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201001212 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded wit/h it. <br />CHARLES R ANDERSON Date BILLI L ANDERSON Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by CHAIi~ES R ANDERSON and BILLI L ANDERSON, before <br />me on February 17, 2010. In witness whereof, I here to set d and : ' a i ble, my fficial seal. <br />My commission expires: 5/10/2011 <br />AYER <br />CONSUMER LOAN OFFI <br />GENFAAL N07ARY - State of Negraska Hall County, NE <br />~ LISA R. MAYER Identification Number <br />My Comm. Exp. May t D, 2011 <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />®2004-2009 Complimce Systems, Inc. 002b-C4G7 - 2009.12.368 <br />Consumer Real Eatete -Security Instrument DL2036 page 5 oC5 www.eomplimcesystems.com <br />