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,{ , . t . ., (. • ' � � ,, . . , < �W <br /> , _ <br /> .,. , � . , , ,.. . _ <br /> � . �. . : _. . - <br />-r .- •� . ., ,. . .. _ � �. a�� <br /> -- -— (� <br /> [� <br /> t � • 1'4t3�TF(EF1 iIYRH eJ t�o tmprovemsits noN ar he�fter o.•e�ct�d en the ProD�1/.end e7 easemerrcs. aAPurtcnsn�a end �l <br /> R�rc3 now or hereatter e ptrt o1 the prcpeRy.Atl rep�amts�tts artd ad�itlons sha9 eisa be coverEd by thls SeCU�f4y Insttument. - <br /> R <br /> 0.�i of tRa toru$a:ng b reiared to in Nts 3eactftY lns4rumes�l as tha'i�Ro�erty.' _- <br /> 80RROYffFR C01tFW1M�5 that BaaoHr�ls G]wAt�► BE�,ZBd ot tho c�4ito hMeDy Conveyed ar►d A8s th9 right to grartt attd <br /> comray tRa Prc�esty end Nat the P7aperty !s �nsnwmDrseQ. excepi tor ee�cum�ran�s of rewrd. BocroM°r warrants and rriJ� <br /> defend g°tta�..'y tha M1e to tho Prayerty�ga`ns!aB et�Lns and dtsnands.s„n�ec m eny�►a,�ares;e�s ot r,.:ora. ,_- <br /> Tb#!S ��ECtlRiTV �flt31AUlUI�N'f eamD`na9 �enuam covertants for �attonal use and nonrmKorm covenants wfU► Lasiited�� _ <br /> �ra�'.sstons by Jueis�ficion to canstiwto a unKarm occufity fnaUUment r�ve�ing ra�i proA�Y• , v- <br /> Ut�lFQRtA COVEMAf�i19- Borto+,v+�r and L�nQer wvenant and a{Srea as W4ows: ''.; <br /> 1. Paymfn!c+?Pei�naE�c!cs�d t��so� Rnpa�ma�i at�d �� C�tgas�.sasrow�sna�pcon��ri cay we� $ <br /> a �t artd htg chsr{tas du9 under the Note. <br /> due Na dac(�d ai end intaest on the da�4 ertd�tc�d Dy tls�RatQ en9 c�r PmP Y� -- <br /> 2. �Ui�dS QC!TaDte9 atid ifl�ttriltC@.Sub�ct to ap�c�Lte faw ar to e w�itta►weNer by Lende�.Berrower shs�pay <br /> �%• to Lender an tha day monthiy paymmts are dua unde►the Note,unUl the Hate ts pa'd tn tu9. a sum(•Funds')ter. (aj yea►Sy ;; <br /> E � end��sessmarts wNch may eiffi'� 9�ary ovttr 4ht9&ecurft�r Instrument as a 4en an tho RraP�Y• �) Y�Y Ineseheid �;-,-•. <br /> ` paymtnts or gmund rents on the Propery. tt any; (0) Yeutyl Pta7ard ar propMy fn6susnce prcmittms (dy Yeet�Y��oti Idu"tsc-�st� � �.�, <br /> prernhmi3.H any. ta)Yea�l mortgaga insurattea premktms.H amy:end(n any sums pay3b}n Ay Borrowet to Lend�in aceardanee ��_: <br /> � with the proYlsAns of pars�aapn B, iru Eeu af the paycnent o! mortg�ge Insurance preinwms. �Aesg tt�s a��� '��'w =�. <br /> P <br /> � ��nt�,• �andv may, at astiy Um� eo��ect and hotd Funds it� an amounT not ta exceed Uie inaxtrtwm asnnur�l a tend�r far a �,,:,. <br /> teQ�ea.ry rotata!martgaga loen may�u1m tor Botsower's esc3ow aaount undea the tederal Reol�te S�tC�t P�acs'ti� <br /> � :� Ad o1 t8T4 os am2s►ded from time to tIma.12 U.S.C.g 26U1 et 5eq. ('RESPA'). uniess artoUcr Iaw tJ� aFplies w the Fwds <br /> sets a(assa ussounL fl so. Lendv m�y.at any Urne. coQeel and hoid Funds fn an amou�t rrat w exceed tha t2sser amouM. � <br /> � Lender may esUmate the amaunl oi Funds due on the baafs of armnt da4o ent!ressflnable estfmates o1 e�►d�ures o1 fttluro lis�: <br /> Eseraw ltems or othemIse in aer�rQanee wttfi upp9cabfe�la�v. -.