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•. 7 ¢ 1, <br />201001421 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />2. 1/~ a <br />BARRY A SKALBERG Date <br />a <br />TRACI L SKALBERG Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was aclmowledged by BARRY A SKALBERG and TRACI L SKALBERG, before me <br />on February 22, 2010. In witness whereof, I hereunto set my hand and, if applicable, my olFxcial seal. <br />My commission expires: 7 -~ /G- - ~!~ <br />C>IENERAL NOTARY - State of Nebraska <br />.IACAt,.YN A. AYOUB Hall County;l~IE - - - <br />" My Gomm. Exp. July 16, 2010 Identification Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RIaTURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />® 2004-2009 Compliaocc Systems, Iuc. 0020-4818 - 2009.12.368 <br />Consumer Real Eststc - Security Insttument DL2036 Page 6 of6 www.compluwcesystems.com <br />