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<br /> � . TOGEfHER wrfH au cne unpo,►e�nencs nQw or r,eratter arcced a►dK papeny,aria alt easaeent��. . � � -
<br /> . and fixtuc�cs now or herafter s pirt of the p�opecty. All taepiacements aad�tians shatt aLso tac coveced by this Stcurity ,
<br /> InsWment AIl of tbe faegoing is afenred U3 ia this Sccu7iry Instrument as ttu"Ptaperty." . �
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<br /> BQRRUWF.Et COVENAiv'1'S that Bormwrn is ta�rfuil�r+oisod of the e�tata he�rby conveyed and has the right to grant '
<br /> � and convey the Aoperty and ti�t thc Ppsperty is unencumbec�ed.eaoept for encumbrances of iecord. B�rawer warrints�d
<br /> � will defend gener�lly the title to tIu Propecry against all ctaimsand demar�d.�.subjoct w aay encum6iances of recoid.
<br /> � � THIS SECIJRiTY INSTRUMEI�T combines unifdm ooveoants for national use and�n-unifi�m caven�nts with
<br /> � timited variaaons by jt�risdiction taconstitute a nniform security insuument rnvering rea2 prapecry. - •
<br /> . UNIFORM COVENANTS. Barrower aM Lender cave�nt and ag�e as foitowr_ . .
<br /> �. Paymknt o[Princip�!�1eta+�t:P+xWMY��a�d Lste CAargrs. Barowtt shaU Proml�S��Y��� �
<br /> . principal of and intercst ao tI�e debt evidenced by thc Note apd anY pnepayrnent and late charges due under the Note.
<br /> ' • Z Fi�ds far Tases aod Iasor�nca Subject to applicable Iaw or to a wcimn waiva by�.ender,Bormwa sl�Il pay[o
<br /> = L.euder aQ ti�e day mouthtY PaY�u are due�nder!he Note,uau7 the Note is paid in full,a sum t"Fw�ds")for.(a)Y�Y
<br /> -- taaes and assessments whicd may attaia priarity aver this Secucity Instntment as a luQ on tdc Propecty;(b)Yeuly leasehold
<br /> - �ryme�us ar g�oimd r�ts on the Ptoperty,if any; (c)Ytar1Y i�zant or pcapect�insurauce Premiums; id)Ye�riy ftood
<br /> , insuraiue premi�uns. i€any, (e)Yearty morigage insurance pcemiums,if any;end(�any swus iraYabte by Bonuwer to. ,
<br /> ��. I.ender,in accoi+dance witis t6s provisions of para�aph 8.in lieu of ti�ee.payfient of moRgage insu�ance�eatiams� lbesc --�:.=-� ' - -
<br />'� ,_ iteros ue caUed"Esc�+uw Ir�." Lendet may.ac any.time.wliect and hptd Iirnds m aa�ttotm exc�d tt��um•.;�::''''`:•s'�'::,�
<br /> ;�`' amount a tender for a federalty related mortgage loan may.require fa Bocrnwer�s escmw accamt rmder the fedesal Rea}�:�,--':;:•:;_,...
<br /> ..:<� Fsiate 5eule�pent Pmced�s?�t of I974 as arneaded from time to time,l2 U.S.C.§260t et seq:("RFSP/k").unless amxher "`�
<br /> '`�° . 3a�u that applies ar tbe l�s sea.c a tesser arnoun4. If s�I.ender may,at any wne.collect and hold Iiinds in zn aamim�pot to _�; ;;;. �"'.
<br /> .,-�., :euxed the ksser amourn.::;_�xier may esrimau the amount of Funds due an the 6asis of cument daia and�rasbnabk . --
<br />'�' �`' ,`e'sumates of eapendituras af�niur�Escmw�rez�s or atherwise in accordance with applica6le law. -
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<br />`;'•,:rz �,3.'- - -::.:�The FLrds shall be ite�ia ari instiAStia¢s a�ase deposiu are iruuied by a federal agency,�ataliry,or eritity . --
<br />_`�,`;�' -' ('m�c�uding l,ender,if Lendes issuch an ins[itu�icfa}cs.ia say FederalAorae I.oan Bank. Lender shall apply the Funds ta pag . . `
<br />;.-.�;.rr. �` , t5c��scrow Itrnu. Lende��ay.irot charge Borrowec far 5olding and applying the�nds;annually anatyiing the esaow
<br /> �„�; en e
<br /> `°�;.�,;`;; ��° a�aoimt,ot verifyIng the�s�� Itcros.untess l.ender pays Borrower interest on the Funds and appiicable law pemtits __
<br /> • �.:�_;• - ,:Y � Lender to malce such a charge:° However,Lender may require Boirower to pay a one-time�charge for an independent ieaf -�-
<br /> ; :�--.x:. �� — -
<br /> `:-- estatc tax reporting scsvice use8 by Lender u►connection witTi this toan.unlessapplicahTe law pmvides Whenvise. [Inless an . �.;�w._
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<br /> � �:• �"=.�. <. ag��ement is ma�te or applica6le law requires interest to be paid.Lcnder shall not be iequired to pay Borrawer any intetcst or •:..,_;;,;-_
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<br /> � „=._'�. . eamings on the Funds. Bomnwer and Lender may agcee in wri6n�,however.tdat interest shall be paid on the Funds. l.ender ;;n-�;=�_�-r>;_
<br /> '���t�'� s b a l l ve tv Bonnwes.wi t h 4 n t c h a r e.aa annua t accountin o F t h e F u n d a,showin ereclits and d ebits to the Punds and the �>�=°'°_��,,;=