- <br /> 1'ha Funds shn�Ro hdd in en tnsttNttan whose depostts are fnsured by a federaf Agen�Y,insWmen�iY,°�°rttiiY M�+�9 ��z:' <br /> Lender, if Lender is such an treati�tian)or In srry Fede�al Home Laan Bank. Lender aha:i sppiy tha Funds to pay tfie Esaaw �=;_. <br /> � Items. Lmder may not chuge Boarower tar holding and epptytng tAe Funds,ertnueRy st�alyztng the e�ow eccaunt ar veritying Ov� <br /> the Escrow ttems, unless Lmder pays Bartawer 4�terest on the Fund9 end appac�6le taw p�mits Lender to malce sw:h a <br /> � charge. Howeve. L�d2r mry re��e 8ortowa�r to pay a ene�lme chacga tor en indep�ded ieai e�te t�c rePorting s�vlce �_�_ <br /> used by Lender tn cannectton w8A thb laan. untess appUcaL{e {aw provtdes ott�e�w(se. Uflt�S 8(1 0.�Q11Eti1 IS tTi$d8 Of �.;. <br /> , appyeabte taw requltes tnterest to be paid. Lender sha9 not ba requ�d to pay Batrower any intarest w e�mings on the F�md3. �s-= <br /> BoaawSr and L¢a�der may esrea in �Ing. however, t4�at Irrt�est shaU be Wid on the Funds. Lenda sha� g4ve to Borrower. ��' <br />: wit�tout charge,en annuai accaunt�sg ot the Funds.shrnmg ueFxis a�'�d�`G ta:lte Fsrss1� en�ine QurQose tor wNch each �_ <br />� dr�i!to the Fur�ds was mada The Furtds are ptedged as ad�tlanal secUrfry tar aU sums seared by the Sacuclty[r+sQume►t �: <br />� ' It the WnQs held 6y Lender�ceeed the emaunts Pem�tted to be heid by eppGeable tsw,Lender sfia9 aeeount to Borr�+r� � <br /> {or the excess Funds(n aacordance wwithh the reguirc�r►ents o!app6�abie taw.It the atnount ot the Wnds hdd by L�da d eny � <br /> Lme is not sufltdant to pay the Esenow ttc�ns wh�due.laid+a may so noUty Harcawer tn writing,end.In such mse BoROwer .,.___ <br /> sha8 pay to Lertda the m�ourrt necessary to make up tAe de5d�cy. Bocrower gh3ll mafce up the de8etency tn ne rtwre than <br /> tweMa martlfliY t��nerts.et LenQers sole tQscreUon. ��.-` <br /> I 1Jpnn p�,{�tte�tt In tL8 ot eY sutrts secured by thts Securfty Instrum2nl. Lender sha7 promptiy rehmd to Bortower�tty Funds n�:•= <br /> i, �_ _� <br /> heid by LFndar. If,nnder paragrepb 21.Ls�der sh�acpuire or seB the Pmperty,Lendw. Wbr to the acqur�tan or saSa o1 Ma r S_ . <br /> "� property,shafl appiy arry Funds held by L�der at th2 Si�ca o!acqWsitton or sele as a c�edl agetnst the sums securad by thb �- <br /> �+'�•3� ge�ufiry Instrument <br /> `� 3. /lppit�stitlos� of Paymente. Unless egy;�a:3 �aw Rra�atdes oth�wt� a7 paymc�►ts reeeived Ey Lender under <br /> .,•�;f! paragrephs 1 artd 2 sha0 be app4?s� ihsl,to enY PreAaYment d+�g�s due under the No'D�second,to amourrts paysbte und� �` <br /> •:;s para�ap�2:thid.to�nt�t du�fourtb.to princi�al due:and t_.M.ts c�tata charg2s due undcr tha No4o. �� <br /> �,;,.,y;y 4..Cltizrga8; Uen9. Borrowa s`� pay aD t�ces. ess�sfn�sis. charges. flnes end irr{sa�ns attri�vtabte to Ehe <br /> Pmpeny whlch may atTain pderiry ovef th�Secur�iy Irts�um�t.and[o¢:.