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<br /> . ,_ TOOE7giER WRH all the improvements iww�ur.6eieaftcr cr�ted an the propeny.aad ali easements.apparteeanas.
<br /> and.fuctures now ot h�a part:of tba prapaty.:A!!reQtxem�nts and additions shall also be cavaed by this Secuciry
<br /> In�c AU of tLe forcgoing is tcfeaed to in tliis Securicy lnstrument as the"P�'oPe�tY� .
<br /> BORROWER COVEPIAI�i'!'S thae Rarrower is Iawfulty srised of the esiate Rere6y conveyed and h�ti�e right to grant � � =----
<br /> and cnnvey the�mperty and that the PmpenY is unencumbeied.eac�pt ior encum6rnnces af c+ecord. Barrower warrants and �-�-
<br /> w�l d�fend generatIy tha titk to the Ptapecty againa at}cLroms�d dcr��ands.suDject ta an�r encumbrances of record. _°_—�°�—
<br /> � SF1'tign'y IIVSTRIJII�[�T cumtimes unifann covenants for natiaaal use and non-unifarm cavenants with --�'_�-- ---
<br /> -- timited variadons by jurisdiction m constimte a uniform ses�uity iruorument rnvcring reai prapercy. - - �=��--
<br /> = UNiPQRM COV�NANis. I3aROwer aad I.ender coven�nt and agree as follows: �=°_�-f-�°=
<br /> _ --.,� L Pl��at ot PriaciPd aad Iate�;.Pr'e�et�ed Late Ch�cge� Sorrawer sttalt promptlY[+�Y when due the °::;�;;�;.�--.�=_
<br />= principa!of arW int�est aa the debt evidenced t�}�!th�:�Iote and anY P�PaYme�n and lato sharges due under the Note. `_���=_�
<br />�- Z Fi�dsfor'l�xes a�d L�n�a Su6jo5f ta applicable iaw�or to�written waive[by�nder,Borrower shatt pay to �._._-��',�-�
<br /> . .{���day monthiy paymaits�e due n�er the Note.unti{the Note.is paid in fuU.a sum.t"Funds"�for:(a1 yeari}t f.�-�?����-
<br /> taxes�d�which mxy auam priority ovtr this SecurityYnsmnnent ac a lien an the Aropeny:(b)Year{Y Teasehotd .x��::��.
<br /> ; .:...=•_ _-'•�"�_�:
<br /> o'r m�ts on d�e Property,if any: (c) YearlY E�ar.a�d or pcaperty,iasuiance premiums:(d).qearly�flaad �..--�,���"- �"$
<br /> P�Y�� � .
<br /> - � insunnce p�mi�s.cf amr. (e)Y�Y��8e insu,rance premiams.if any;and(t�ang sums payable by Hormwer to r���'���_�.
<br /> `I.ender.in aa:ordaace arith the visions of 8,in Geu of the e.of ma e insurance cemiums. 'i'hese _ _ ,��-� -
<br /> - P� P�Ab PaY�►._. �g P r:��;�-:.�.z.�,'._.'_
<br /> items are calied"Fsccow Iiemg" Lender may.at any tnme.coilect and hold Funds�o an amount not to eac�d tLe maaimwn ; ::"�,��--"'----
<br /> . _� arrtount a leader fo'r a fedetally refated mortgage loan may requitr for Borrowerc escraw�account under the�federal Rea! - -� _��,���r:
<br /> � �_-
<br /> . Estate Settiement Ptooadures Act of i974 as amended from dme to tirt�e.12 US.C.§26Qt et seq.f"RFSPA'�.unless another :'•'�g�
<br /> �� .°�; . ' w the Fimds sets a iesser ariwun� If so,�I.ender may.�t asiy time,collect and hnld Fuctds in an aataunt aot to �, `�''��'�;
<br /> Iaw t!►at
<br /> a �ou ,
<br /> ,..- aPPltes
<br /> .
