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<br /> � �rocert�wrni�uk��m�«�ru�«�a«���y.�,a�u�«so�„a��,���. .
<br /> and fixnae�s naw�vr lneafter a put of the pvperty. All�epiacert�ents and additiarts shatt also be covaed by this 5ccnriry
<br /> lnsatnqea�. AI!af the€o[egdng is tefc�od to in dus Security Insrtument as the,"Ptoperty." . .
<br /> ,--�, � -�----._, _ HURR�WPR COVENAMS that Bormwer is t•rwfuity seised af tl�e estate bcreDy conveyed u►d t�s Uie right ta grant •
<br /> aed canvey thc Prupaty and tTnt the Pt�ape�ty is unencumbetpd,except far encumbraoces of reconL Bortower waztants�ad
<br /> ` w�l ckfeaa genaatty tbe titk to the Propeny ags�n5t all tlaims and dem�s.sublect to anY encumbrar�ccs of iecocd.
<br /> � 'f'fiiS SECURTi'Y IDFSTRt3MENT con�bines unifam rover�ants for�t"iotnt nsc and non-unifam cava�nts with ---
<br /> � timited vuistions by jurisdietiau to coastimte a uaifo�m socu�ity insuua�em covering real propetty. -
<br /> UNIFORM COVE[�FAN'fS. Bomuwa and i.cnde�covtnant uid ag�ee asfatlaws:
<br /> . l. Fasisat d Pc�clpd aed Lteres�Pr�eps,Ya�eN�ed late CYsr�. Bormwec st�ati promptty pay wf�due the
<br />- jamci�pai�and inoerest on the debt evidencxd bY t6e Nate and aaY PrePaYmrn�and tu�ch�rges duo andet the iVae.
<br /> 2 .F�ds lor Tszes a�d I�ra� SubjaCt to�licabte taw or to a wntten waiver hy i.endet,Bormwa s6atl pay to
<br /> Lender ea tde daY momh�F WYmeats are due w�det the Note,uatil tht Note is paid in full.a aun i"Funds")for:(aj Y�Y
<br /> _ iases�d=ece���±+��r�����p��r ove�this Securit�.insuumau as a tiea oa tbe Pr+aperty:lb)YeutY kasehold
<br /> - - paya�ents a groand rents on tUe Yroperty.if any: tc).yearly�ha�ard oa propeny inwsaqce Premiums: (d}yearly flood _
<br /> inwcaoce premiums.if an�,(e)yeaciy nwitgage insur,u�ce premiu�ns,if any,and(�aaY.sums PaYabte by Barower to� -
<br /> l..ender,in arcaida�c+e wnth ihe praui.sion.c af i�araBrnpi�R:in li�e_of tbt payment,of snungage insur.�ee prem�urt�. These � �-�__- _.�-.--.
<br /> items m pited"Eserow Items.". LeMee may,�t ang time,collect�tfaW:Fwtds in an amatmt�nd to exceed the maximum•,: -----
<br /> arnount a lender fot a federallp retat�d mo�tgage loan may reqaire for Borrowe►��crow,accoucu�nnder the+.federal Rcal��i -----
<br /> . Fstate Seatement Rr�ooeduses Art of 19't4 as anaeadad from time to timc.12 U.S.0�Z60�et acq.{"EtESPA''):s}nless anahes � �-�_�,_
<br /> _ . law ti�at applies to the iimdc seCs a ksser aittoau�u��If so.L.tnder may,at anY ti�ae.collect aad fiold iimds in�t amQUnt�eiot4a��� -_=-=_
<br />� - esceoci tbe lessec amounl..l.e�der may.escimat��tha aznoant of l�nds due on the basis of cument�data and reasona6loi, �:.�`==-
<br />' � esfimues of exp"eadittaos of ti�ture fiscmw ii�nos ouatbaovise in xcarda�xae witA appticabk taw. � �_i,�:�_=_
<br /> _ The�unds��s6a11 be heki in an institnri�,quhase deposits ac+e insured by a federal agency,instiumentatity.or entity�•.� °=-__--
<br /> _ Eiqetoding I.cndtt.if Lc�nckr is sueh an iastimtianl oe in an�,Federal Hane Loan Banl�. I.ender shail apply the Fun�is to pay�,.: ,.,;•:._ =;?��_
<br /> � - �� the Fscrow�Itams. l.ender may not charge Barrower for�dlding and aPPlying,the Funds.annually analyzing ttie esrnadF•, . ,: ... ; A�;T;:
<br /> accomat��or•verifying the Escrow Itemc.unless Lendee pays�•Borrowet•interest oa the Funds and applieable(acr peraiitss : . _
<br /> 4 ' `'",- . l.cadee W.matce such a ct�rge.-However.Lxr�dec may requirc Burra�es,.W PaY a Aae-time charge for an.indepe,rdent ieal,. . __-.�- -_�
<br />:�;, �.. �fti:�:.,-` `` espte taa reposting service ased by Lender in connection witli this loai�:�unless appticable iaw provides otherwise. Un less an�. .:-�'.. -,: �:;
<br /> - '�: . a g n e e m e n t t s m a d e o r a p p l i c a b l e l a w r e q u i n e s i n t e r e s t t o b e p a i d L e n d e r s h a l t n a t b e r e Q u i r e d t o p a y B o r mw e r a n y i n t eres t or `
<br /> ' ;. ,�: ��'�`':� ..' � pmings on the Funds. BaroW er anA Lender may agree in wnang,howe�ier.that intesest shal!be paid on the Funds..i.ender - _--
<br /> .;: :%'��f,;.�. ��-. � sdall give to Borrower.without charge.an annua!accoanting of the Funds.showi�em�ts and debits to the Fbnds and the , • � :�;-�.
