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<br /> ` TOGEfHER Wi7'FI all tl�e improvetncAts now a i�creafter eroctod on`the p[operty.w�d ali[�sements.ap�tenarces. �
<br /> and fixdms now or hecrafter a yut of the propeny. Ali�r�lxements ind adr,Gtia�s shalE atso be covered by this Securiry .
<br /> - _ , Insttumen� All of the foregoing is[efoired ta iR this 5ecurity Instrume�t as ihe"Praperty." .
<br /> --•� BORR011YER COVENAM7S thac Soaower is la+vfully scised of the estate hereby�convcyr�anA has the right to grant
<br /> ---_�+. and canvey the Pmp�xty and that the�COpecty is�6eced.except f�r ertcumbrances af reeord Baruwer w3rrauts and
<br /> ° _ --_-==�-� w7l defend generally the 6tk to the Ptoperty ag�intt ail ctaims and demands.subjecc to any a�cum6cancesof reca[d.
<br /> ='� TEIIS SECURtFIt INSITtUMENT combines unifam tovenant�for nationrf usc and noa•unifonn co�rnan�s with _.__�
<br /> --== limitai variatioos by jurisdi�i�►to cnnstitute a uniform sec�riry iAstrumei�t cmrcring real pmpeny_ � . , _ - -_
<br /> �!'�'�`�.s�`� � UNff•ORM COVE(�A1�TS Barmwerand L.endercavenant and agree as follows: �1,� •�,� —_
<br /> _ _ -'-7.:j�+� W�Kl��4F' i i---�'-.
<br /> - �..:, l. Paycoeat of PrL�pal�d Inta'es�PrepaJmest and Late Charges. Borrower sfiall promP�Y PaY -_�--�-
<br /> pcincipat ofandint�es�[oa the deb[evidenced by tbe Note andanY PT�P3Y�nr and late charges du�nndct the Note. �:T.�.,.�___--
<br /> �,.,�-..-
<br /> - -_ _ - 2 Fimds for Tazcs�t Insvraaca Sa6ject to applipbte law or to a writt�en aaiver by Lender,Baro,wer shalt pay to _v` -_ --
<br /> Nate nnti the
<br /> N a e i s 'd i n f u l l.a sam("Fwtds")for:(a)Y�Y �y,.�-'�----
<br /> the { _
<br /> �=�--� ue undu P�
<br /> •are d -
<br /> -.� Eender oa the day m�Y PaY� -
<br /> i` tazes and ass�ss�nents waich may attain priariry over tbis Securiry lnswmet�t as a liep on the Prape�►y:@)yeariy Ieasettold E?'�a=_—_
<br /> ` payments or gtound renu an the Property. if any; (c1 Y�Y �d or property insurance premiums: (d) yearty ttood �-°�-=�---"�"�'-
<br />_ �-'".'-=' . -,�premiums.d aa}.(e�year�y �o�tSaBe insurance premiums.if any.and.tfl any sums payabte 6y Borrowcr to �y .: __ .;:-
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<br /> �;` , . Lender.u�accordance wiih the provisians af paragraph 8.in lieu of thc payment of martgage inswance premiums. '1T�ese
<br /> - :`items ar+e cailed"Escrow Items" Lender may.at anY rime.coliect and hald Funds in an araaune rtut to excred t6e maximum �"�`.�••�•••�:
<br /> � :�j.{s��„-, �;' . toan m uire for Bormwer's escrow account undcr the fe�al iteat - . .;�„�T
<br /> Y : •umotint a lender far•a federalIy retats�d macsga�e aY�A :�;
<br /> . �,s'�'�' _: Es�tate Settleme,nt.Procedures Act of i5�74 as amended fmm time to titne,l2 US.C.§2601 et seq.("RFSPA"l.unless another `.. ,�."---�— _.-
<br /> ���•" = i�P+that n ies to the�uuds s�s a fesser ainount If s��.ender may.at aay time,collect aad hold Funds In an amoimt not ca ,;}�. "'�"""�
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<br /> =�, y:��`-":;�. PP - _ -
<br /> . �� eicceed the"lesser amoun�'-�.ender may cstimate[he amount of Funds due on the basis of currcnt data and�bM
<br />� ; -,-,¢��'�: _ - . '� estimatcs uf.��per�dinnes of fumre EuTUw Iseins or oti�wise in accaid�ce with applicabie law. _ � -:. -
<br /> � � � �t ' '� Tha Fvnds shall 6e held in an instinrtion whose deposits a�e iasurad by a federal agenc}r,instrumentalifp;ar eq���' .-
<br />` � .; �:'�_'':� �.�,::�;�, ,..:. •.�_.. _ • _
<br /> , ��`:-'�' � ;':�fincluding Le�der,if Lend'er is such an insdwt'ran)or in any Fedcra�Home Loan Ban1c- i.ender sl�all appiy tbe�"unds to pay '• �,
<br /> �}�. .4'�y - �1. . _
<br /> • � - � . �, :...ihe Escraw Items. Lender may not cbarge Bormwer for holding and applj+ing the Funds.annuailY amiY�ag�e��crow
<br />�,�:;,�, - ;; :•acco�m�ar verifying the Escrnw [tems.untess Lerider pays Borrower interest on the Funds and apptid�Ie la,w permits _:=
<br />��.,��.n�. i.ender to matce such a cl�arge: Howeve�.l:ender may.require Bo�rower to pay a one-time charge-far an"independent i�eal �
<br /> ' --�'.�. estate ta�i reporting service used by Ixxd��i eonnection with this toan.urdess applicabte law pravi�es athenvise. Untess aa, � .-, `
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<br /> ' agceement is made or appliCable ls►w rer�szs intemst to be paid,l.ender shali not be requirea to pa�+Sarrower any interest or � t�;•-
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<br /> - eamings an the Funds:Somower and•�.�er maY agree in writing.however.that interest shall 6e paid on tbe Fands. l.ender `�. . �fi��= "
<br /> , shall�ive to Borrower.w i t haat c h a i�-��i.ant►u a l accoun ting o f t h e F u n d s.s h o w i a g e r e d i t s a n d d e t i r t s w t h e F u n d s a n d t h e � ����
<br /> ,..�;: '. .
