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201001324 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />-~--'(Seal) <br />DOROTHY P GERSEN -Borrower <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />NEBRASKA -Single FarPlilligEannie Mae/F~~fI~BAac UNIFORM INSTRUMENT <br />-61NE1 ioal n LY214 Page 14 of 15 Form $028 1101 <br />