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<br /> � �i!oGE1�iER wrFN au rhe im�me�i�aics iww oc 6eRafier erected on the proQeny.ana ali easem«�cs��ppunen�o�s. � �
<br /> odd fixn¢es novr ot�t�rptter x pa�t o�thc pcopetty. AI!c+epiao�ents aad additio�ns shall slso be coveKd by this Secodry`
<br /> In.s�u�� Ail`af tt�e fa�egoing is�efe�ed w in tius Secutity Instrumeat as thr"Pt�perty." : -
<br /> BQRItOWgR COVENANTS t6at Somawer is IarvfWly seisod of the estate�e�eby canveyed ancf t�as the right to 8rant_�
<br /> and cmvey the Froperty.and tt�at t4t P,tnpeity is unencum6ertd.except fa�r encvmtirances o�record. Bortower vrarrat�ts�f-- ,
<br /> wi'll defd�d g�aaIIY t�e 6tk[o t�e P�aperty�a,�ainst aU claims aad demands,subject to any encumbnaces of ceco�d. . , .
<br /> THIS SECURFtY INS3�tlF14�NT canbines unifam onvmants fa national use and nun-anifom�_covenv�ts anth. '
<br /> timitod��riaauons by jvdsdistiat to oon.�titau a uniform savriry incuurt�ent covaing ieaT property. .
<br /> UN�URM C4YENAN7'S. Bomawer ud I.endea covenant aad agcoe as follows: . : when dne ihe �
<br /> • � - L P�S�t oi P�fndpal aad Iaterat:PreW9me�t asd Late C6�raes Barrower st�all promPUY PaY '
<br /> pr�cipat of and�an thc debt evidrncod by the Note and ang PrePaYment and late�f!ar8es due w�der the Note. , ,
<br /> i g�d s f o r'd u s a�d Lt�ra� Sub j e c t tuap�licabte taw or W a wntten waiver by Leodcr.Borrower sfnll psy w
<br /> -- Lender on the day nn�thlY�Yments m due under tLe Not�uatit die No[e is paid in fu11,a sam("Fwd�)fa:la)yeartY
<br /> -- taxes�d assessmenss wi�ich may�ttain priority over this SecuritY Inshvmcnt as a tiea on tl�e Pmperty:(b)yeu1Y kasehold
<br />-- � paymients or grand rents on ti�e Pcoperty.if 3ny; (c)Yeart}►t��d ar P��Y �P�miumS; (d)yeu[Y ftood
<br /> msmanct•pamiums:cf any:(e)Y�Y��Se:°""'""°p�miums, if any:and(�any suau payable by Bartower to —_
<br />=}: t.er�de:,m aa:mdanct witlt the provisians o��8.in lieu oi tbe paymeat of mattgage insu�arxe premiums. 'I1�ese
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<br /> - itanc arc caited"Escmw Items." Lender may.at any mne,.coBect and hotd Funds ia an amount noi to excccd the ma�cimum -
<br /> amount a Irnder far a fede�ally reiated mottgage toan may�qaire`for Borrawer's esciow account�nder the federal Real`
<br />- , E,state Seq.lement Proced�es Act ot i974.as amead�fran time to titne,l2 US.C.�2601 et stq.("RESPA"),untess another, ,
<br />- - . law ttnt applies to tbe Fmids-sets a lesser amoimt.��€sv i.ender may;at any time,coltect and hold Eunds.iu nn unamt not to
<br /> exoaed the lesser amo� Lendet maY-��e amaurtr of Ew�ds due aa the 6avs of tuctcnt�ai�nd reasona6le —
<br /> ..- esti�t�s o€eapenditu�+es of tt�tutc Es:��Items oc atheswise in a�ance wa�appTipble)a�'.,- �:.'. ==-
<br /> ::� ' 'ILa.�'ca�ds shalt 6e hetd in an�i�itupon'whose depos�.�a:�-svted.by a fedetal a�:.instrume�ialiry.or entiry =_-
<br /> (mclad��ender.if i.endec is suc6 an insritu�ion)or in,anY F�-��twne Loan Bank. I.ender sball apply ihe Funds to pay �
<br /> ' �-: � the Fsccaw Items. Lender may.not charge_$e��w�s for hdt�.g yaud applying the FuAds,annualiy aaaiszuig the cscmw --- _ _
<br /> . �r•;, `.: `axouiu.ar.verifying the F.s+crow Items,s?TIe.��r�r pays Borrower interes�on the Funds ait8 apQt�]e law permiu `�-��,.
<br /> �' ' � . _ :i.ende�:q.mal:e such a cparge. Howeve"�,�+�'ri;x�:ay re9uire Borro�eer to pa3�a qne•timg.c1�arS P� X� '-
<br /> e for�s ir'.�de dent real �"=�.,:5�'-
<br /> " 1,.ft.. "'�'"_°��._:
<br /> , .: �:f;�.,.� ' estate r�i�poitLtg service used by Lenciei'in connectioa witb this loan,unlessapp�icable taw pri�vides�o�+vise. Ueeless aR _.1�,A:,�: _
<br /> �r}} agreemeUt is made or applicable taw requIres interest to be paid:Lendet sitall not be requir�d to pay Bortower any interest or i �� ?.
