�xes.assessments,charSes,�izr�aad i�.,asitians attn'butabia to the ProPertY
<br /> ' ' which may attain priapity over this�aarity Icsn�ament, 3Itd ICBS?.I1DId�'d}tR''.CI5S3 OT'�''p�LUtt�t211�5,if any.Bosro�ver sball pay
<br /> these obligationv in tae u�nr,er provi�in�ar�r:�rP.pb 2.or if not paid in tha,r.x�..--�r,�rroarer shall pay theman titat�diroctly .
<br /> a
<br /> ta the person owed paymeaE.Borrower shall prc�t�iy fumish to Lender 2�!�a�nes of amonnts to be pa*�1 aad��this paragraph.
<br />� If Banower makes these payments directly,Bora�»er shall groc.��tly f�mish t�I.el►der receipts evidaa��¢he paytnerrts. t,
<br /> � Bonawer shall promptly discc�arge any lien which has�:r��r'ry over this Security tasrn�eat unless E�rrowen(a)agrees in ,
<br /> �. writing ta the payment of the obligarion secured by the lien ia a�'�anner accep2a6te to Le�r;(b)wn*.es�3 in gao�•fr3Uh the 11en
<br /> by, or defends against enforcement of the lie� ia, legal proceed"sngs which in the Lentler's opi�e°�.a�es'a�e w pteveni the
<br /> � enforcement of the lien;or(c)secures from the fs�°der of the lien an agreer�.ent satisfactory to Lender��ibc�sdinaring th�lien to
<br /> this Securiry Instcurnent. If Lender determines that any parc of tP�e Property is subject to s lien whi��,.�r attain ptiority over
<br /> � this Stcurity lnstrument,Lender r.�s give Borrower a notice identifying the[ien.Borro��ez�Il satisfy the lien or ta�e one or
<br /> more�af the actions set forth a6ove tvithin 10 days of the giving of notice. •
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