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<br /> � 'j'Q(}��w�i��1�fC�t1�NY��LS 110W Of hG1Ci�CnCtl�OD th0 p[OpC[t�.�i�l t.�SCflllllf5.�Yt�0i11CCS.
<br /> � ,�ne r�xc�s eow or�:�s.o��ne�eny. AII tephcanents add additiaac sf�ali aiso 6e oove�ed by this 5ccurity
<br /> inswment. All`uf tUe fa�egoing is tefared w In thls Sx�uity Iuctmmatt as the"PrapertX." : � . _ ` .
<br /> $ORR0INFR COVENAPPfS ttsat BoRUwcr is tawfiilly seised of ti�e estate txec�eby conveyed and has the right to grdnt ,`
<br /> ' and c�vey the Pmperty�nd that the Preperty is wuncumbe�d.ezapt for tacumbtances of rocord. Horrowec warrants and �
<br /> will d�fend gener�Ily the titk to ti�e Pimpetty agaiast all ctaims�nd demanEl.s,subject to aay encumM�nces of�ccord.
<br /> � ' 7WS SECURTi'Y 1NSi'RUMENI'comb�ines uniform wvenants fa nadanal usc and nae-umfam wveaants with
<br /> - � , Iimitod.variatiaos by jurisd'iction W coastitute a unifarm sea�rity insuumart covaing�i property:
<br /> UMFO1tM CO�tEDiANTS. Borrower and Lender coveaant atid agi+ee as foUows: �
<br /> . 1. Pi��t otPrLidpai a�d Lterest;Yrepa�Ymeat�Iatt C6�. Bomawer shal�Pn�Y DaY vvhen due thc
<br /> �priacipll of.titd infe�est oa t6e de6t evidenced by tbe Note and anY PrePaY�nt�nd Tate cl�arges due under the Note.
<br /> . 2 �L�is tae 73��es s�d� Su�ject m applicable taw a to�vdr'.�n aaiver by Lendtx Buaower shali pay to ':
<br /> = I,mder as d�e day monthly paymmts uie due�mder the Note.uim7.t�e..l��:i���n fuLG,.�.s�;���for.(a)Ye�.�...•,;:...:, ,'
<br /> taaes and asse.ssrneaiTs wLich mag at�tt priorit3►oyer this Sac�'�a;�'�e�.��i=�P?�'�3'�,�b33�Y�
<br /> PjY�s;o��rvka�,�S�o#d�t��,�as?j;��yea�r�u��artl�r�u,�}+Sns�iia�pn�.��(�r'�'�acty'�r,�vc�<
<br /> ,�i�ance��es��_�an��eD•i�iY ri�.3z''.�:sura?�u�mm-c.�as�:�d(�a�►Y sums PaYa�e�`$omivrer:fb _
<br /> .` � .,• .'' ����"w:tii ttie(�mvisions of�agia�h 8,'ir��of�e�.�z�nt oF mortgage insurance pcemiums. TAese
<br />-" � items�e catlal"E4ctriw ltems.' Lender may,at smy tnne,coIIect and 6otd Funds in�n amo�t aos to exeecd.ttx ma•:•,,"n• �-- -
<br /> --- - - amouot a lander for a fedetaUy ielatod mottgage to�may roqain for Ba�mwer's escmw aocount uMer the fedeial Real. ----
<br /> - Fstate Seplement Ptoceduns Act of 1914 as amended from time tawne.l2 U.S.C.$2601 et seq.( RFSPA").wiless another
<br /> - „
<br />� Is►w tbat applies to tbe Funds sets a lesser�moun� If so.L�ender m�y.at any rime.caltect and lald Fur�ds in an a�nount not to R
<br /> `- excoed the ksser a�nount. I.endet may estunate:lde antaunt of Funds due on the b�sis of curront data and rcasonabk �
<br /> _- . .esri�r�tea of expenditu�e.+of futum Fscrow Jtems ar dherwise in accord�nce with applicabk faw. —_
<br />- < . The Ru�ds sht11 be hcld in an instttution wAose deposits ue insu�ed by a fedet�tl agency. fnstrurt�entality.ar eetitY
<br />-J.i:� tinciudin�Lrndcr.if I.ander is such an instiwtionl or in any�ed�tal Hane I.�om B�nk. Leade�shaii appiy tix;Fuhds to pay _
<br /> ihe Escrow Items. I.ender may not chuge&xtawe�far Aolding anQ pppiying�he Funds.annuAlly analyxing tht cscrov►� _
<br /> accpunti ar voritjrirtg the E�cmw Item9. unless l.ender pays Bortowcr inten�s� an the i'vttds w�d epplics�bic law p¢rmits ��_.
