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2oiooi2o~ (C) "Lender" is Tierpne Bank Lender is a Savings Bark organized and existing under the laws of UNTIED STATES pF AMERICA Lender's address is 1235 N STREET LINCOLN NE 68508- Lender is the beneficiary under this Security Instrument. (D) "Trustee" is Tierpne Hank (E) "Note" means the promissory note signed by Borrower and dated February 16, 2010 The Note states that Borrower owes Lender ETCyHTY THOUSAND THREE HUNDRED AND 00/100 Dollars (U.S. $ 80, 300.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full net later than March 1, 2040 (F) 'Property" means the property that is described below under the heading "'Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The f~~llawing Riders are to be executed by Borrower [check box as applicable]: [~ Adjustable Rate Rider ~ Condominium Rider [~ Second Home Rider [.~ Balloon Rider 0 Planned Unit Development Rider 0 1-4 Family Rider [~] VA Rider 0 Biweekly Payment Rider ~ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on l3orrowcr or the Property by a condominium association, homeowners association. or similar organization. (K) "'Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnttic tape so as to ardor, instruct, ar authorize a lrnancial institution to debit or credit an account. Such term includes, but is net limited to, paint-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (ether than insurance proceeds paid under the coverages described in Section S) far: (i) damage to, or destruction. of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; ar (iv) misrepresentations of, ar omissions as to, the value and/or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the; nonpayment of; or default on, the Loan. 0110301335 Ini Is: ! . ®-6(NE) ~oao~~.oz ~Fgd2 of is ~ r Fo1m 3028 1/01