<br />� � r�'"°� esceed the lesser amauss� Leader may estimate�the amoant of Funds due on the basrs_of curnnt.data and reasonable�
<br />'- ':. _' : escimates ef expemm�ues of fatun Escrow Items a�atlurwise in accutdance with applicable law. : .`__
<br /> '`.. : The Funds sha{l be hetd in an instituuoa a�ase deposifs are iasured by a federei a�ency.instnimeataliry.or entity , -
<br /> . ��:.;. (including Lender.if Lender is sucb an institudon)or in any Federai Ha4e I.oan Bank: [�ardes shatl uppi�the Funds to pay � .;y"
<br /> �.�, . 1".., . ihe Hscrow Items. Lender may not charge BorroweF for hoiding and applyiag the Ctimd_G:annuaUy analyzing the escrow
<br /> �� �•� ,�. account,or verifying the F.scruw It�ms.untess Ixnder pays Borrower interest on ene �un3s and applica6le law pemuts ' ��___
<br /> ' '..,�v';�"- ;"� _. Lcader to make'such a Cbarge. However.Lender may requue Borrower to pa�,a one-time charge for an.independent tea! ''_
<br /> .- �":.' estate taa reporting"s��2�e asea by t.ender in cannection with this Ioa�untess�irabM iaw gravides ott�e�wise. Unless an `�' .
<br /> ' '���{'�` " ' � agreement is made oz sgplicabl�law requues interest to be paiQ Lender shali n�"t be required to pay Borrower any intenest or " T�
<br />. 'r}•��:�,_ '. � � j
<br /> ,:,,..•.:�' . ..� "�- - that interesc shall6e aid on the Funds. Lender ,�
<br /> ; > . eamings on the Fu.^z1�•,�otrower and Lender may agree in writing,however. p
<br /> , +' • -. ..4 ...;�';
<br /> ,r F��",.. . . i �-.` s ha l l give ta Boir��,wi t h ou t c h a r g e.a n an n u a l a c c a n n t i n g o f�h e F n n d s,s h o w i n g c re d i t s a n d d e b i t s t n t h e F u n d s a n d t h e ,
<br />• ' :-:r:z:� purpose fos which.�^ss debit to,the Funds was made. The Fi�idu are pledged as additiona!_security for alt sums seeumd by ;:,,;;��
<br /> . '.'�:'-�,z� �his securiiy Insau�ra:' -. , �`�7
<br /> ,;?�-_;'''• , `-Y�"=��f
<br /> �:;,,� � : If the Funds iie:�€�p Lender eaceed the aTnounts permitted to be held by app3i,c',�.h3��daw.Les�shall arcouin'to� c
<br /> .��';�,y " Borrower for the ez,.�'s-�unds in accordance wi*Ii�i�ie requirements of applicable law:��€��i�amouat a��Funds held by ��=�' • . =,�•��=-_
<br /> �:�,�r��� ,t� l.ender at any time is;zoit snffic�s to pay tlic�.,�row Items when Que.l.ender may sa�aotifv;Botrowei in writing,.and,in .- F ;;�,�_
<br /> .. ,.:�.. r. •'
<br /> �L�'� 4'f.�`- � suc h case Borrow e r s�.a 7 t p a y t o'�.e�e r t h e a m o u n t n e c e s s a ry t o m a k e u p t h e d e f i c c..�:y:i B o r r o w e r s h a l!m a k e u p t h e :�'. =-"�•��_�i �---
<br /> .��:: r ; , -
<br /> ����,:•� deficiency in no more U'ran twelve-manthly payments.at i.ender's sote discretion. ,. . � s ��c r ��
<br /> �t< � • � � Upon paymenE ic�full af all sums secured by ihis Security Mstrumen�Lender shall prompUy refund to Borrowet any ' . ,i.:,,. ..