�afd payme�s or�r.uid.� �f arry. Barrower sha8 <br /> . ., � pay tfiese ob6gaYlans in She mann� prmrtdad in puu�h 2. or tt nat paid�thai m�nner, Ba►�atr�ar shal pay them on time <br /> drectiy to ttie person arrc�8 p3ytren4. Barrowr�slvv��-amptly tumish to Lender eJ not�r,e3 of amouMs to be patd unda thts <br /> '��{t.r para�aph. If Botrower c�c.� thess F+3Yr.tenis �cttY. Borrawer sha0 promp4?f t�rJsfi ta lend� recefpis evld�tcdng the = <br /> •.:�� �e shali PromDtN t9sct►erSe�*,�•�en wh!ch has priorRy ov�r t"'s SeeufRy instrumen4�a'�ss Bormwer. (a)a�ees h <br /> writhy to ct�e payrtxnt oi the obigatlan iveaircd by the 8en (n a man;2r ac�ie ta Lenda; p)contests h 9aod f�Sth tha <br /> . Qen by.ar defends ag�k��t enforc�nertt of the �en t�. tega!Pmcee�:gs whteh t� i`.�La!d�'g apinlan oDaata W pro+rasYl the <br /> e�torecmeat of the Ben;or(c) seares from the hold�dr Lhe Ifen an a�eemertt ae�:�+Y b Le�d�g�����fl Ben to <br /> thb Secur(iy tnsbvmmt.H Lender detemdnes thst ury�ai o!the PropeAy ts sabject Ca a Qen which may�Tn�1'�orer thfa <br /> ... Se�fity msUUme��Lender may glve Borrower a notke t6er.'3y'ng tha Qen.Borrower sh�(1 a�iaty tha Yen o►tske ona or mae ot _ <br /> , t�te adiana set totth alsove w0fiin!0 deya at the gtr�g o1 nottee. <br /> . 5.C�E� 0� P�oporty tn�uraneo.BoROwer shafl keeF t�,a improvem�ts now�lsting cn:�eaftv�cted on the — <br /> �t�p,eAy�i.ti.:ared againct loss by fire. hazards inciuded wfthin the tcim •exte�ded corerage' end�y athix huards,indu�np <br />-- Roods or lfoad'ing�tor v�Ncda Lender re�uires tnsurmiw:. �L�i�i �s�r�sr.s °hr9 be m��ned in the amou��d t�v ahe Qdlods _ <br /> .;;�„-' that Lender requlres. t�5�e k�rsurar►ce caeter provl�rt,c,if�insurance shaU be chosen by Bortower suDJeei to i.�4a.'y approva! <br /> wh'.ch sha➢ not be unr�rmno:iabN wRhheld. li BoROwer talls w �� coverago descnbed above. Lender rt����at LendePs , MY <br /> '::6Y,:.h . opUon,ot•�slea coverago C��c1 I.�rt�'a,T•'.�h�in the Property in Qc�cndance with para�apb 7. = <br /> pN�+c�u�nce po�:,�r�.'�1 renewu'n�:�df be acceqtebfo to Lertr�rs and shell inctude a stenc'nrd mortgage ctwsa. Len�Ev <br /> 1. <br /> � shr9 haw�Y.tie�igfit ta R��tx'.he poQde9�d renewats. !1 Lender reG�1.