<br />� • % ••' eamings on the�nds. Borrower and Lender ma a in wnUn however,�hat imerest s1�aU 6e paid on the Fund�. Lender s„4 �F ;
<br /> ��x�.�: Y S� P. _.: ., t.�. .
<br /> •Y= .•. , shall give td Borrower.without charge.an annual accoun6n of the Funds,showin credits an�debits to the Funds and the �-:-�----
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<br /> _ •:�<E�•_ purpase for w�ich each debit to tbo Funds was made. The F�nds are p[edged as additional security for a1t sums secured by `.'!.,;;}v�,;�_._
<br /> ���' this 5ecuriry lnswmen� .• ,:s`, "
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<br /> If the Funds held by L.ender exceed the amaunts pe�miued to be held by applica]�I�.taw.Lender shall account to --�.'�-.�'`-
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<br /> � �+�«•� � Borrowec for the excess Funds in accordance with the requimmrnts of applicable law. ff the amonnt of the Funds hetd by �``,.
<br /> �_ Lender at any timc is not suf6cient to pay the E.sccavt+items a+l�due.Lender may so notiiy�onuwer ia writing.and.in �`4G��
<br /> . �;;� ,• � such case Borrower shail pay to i.ender the aznouni necessary ta make up the deficiency. Bart+o�ve�:%�l1 make up the _ �. _; _
<br /> ' . - �•. �, . defictency in no more thao tweive monthly paymen*s.at L.ender's sale discrerion. ' " `���%•�=y•' �-
<br /> � �• • � Upon payment In full of all sums secuced by this Security lnstrument.Lead�shali promptly��;a Borrower any '�•i��'''� ;°
<br /> ::'�.c.c�,_:., :.
<br /> � �. ��., ;k , _ .,�• � Fands held by Leader. If.under Qarag�aph 21.Leader shall acquire or sell the Property.Leader,priort3 tlie acquisition or . ; �
<br /> • .K::-•,..;� ._��,,., •
<br /> �r ,;s.jr;,,,., ,_... sate of the Property.shall appty any Funds hetd by Lender at the time of acquisition or sale ag a credit against the sums • �
<br /> . . - � �:_��:4 e:'..' secured by this Security lnstrument '
<br /> <., 3. Applicatian of Phyments. Untess applicable law provides otherwise.aIl payments received by Lender under
<br /> _ p�g�phs 1 and 2 shalb 1�applied:iitst,to su►y prepayment charges due under the Note;second,to amounts payabte nnder
<br /> . � paragrapi�2;third,to interest due;foutth.to princ�pal due:and last.to any late charges due under the No[e. '�. • .
<br /> - `�" 4. Charges; Lieas. Borrower shall pay all taxcs.asses.cments.charges. finea and 'r.mpositions attributable to the
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<br /> ��.,,. . ,�'::�;°;',: Property htch may attafn priority aver this Security lnstrumem,and lea.�ehatd payments or aund rents,if an Borrawer
<br /> '``-..�''`"�'-'''-����r''�' ' , shall pay��ese obligatians in thc manacr pravided in paragraph 2,ar�f not paid i�that macmer.Borrower shall pay them an . _
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<br /> : �.;,;-. _ � � . ' , time d'aeczty to the person owed payment. Borrower shall prompUy,iumish to l.ender all noiices of amoucis to be paid under `` � ,
<br /> , •; �t� �=.�, tt.is paragrapt�. Jf Borrower makes these payme2�.•d:recAy.Borrower shall proirs�lly fumish to i.ender F4:::ipts evidencing
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<br /> . 4;.�•� . tt�e payments. r,, . ;
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<br /> Borrower shal!prompUy dischasge any lien which has pdodty over this Security Instrument untess Bortower.(a)agrec.w
<br /> � � <�S . in writing to the payment of the o61;�.�:ion secured by the lien m a manncr accepta6fe co Lender:lb)cvnrests in good faith thc ��.
<br /> "'_r " 's, lien�by.ar defends against enforce,n��::of thc lien in,legal proccedin�.w which in the I.ender ti opinion operate to prevent tAe .
<br /> ' • ' �' :-��::�x' . enforcement of the lien;or(c)secures from t hc ho l der o f t he licn an agrecmen t sa tis P a c t o ry t o l.e n d e r s u b o r d i n a t i n g t h c l i c n � ,
<br /> �.`� ,��',:`,�;� : • to this Security Instrument. IP Lender detennines that any part of thc Praperty is subject to a lien which may aqain pdority •
<br /> , . -, _,.�.;�;�:�. over this Securtry Instrument.Lende�sa�y gi�e Borrower a notice identifying the lien. Bocrower sflall satisfy the lien or take
<br />;;�, �N•.;''`"•, •f�;�� one or more of the actions set forth ct�c•.•e w�thin 10 days of the giving of notice. ,
<br /> �• '•' '�: -i•.°w{•,� . • 5. Hn�rd or Propesty lnsraca�e. Borrower shall keep the�mprovements now existing or hereafter erected on the
<br />��� - �-= ' ���`{�r'� Property insured against toss by fire.haz:srds included within the term"extended coverage"and�ny other hazards,includi^g
<br /> � �:'� � � '� � floods or floodins.for which Lendcr reyuires i�sur�ncc. Thic insurance�hall bc maintained in the amounts and foz ihe �. , ;
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