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<br /> TOCiE"I4�ER V1ti7'H-all�hc improvemrents iww or Aeii+Cter ensttQ on thr property.�nd�li cascments:appurten�ces•
<br /> u�d f atutrs�ww on c�rc�ftet A patt o�'the Mupe�iy. AU reQlxemcnt�and addiuons shall also be cavercd by this 5ecurity , �
<br /> _--— tnswmet�t. All o!the faegoing is refcrred to in this Secutity Insuumest as the"PFOperty." � � ,
<br /> — s�� BO[tROWER EOVENAI�'i'S lhat poaower is t�wfully seised of the estate ttec�eby conveycd and h�s the riglrt to grant
<br /> _��-�:-� and canvey,the Broperty and that the Froperty is unenc�mbercd.eacept for encumbrrnces of record. Barower warrants an8 �_-
<br /> _ _,� _ :wilt def�nd grneraiiy the dtte ta the Pmpeny against ali claims and demands.subjea to any encumtxances.of record. � �_ . ._�
<br /> THIS SEC'UR1TY INSTRUMErtT com6ines tsw7utm,covenanis for na�u�iat use.attd non-aniform covenanis witH
<br /> —.�.Q��;:� limited variatiaos by jurisdieaon to consdtate a�ifocni serucitq insu�ment covering nal property.
<br /> �'-..�; , UNiFOitM COVENANTS. Haaower and Lender covenant and agree ac fottaws: �---�
<br /> ���"_ L P�ymd�t otP�iacipal aad lnteresti P[epsYm�t and Late Charges.•Bo�roKer st�ail promptlY PaY when due the -- _
<br />- `'��'�- P��P�of and interest on the d'M evidenced by tt�Nac and anY PrePaYr�m�and tate charges due under the Nnte. " - _-
<br /> _�'.. . L Fti�dsfor'Ii�xes a�d iasorasca Subjeetta applicable law or to a written waiver by l.ender,liomawer sf�aU pay to ==_-—
<br /> i.ender on tl�e d�y mondtly paymenu arie due uader the Note.undl the Note is paid'm full�a sum("Funds")for.(a)yearly F:�_-___
<br /> � � �'- taxes aad asse�sments whicb may attain prioriry over this Securiry instrument as a lien on the Ptoperty:l6)Yearty teasehotd �.____,
<br /> � payments or gtuu�sd reats on the Pbperty, if any: (c)yearly hazard or property insurance premiums: (d)Yearly ftaod , �{;-� _ --
<br /> -s��:�,'� � � . insunure premiums.if any.fe?Y�Y�8a8e iasurdnce pccmiums.if artSr,and f�aay sums payalste by Borrower to =-
<br /> � ^`', Lender.in acFordance with tl� visions af dn PaY�� Sag �" ` -_
<br /> �_ pm paagraph&�n lieu of the of mon e insurairce �ums. 77�ese
<br /> � z �..'�� _: items am called"Escrow Items" Lender may.at any time.�coltect and twid Funds en an amount not to exceed Ihe maximum .'=Z�-•'�`--�� -
<br /> �•�. •
<br />• . � ._ ;�:_;:,�: . amounc a tenderfor a federalty Telated mongage loan'may e+equire for Bo�rowec's escrow actount u n der.t h e f e d e r a l R e a l �_'f�s-=
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<br /> �:�.-�-- Fsta�Setttement Pracedur�s Acc of t9�4 as,amencled fivm ame ta 6me.12[�.S.G$2601 et seq.t"�PA ).unless anothec . ..-.•_;.,:.,�_�,.
<br /> � .:�;< �- ��t-''. iaw that applies tu tl�e Fuads_sets a Iesser amamt If sa.Leoder msry,atany tune,co]lect and hold I'vnds in an amount nat to ,�.-:�-.
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<br /> ��, • � .cxcad tite lesser anwws�..:�:ender mag esamate the amautt.of Funds due oa,ihe.6asis of ce�ae,nt data an�:,�crasor�able �..:. .
<br />.1:,�'.;i. r� �. �•.;:� - ':�estimacas af expcndita�`c�fu�ue Esemw�reias or Wflerwise in accor.claace vvith ap��cabte law: -. ' .i-"::'-'z
<br /> '�;J �'i . � � -
<br /> ..�'�:;r;'. TM F�ads sha116c_be1�iu'a�i��situsion whose deposits ase insured�r.a fede;at agency.i►iswmr.•nta3ity,ar entity
<br /> ���a -t:F�`_' ,�: ; ' :{"stctading Lentter:if Le�deF is s�cFr au i�ttttion)o��in acty Federa�Ff�tte Lqa�Ban�c. I.eridec s�ail'aPPly tire Fands to pay. -
<br /> ��<.4 � t�e Escrow.Items. Lender may not cltarge Bocrower far hai�g a�d agptyin;tbe�mds,��nuaitY-anai�rg t31e escraw ., -
<br /> ' ��` �`'� � a�xount,or verifying the Esaow Items; un2ess I�er pays Basrower interest ou�he Faads and a�licabie Faw permits • : "' --
<br /> ... �' xo -:
<br /> t.�"".:"': •-:,".'_. • I.ender to matce sctch a charge. Howevet.f�t�ecraa�sequ3rc Bexrowa.to pay a:isreeiitne c[�arge far an indepe�ent real -'--�-- °-;
<br /> ` ` . . • estate Gu repasung servIce used by Leadec i�c?amtet�ion with this ia�r.�tess appairabte!aw provides othcrwise. t3ntess an , "--
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<br /> •':� 'r ;�,.:`;�,; ageeine�st is made or appticabie law m;�i.�s interest to be paid,i.�dershall not 6e required ta pay Boirower any interest or ,,;�;�,`•:% :' --
<br /> .. ,�<< ` �• ` �,; � eamings on the Funds. Bc�rmwer and Le��r may agr+ee irt writing,however.that ir+terest sha116c paid on the Faads. l.ertder , •;;;� , .,j,r;,�-.