<br /> . • ' Funds held by l.end� If,under paragraph 21.Lender shatl acquire or sell the PrapeRy,l.ender.prior to the acquisition or• � : : �. :;,, _
<br /> � • sale oi the Property,shalt apply any Funds hetd by Lender at ihe time of acquisition or sale as a credit against the sums ;� . .
<br /> ` - .: secured 6y this Securiry Instrument. , •. '' ' • �� :` `
<br /> 3. Appficatton ot Paymeats. Unless applicable law provides othenvise. all paylnenu received by Lender cu�der d�� !���,:�,.:. " "�__
<br /> . � paragraphs 1 and 2 shall be applied:first.to any prepayment oharges due under the Note;sY:,ond,to amounu payabte ttn�er . '�,rF�..��"
<br /> ' _ • paragrap h 2;t hir d,to in terest d ue:fou n h,to p ri n c l p a l d u e:a n d l a s t,t o a n y l a t e c h ar g e s d u e u r i d e r t h e N o t e. • �� : `J-
<br /> . - _ ' 4. C b s u'g e s;L k n a B o r r a w e r s h a l l p a y,.�l l.t a x e s, a s s e�.c m e n Gc,ch a r ges. �nes and i m p osi6ans:-a�n'butable to the �`: • � �
<br /> `` ' ` •� Property which may attain priority over this Sec�rity Instrument.and teasehold payments orgraund rents.if m�y. Borrower �'' , � - - ._
<br /> " �� � shall pay these obligations M Ihe manner provided in paragraph 2,or if not paid in that mar�nes,Borrower shalt pay them on - � ' .. , _
<br /> • �,�;,;��, ; time dircctly ta the persan owed payment. Bonowcr shall pramptly fumish to Lender at1 no:i�es uf amounGs to be paid under °:•�1.; .
<br /> ' ' S •� this paragraph. If Borrower makes thcsc payments direcily.Borrower shali prompQy fumi.E�to Le�der ceceipts ev�denci�g ��'�'`� •. -
<br /> :. �,. ..,:... , . • •;�•: : •-
<br /> ' _`... :'•.,,..,, the payments. • " S ' . • .-,'� a-
<br />� =• ° Borrower shall promptly discharge any lien'which has priority over this:Serwrity•(nszrument unle5s Borrower:(a)agrees . , ?: -.'�T:
<br /> ���'�'�. • �• • in writing to the payment of the obligation sccurcd by the lien in a manner asce�ta5�le tu i.ender.(b)cantests in gaad faith the '^`s'�?'� =�
<br /> ��:�::? � lien b ,or defends a nst enforcement of the{ien in.tc al ocecdin w whis�Yr ttl the Lersdar's a inion o rate to reveat the ' �'���.'' }°
<br /> Y S� S P� S P Pe P ..�•�.i�.:.��.
<br /> ` � - � ' enforceanent of the lien:or(c)securew from thc holder of ctie 1��s an ageement satisf.��2�ry.to Lertder subordinating the:tien . � • - .
<br /> �. � to thisS�curlry lnsuumenl. ]f l.ender determines fhat any part of the Property is subject ta a tien which may attain priarity � � -�.:r:'"'•"�'
<br /> . - � over this Security Instrument.Lender may give Bbnower a notice identifying the lien. Barr6wer shaU sai�sfy the lien ar take • tr . : �•"�� ��;'
<br /> ' � ' one or morc of the actions set farth above within f�J�days of the�iving of notice. � . +
<br /> • � , S. Nazard or Property lnsurance. Borrower hhap keep the impravements now ezisting on c�r:zfter crected on the � • � .
<br /> • � ;�.� Property insured against toss by Gre.hazards includcd within Ihe term"extended cuvcrage'and any other hazards.including ' � ,
<br /> � ��';L�,!.j`�: floods or flooding.for which txnder reyuires insurancc. This insurance shall bc roa:r.t�"r:f;d in thc amounts and for the � •
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