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201001425 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_... ~/ <br />'V <br />-- - (Seal) <br />THOMAS W. O'NEILL -Borrower <br />~` ~t ~ (Seal) <br />J LL A, 0' NEILL -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />NEBRASKA -Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />-61NE) losl n Page 14 of 15 Form 3028 7/09 <br />