�s, Borrawer shnD promptiyr�gt�e to Lender eA receipts af <br /> �;;,id premiums end re:s�we+dt�no�tces. In the evmt af►�: '�orrw+e►sha9 give prompi notice to the insurance sarKa and Lander. ,.;; <br /> F.end�rtar�/roake prccU��4ess(1 not made pramp4y�I�j�I�:rrower. <br /> � Unf�s Lender and�orrower otfle►wlse agree In vailv:g, tnsurance proceeds shall be appfled to restoraflon or repair ot tha — <br /> PtopeRy da�ge0,B the restorailon or ropetr is econcricafty teasibte and Lendera securHy Is not tessened.B iho ra�toraUon or <br /> r�aU is ndt economically feasibfo or Lender's aecurit�waufd be lessened,the insurance proceeds sha0 be appaer!to thv s�n� <br /> secured by this Sec�rty Ihstrument, whether ar ne2 dt�� duo,with any excess Daid to Borrower. H Bortower abandons tttu __ <br /> ' Property, or doss nct annr,�r wlNin 30 d9ys a ncti�t Rcm Lender that the Insururrc3 canier has oNered to setl3r�a claLn,then --- <br /> Lender may collecl tRo u�a'ance praceeds. Lendmr me� use the proceads to rq¢�c or rostore the PropeRy ar to pay sums ----, <br /> .' aecured by thts Secunly Sr.c;�ument,whether or not':��^due. The 30�day period wiD Oegfi when the nottee is qYrr•r� "_=_ <br /> �,r` Untaas Lend2r and Borrawer ottc�nrdsa agrea in miUng, r�ny appBcaUon of proceeds to pslndpal shall :r1: extend or � <br /> .'t''t�1 <br /> :r��,��; pos�or.e t*,vi dua date of the mcrtthly;p�t:.n-r�4s reS�red to in pura�phs 1 and 2 or chengo the nrraunt of tha paym�t3. if �F_ <br /> under parafpapA 21 the Properiy is ac;Jrnd by Ge�C.r. Bonorref� �'�ht to any Insurance polls�r��d proceeCa resutUng i e!;u f__ <br /> . damage to tha Property pdor to the acqufsitlon :1�ai11�;zss to Lender to the extent o! the s�� 6�f tRis Seair�r .zstru^mtis ;._;<.. <br /> �� immedtatety pdor to the acquisillon. ��_ <br /> 6. Oscupancy, P�os�rvation, Maintsc�sru�o and Praioction of tG�o 6'rog�cxCy; Ba.n��:sc�'m En.� ��'•" <br /> :��:����� Application; LeaslhOlds.Bonower shaU occupy,establish, and use ihe Properiy as Bocr�w�s prindpa!tas�:ence wftfitcr �, <br /> .�;�5 r; — <br /> �"•�i sixty days after the exe�utlaa oi this Security InsWment and sha11 conUnue to oavpy ihe Pr�pm.ry as Borrower's pnc�qusG �: <br /> ;r,ti;�,ar�;(u residence 4ar at least one qear atter the date of occup�►n�y, unless Lendet othe�wfse agrees In v�nh��g,whlch cortsent shell r2t • r <br /> .,N�,�?..i'� <br /> Y:�,�� be unreasonflbfy withheld,or untess oxtenueUng cUcumstances exist whtch are beyond Borrower's cantrol. Borrov�er shaU not �, <br /> �74�;r: destroy, damege ar ImFar the Properiy.a(lov�tho Properly to detedorate, or commit vreste on the PropeRy.8orrower shall be In <br /> ,'�;;��{t detault B any toAe:wro a�irx� or proeeeding. whether civU or afminaJ.(s begun that In Lender's goad faith Jud�nent couid resuS e <br /> •:�'��ji;: in toAeiture oi the PropeRy cr otherwlse materlalty ImpaU the Iten created by tRis Seaurfry Instrument or Lender's securiry interest. <br /> F <br /> _ . �r'. <br /> C <br /> . �_ <br /> � Ft?`�.tMO(p95) Pago 2 of 5 _- <br /> . . 9"�042 _ <br /> � . . ,. � ' . , , ' � . ' . ' . . � . . � ' <br /> ,� „ . . . <br /> . � . ,. . . • . . . , <br /> . . . <br /> . <br /> . , <br /> . . . :. i , . <br /> . � . . . .. .. . � • _. . �t . . � � . . <br />