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<br /> :. •;; = �:�.°,.__ gurpose for whieb each debr To the Funds was made. The Funds are pledged ag additional security for all sums secured by ��:����-_
<br /> ,`r ,,�., � T - this Seeurity Instnsment. • - ��� -=
<br /> ' ���=� If the Funds.hetd by Lender ex�the amounts pertnitted to b��field 6y appllcable 1aw.Lerater s1iaU account ta ■�=-
<br /> ; &.. . :pa��� �:�' , 8armw�r fos the,eacess Funds in accoriiancr with the requ�rements of applicable law. !f the amount of the Funds hdd•by:., ' `,�;�. ,_.-, _
<br /> , ��;t }���„� • i.�nder'at any time is not sufficienC to pay ttre Fscrow Items when due.Lender may so r�tify Bortower in writing.ancF;"�n� �''�„��;,-�-,__
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<br /> ' :+'.'�'�-'-:�!.'�� such case Barower shall PaY.to�Lender the amount necessary to make up the defrciency. Bartower shall makt..up:the »_._�+�,�-, -
<br /> '�'% �,�; • defictenc m no more than tw�Ive monthJ a nts,at l.ender's sote discretioa � � -;"�
<br /> ti:t,�;:�. , ,.'. t•. Y� YP S� ..�:a. . • -
<br /> :��;�:•- - ;�- � : . ' Upon payment fin fuil of all sums secured by this Security Instrwnen�Lender shail promptly refund to Borrowet any . �.t- . _ _
<br /> , . Funds held by Lendtr. If.under pazagraph Zt.Lender shall acquire or seU the Property,l.ender,priar to the acyuisttion or ' � -_
<br /> � • sale of the Property.shall appiy any Funds hetd by Lender at the time of acquisition or sale as a credit against the sums � . -
<br /> - - secnred 6y this Security lnsirument. ;r
<br /> „ , 3. Appliqtion af Paymenfs. Untess applicable law provides otherwise. all payments received by Lender under • •
<br /> ' �.Y,.�•___...'e P�Ph• PP� Y P�P P Y
<br /> s. g 1 and 2 shall be a hed:tust,to an aymeni charges due under the Note:second.to amounts a able under . - :
<br /> � ��•�Y '.� �-- � paragraph 2;third,to interest due:fourth.ro prin¢ipal due:aad last,to any late charges due under the Note. ' �
<br /> '�'"�` . `�;`'�'.�°��.�'��. �. 4. CAarges;Lien�. Borrowcr shal3�pay.alt.taxes,assessmenu. charges, fines and impositions.attribuable to the _ �_'"-_
<br /> ��,�;�;p:,°: ';' Property which may attain priority over flti;Security Instn�ment.and teasehotd payments or gaund Teais,#aa}F. Barrower - ,
<br /> :�:;��f?,s,;,�:;: ..'� s'ha1!pay these obligations ir►ahe manner provided in paragaph 2,or if not paid in that manner.Horrower shail pay shem on •. • _
<br /> ���nt•� • • 4itss�clirectly to the person owed�aymei►U Barrower shall prompt�y fumish to Lender alt notices of amounts to be gai3 under
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<br /> � .�;��_.;`�',• �, . Wis h. If Botrower makes thess B <
<br /> • , � . paragrap payments directly, orrower shall promptiy fumish ta l.ender receipts e«dencing •.
<br /> � .a��}.^�... •.: ,.,;.'` lf1@p'd}flI1CQC4. � , .. .' .y.;
<br /> � �'�;`w�-�;:.�`. �_, Horrower sha1�prompidy dischargs any fien which hac prioriry over tfiis Security Instrument uniess Barrower.(a)agees F;:.
<br /> `��, °:n,i::;`:'� -;.;`��'-� in writing to the�ayment of the obligatian Secured by the lien in a manner accep�abte tv l.ender:(b)eontests in good faIth the •-_
<br /> " , ,x I`� _ ��� lien by.or defends agalnst enf�rcement of the lien in,legal praceedings which in the Lender s opinion operate to�snt the ;;; ' . ' '�""
<br /> "' r`� '�•--,��'��-� enPorcement of the lien;or(c$secures from the holder of the lien an agreement satisfactory to l.ender subordinato�g ihe lien
<br /> �'����ir�'
<br /> � '�,f•�:��; to this Security Instrument `If Lender determines that any part of the Yroperry ia subject to a lien which may attain priority � ' ' �
<br /> ' ����'"-•• " °��'` over this Security lnswment,Lender ma�give Boaower a notice idenNfying thc lien. Borrower shati•satisfy.the lien ortake � � '
<br /> . j.,s. :� •, :: �
<br /> �- `�'�' '`'�4 S•'�'�'" '`=4•''1;� one or more of t�e actions set forth above within!0 da s of the vm of notice. • '
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<br /> . '��`-`.:,. .�� • ::�� 5. Hazud o�Propesty Insurance. Boaower s�a11 keep the improvements now cxisting or hereafter erecced on the - �
<br /> ' "'" " Pcoperty insured against loss by fire.haatudv included wilhin the term"extended coverage'and any other hazards,including � , :''`:�
<br /> ':,;,•�;,:� .
<br /> � '•'=��j"`. � flvods or flooding.for witich Lender requ�zea invurartce.,This insurance shall be maintained in ihe amoums and for the �.;�.;: ."�
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