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201001243 <br />BY SIGNING I31I,OW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />CARRTE E MONFtOY -Borrower <br />_ (Seal) <br />-Rarrownr <br />_ (Seal) <br />-Borrowar <br />(Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />_. (Seal) <br />-Rorrowrr <br />_ (Seal) <br />-}3orrower <br />_ (Seal) <br />-Rorrawpr <br />0110301373 <br />-6(NE) ~oao~~.oz pie to or to Form 3028 1101 <br />