<br /> 't°`''�` :•.' . � p u r p o s e t'o r.w h i c h e a c h d e b�i t o t h e���:s�w a s m a d e. Th e F u n d s a r e p l ed ged as additional securi ty for atl sums secured by , .
<br /> `•k°' .� � '.�.. �::;--_;�
<br /> '<,:=: this Seeuriw l.�suument. '>. -.
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<br /> :�;�::_:•.. ' �r3= ' I f t h e�C i r c i s h e i d b y l.e n d e r e a��e a m o u n t s p e n m i t t e d t a b e h e t d b y a p p l i c a b l e l aw. L e n d e c sh311 accouni to �. ,��ry:_-
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<br /> '� � , Borrower.ar the excess Funds in acca��:�:e wsth the re4uireme�c�f�pplicable law. If the amount af the Famds held by.
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<br /> .:.,�� .� �.ender at any time is not sufficient to�afi k.*�e Escraw iCems wheit�rie.Lender may so notify Sorrower m 14-ritirig,and.in --
<br /> ' �� ' such case Borrower shatl pay to Lender the amourcc r�essary to make up the deficiency. Borrower shalt caaice up the -. =�=
<br /> � �'�'''� doficiency in no more tban twelve monthlY paymerts.a�.�.ender's sole discretian. , � y�;�
<br /> �'''``' U n a ent in full of al!sums secured by this Security Instrument,l.ender shall promptly refund to Borrower any
<br /> �:;;,.• �.
<br /> � �`�'"��� Funds hald y�l.ender. If.under paragrr�fi 21.i.ender shall acquire or seil the Property.Lender,prior to the acquisition or � ', �'�'!�
<br /> ,,,,;:;:
<br /> ;;y:�t�� sale of tha Propeny. shall appty any Funds held by Fxnder ai the time of acqnisition or sale as a credit against the sums �`,:,; .
<br /> secured by this Secunty Inqtcument. ' , ' ' '� �
<br /> :�,.;;;�: .., ': 3. AppUcatlon of Paym�mts. Untess applicabte law provides otherwise,al!paymenu received by �rnder under �.-•. .
<br /> ' paragaphs 1 and 2 shall be applied:first,to any prepayment charges due under ihe Nae:second.to amounts payabte under =`�,� �' }' ��. _
<br /> `.'��,•' `:•��'•% ' paragraph 2:third.to interest due:faurth.to pnnc�pal due:and Imst,to any late charges due under the Note. • ,� ;,
<br /> � '''`_," 4. Cbarges: Liens. Borrower shall pay all taxcs,atisc��er:ts. charges. fines and impositions anributable to ttre �.•,��::�
<br /> � property which may Attain priarity ovcr thi�Secarity Instrument.�.����leasehold payments or ground rents.ii any. Borrower � � '��``�-
<br /> � shall pay these abligations in the manner provided in paragraph 2,or if not pai d in t hat manner,Borrawer shall Qay them on�� � ,.
<br /> �' time directly to thc person owed payment. Baaower shall promptly fumish to l.ender aU notices of amounts ta tie pa�d under,
<br /> , this paragraph. If Borrower makes these payments direct{y.Boaower shall p�omptly fumish to Lender receiFcs evidencing
<br /> . , � the payments, .••,��'.',
<br /> _ � .:°±::�,:;., Bo�rower shall prompUy dischnrge any lien wbich hati priarity over this Security Insirumenr:crr,:ss B�rrower:(a)agree� `�, ::',,.;,
<br /> �,`;i•`" . in writing ta the payment oi the obiigation secun:d by the lien in a manner acceptable to I.ender.c��co�:ests in gaod faith the � , ,..
<br />' ' lien by.or defends against enfarcement of thc lien in.legal proccedirt�which in the l.ender's ar:nion opera*s to prevent the ;•��:'�
<br /> � ;_,�+: � , ' � '� enforcement of the lien;ar(c)secures from the hn2der af the lien a���eement L:.isfactory to L.ender suborS::�ating tf�iien
<br /> � �,1 t},.� • to this Sec+�rity Instrum�t. lf.Lender detcrmines that any pan of iF.e i'ropercy i>sabject to a lien which ma�f attain priority �.''
<br /> �'.,, .,
<br /> . over this Secnrity Insirumen�l.ender mAy give Borrower a notice idr�tifying thr 1ien. Borrower shall satisfy,the lien oe take , .
<br /> •�, � _;, , ona or mc:�:of the actions set foRh above within 10 days ai the gi�i�:�.of notice. ' j � •
<br /> • �•- � S. Hazard or Property Insorance. Bcmowcr shall keep ine improvements now cxisting ar hereafter erected oa tRA r , ,
<br /> , � Property insured again�t loss by fire.hazardc ineluded within the term"extended coverage"and any ather h�'.�rdv!ineluding �• .
<br /> � #loods or flooding.tar whlch Lender rcyuircY intiur.:c.;e. This insurance shall bc maintained in ihe amourc.;:and for the � •
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<br /> ' :�� •'� FM'e[t 3028 9/!10 (!'age.nf 6�wCr.tl i'' � . .
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