<br /> 4 L,CIN�I!�10 YIlIIfC 6{ICIt a CA�f$C. Howcver.l.endcr may require Barrowcr to pay u one-�inx Flwrgc for an indepcndcnt real. �__�_
<br /> � eslate'tas reportirtg servicr useQ by l.nt�der io cc�ctiort wi�h lhis Man.unkss�pplicabte trw pravidcs dhecwise. Untess an . �=,�..�
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<br /> ' ,�,� , ngroement is made cx opplic�bic taw rcyuites interest ta be paiA.l.ender shall nat dc requircd to pay�urrower any intcc�est or �.��?`��:_-
<br />� eamiags on thc Funds. 8orrower and LenAer may agree In wntu�.however.thu intcrest�sltall be paid on tlie Funds. Lender ._'ws:.,'
<br /> . �`"_�—
<br /> shal!give to Barrower.without chatge.an annuai accounting of the Funds.stwwing credits and deDits to tNe�unds and the �":��.�=--
<br /> , purpose for w6ich each debit to the Funds was made. 71�e Funds are pledged as additional security for sll sums secured by �-�''',+c��s�
<br /> • this Securitir Instrument. �±�
<br /> ��-�.-:-_:
<br />_ �` If tlie Funds held by�Lender exceed the amounts pecmitted to be held by applicable law.Lender shall account to ��
<br /> yl Borrower for the excess Funds in accordance with the requi�nents of applicabte law. if the amount of the Funds held!sy �c;�;;_
<br /> . Lender at any time is mt sufficient to pay the Escrow items when due.I.encter may so notify Borrower in writing.and.in ��_,=.
<br /> . : such case Borrower ahal!pay to Lender the amount necessary to matce up ihe deficiency. Borruwer shati make ap the =:�_�-":�:..
<br /> . ;e: . r�'� ��'`-
<br /> deficiency in no more thao twetve momhly paymcats.at Lender�s sole discretion. � 'i�"�`==--
<br />� - Upon payment in full of ail sums secureA by this Security tnsdument,Lender shall promptiy refWnd to Ba�rawer any ��;�:s�
<br /> t � Funds held by Lender. If.under paragraph 21,Lender shall acquire or sell the Property.Lender,prior to the acquisc�r-✓_s or ��;--
<br /> -Y� . =�=�;;r-.
<br /> : sale of the Property.shall apply any Funds held by 1.ender at the time of acquisi6on or sale as a credit against the<�:.-ns :. .--
<br /> ' • sec�ued by this Security Instrument . ;`-."�-� __-
<br /> �. ' 3. Application of A�ymeats. Unless applicable taw provides otEterwise;all payments received by L�mder c..-'iGer :-�:,
<br />_ � pazag�aphs l and 2 sha11 be applied:first,to anY F�PaYment charges due�-�&r the Note:second,to ars�:nts,paYa6le under '_:r,,1>,a,_'
<br /> •£~' paragraph 2;third.to intecest due:fourth.to principal due:and last.to any tate charges due under the No!e: .�'_:.:,--;
<br /> .'.:,;,�; __ i. Charges; Liens. Borrower sha11 pay alt taxes.assessments. charges,fines and impositions amibutabte to the ,�� _,�'•- .�
<br /> , Propeily which may attain priarity over this Security tnmu�sen�.and leasehotd paymes�ts ar ground tents,if any. Boret�wer �
<br /> � '' shals paq�.5ese obtigations in the manner provided in paragraph 2,or if not paid in tha?r:,anner.Barrower shall pay ti+�n on ����``t:;�
<br /> '��•';. ��' time d"ue�t�y to[he person owed payment. Borrower shall promptly fumish¢v Lender a11 notices of amounts to be paid under „
<br /> �� � �.� this paragraph. ff Borrower makes these payments direcUy.Borrower shall promptly fumish to Lender receipts evidencing _
<br /> ' : ,��"�: the paytnents. ' -_`
<br /> ,. � •r: •:...
<br /> � Barcower shaU promptly dlscharge stny lien which has priority over this Security lnstrument unless Bortower:(a)�grees .-
<br /> • '... in wa�sing to the payment of the obiigafion secured by ihe lien m a mannec accepta8le to Lender.(b)wntests in gaod faeth the ' " `��:
<br /> :. ,�;,; lien by,or defends against enforcement af the lien in,legal�roceedings which in the I.ender's opinion operate to pre��t the ''�:,�::_:
<br /> enforcement of the lien;ar(c)secures from the holdes a�'the lien un ageement satisfactory to Lender subordlnating tLe lien _.
<br /> • ' �� �� to this Security Instrumen� li Lender determines that any part of the Pr�eny is subj�s to a iien which may attain priority
<br /> � `r� over this Security lnstrumen�I.ender may give Borrower a natice identifying the lien. Barrower shalt satisfy the liea or take .
<br /> ,.•., .,.
<br />?,.'!.:", � �` ' one mr more of the actions set forth abave within 10 days af the giving ot notice. •
<br /> -�:; =
<br /> .�;,,..a� . 5, H�zard or Property inguranc� Borrower shali keep ihe�mpravements now existing or hereafter crected on the
<br />' ; ,�._�.�,'�.� ';;�� Praperty insured against loss by tire,hazards included within the tetm"extended coverage"and any other hazards.inctuding
<br /> ' ��".•::. floods ot flooding.for whlch Lender requires insurance. Thls Insurance sltall be maimafned in�he amounts and for the �- �
<br /> t..r��.•
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