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<br /> ` °€ f ' " shall give to Borrower,wiRhoai charge,ait�.tuiaL accaanteng of the Funds.showing ixedits aad de6its to the Furtds and the .� f � �"�.�
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<br /> `�.,. ,`�`� purpose for which each�eba to�the Fauds a�as rnade_ '!'�e Funds are pledged as a�d"ui��aal secnrity for.all sum�secured by t1
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<br /> ' � ' ' If the Fands he.d b�r Leader exceed the amounu permitted to 6e held 6y applicabie L•tw.�der_sitaFL�ccount to � � Ar.a�
<br /> - Borrower far a�e exress Fuads ia accotda:�ca w�ith the requiremenu af applicable Iaw. �the amamt of the Fsuds iretd,by �s�:.§'"
<br /> '' - [.ender at anp time is nat s�eient to pay the Escrow Items when due.Lender may so notify Borrawer in wnting,and.in ' �` �� �
<br /> � � ' , � sucb case $orrower shail Qay to Lender the amouat necessary to make up the deficiency. Borrower shall make up the . ��'�
<br /> � . ' , deficiency in no mare tban twelve monthly payments,at Lender's sote discretion. � �:�: �"3=
<br /> _ ' . Upon paymer�t in full af all sums secured by this Security Instrumen�Lendec shaU promptty refund to Barrawer any `" . � -
<br /> ' � � Funds held by l.ender. If,under paragraph 21.l.ender shall acquire ur se11 the Praperiy.Lender.prior to thc acquisition or , ` � -
<br /> ' sate of the Property.shal!apply any Funds held by Lender at ehe time of acyuisition or sa[:as a credit against the sums f . _,
<br /> � , �, secured by this Security Instrument. . � . _
<br /> � 3. Appiication ot Payments. Unlexs applieabfe law provides athetwise,aU payments reccived by l.rnder under :
<br /> � • paragraphs 1 and Z shall be applied:first,to any prepayment charges due under thc Note:second,to amounts payab(e undcr .
<br /> paragraph Z:third,to interest due;fourth.to principal duc:and ta�t,to any latc charges due under the Note. • � � -
<br /> : � ' 4. Charges; Liens. Barrower shall pay all taacs. asuwsments,charges, iines and impositians attributa8le to the � - --
<br /> ' � Property which may attai�priority aver this Security Instrument.and leasehotd payments or ground rents.if any. Borrower
<br /> ' shall pay these obligations in thc manncr provided in paragraph 2.or if nat paid in that manner,Borrowcr shall pay them on .
<br /> . • ` � time directty to�he person owed paymeni. Bortower shail promptly fumish to l.ender ali notices of amounts to be paid under .
<br /> , ." this paragraph. !f 8arrower makes these paymen�ti directly.Borrower sha11 promptty tamish to Lender receip[s evidencing � .
<br /> the paymenu. ; _ ,
<br /> . • Borrower shall promptly discharge any lien which has priority o�•er this Security instrument untess Borrawer:(a>agrees { .
<br /> • • � ',;�..�.: ., in writing to the payment of the obligation securrd by the lien in a manner acceptable to Lender,(b)contests in goad faith the ! �
<br /> - �.:.�' �:•• ' liert by.or defe�ds against enforcemcnt of the lien in.legal proccedings which in thc�der's opinian operate to prevent the ; . .
<br /> I�+•�1:-�:����'��•� enforcement of the lien;or(c)secureti from the holder of the lien an agreer�ent sa*�wactory to Lender subardinating the lien •
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<br /> . '� ��";,.;�::.,,� . to this Security lnstrumenG lf Lender determines that any part of Ihe Roperty`i���lect ta a lien which may attain yreority , • • .
<br /> . : over this 5ecuriry Instrum�t,i.ender may give 8orrower a nouce identifying cS�e ti���. 8arrower shall sati�fy tfle lien or tatce � •
<br />' ' ,,� one or more of the aclions set fonh aUove within 10 days of 1he givin�of notice.
<br /> � S. H�z�rd or PragKty Insurance. Bonower shall kccp thc improvements now exi�ting or hereafter erected on thc �
<br /> ' praperty insured against'tas,>by�re.hazards included witbin thc tcrm"ext�roded rovc-rs+ge"and any othcr hazards,including . •,
<br /> . � , ° " fToods or flovding. far wh9;ir Lendcr rcyuires insurancc. This.insurance shall be maintained in thc amounu and for�thc
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