<br /> ` ''�`:;''` parpose for which each debit to the Funds was.made. The Funds are pfedged as ad�itid�tai secarity for all sums secured by � � `�.--:
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<br /> � M�y�� ' . NN$�W11�'L�]Q���f�� . . . . •-�:�`�-<,s.-:.
<br /> ��_, ,�..'; ., ,' If tho��imds�.heldlby,I.ender exceed�thaiamaunts permitted to ba��l�,�p=agpticable law,Lender shalt aecount to ?�;��`,�•r�
<br /> . ' '°� ° ` . Bortnwcr far�thG excess Funds in accordance weth�th�tequirements of apptia�ile 1aw. If the amount of the fvnds heid by-.. :-;o.�''..:�.::
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<br /> � . I.COf�GI'81 A11y'�ItI11A�LS t101•SU�CICIIt t0(Yd}I thC ESCfOW�ItBpiS�,WtICtt(IpB�E:Cfldd!tA3}'SO t10[lfJl$OrtOWCI 111 WJ1tiRg�AnA:'ji1��� �-�-�},+,-
<br /> . _ � sucb:case Botrowev shal} P �Y• P' ��, `: .. -
<br /> - .� pay�to�t,ender the amount�ne�es.9ary,to malce u the dei"ic� Borrower shail mak�a [h�� • :� -�--
<br /> :;°_ .: 3• '�-�`�s . .; cfefi�:ncy in no more than tcveive snanthlY PaYments,at L,�nQaF's aole ctiscretion. --�.� '; ;-----�
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<br /> :;:-r • � IIpoai payment in fuU�of ail b�ums secured by this Security�lasnumenk•[.ender s�il promptly refund to Borrawer any� . � ���r
<br /> Fuitds hetd�by Lender. If,undet paragaph 21.[.ender shall acquire ar sell the Pruperty. pci q ' ' � �'-
<br /> . � " Lend�. or to the ac u�siuon ar '�ff^--_
<br /> � �' '. ` saie�of th6,Pt shalt a iun+�Funds held b l.ender at the time af acquisition or saSs a�s-a credit a �nst the sums ' '';'
<br /> `:'rr_•• . uPertY• PP1Y 3 Y 8a , � �;��
<br /> � . . � ' secared by�this Security lnstrument,�� . ` . .:
<br /> ' -�r=:i--,�=:.; 3.:�:A¢pllqtiae of PlKKsmentet• (Inless applicable law provides othenvise.2'!i�pa3ments reaeived by l.ender under . -:�_.�
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<br /> `' ��:.�;'.:F..;::�;�: ' parag�ppt���l and�2 shall be applied:first,to su�y prepayment charges due under the 1�iote:second,to a{nounts payable under .. �it,�:-
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<br /> - ,.•' . -.�5;:.4:��,� ;�r';. . paragtaph�;thitd�to interest due;fourth.to principal due:and l�t,to any tate charges due under the�tota, ����f-
<br /> � � -� • 4.- CMstr�es;Lieas. Borrower shat!pay�sl} taxes.assessmeots,�charges,frnes and impositions amibutable to the • j'z_-
<br /> :;ri� „��,::;,::'...,. . ...:.;.
<br /> _ ..,,,�. r�: _ .�, , Pmpecty whicte may attain priority over this Secudty Instrumen�and leasehold payments or ground rents.if any. Borrower � -
<br /> . shall pay these obNgations in the manner provided in paragraph 2.or if not p�aid in that manner.Borrower shall pay them an .. . � '';•
<br /> �� . .. timu d�rectly to the person owed payment. Botrower shalt promptty fumish to Lxnder alt notices of amounts to be paid under � � __
<br /> `'�'�=- � � thls ara h. lf Boaower makes these a ments dire�xb :�orrower yhail rom tl lumirh to l.ender recei ts evidencin • • '`'
<br /> - .;:,.., ;:.Y��,.rY P 8�P P Y Y P P Y P S . ,�;:
<br /> the payments. „;`�=�-
<br /> ����y"=•�'�•� Horrowes s:�a:9 yromptly discharge any 1i�which has priority over this Security Instrument untess Borrowet:(a)agrees •, ��
<br /> ���'��f 9'�" "' in writing to the payment of the abligation secraaed by the lien in a manner acceptable to l.encter.(b)contests in gaad faith the '�
<br /> ��'�`' �''�� lien by,or defends against en�orcement of the tien in.legal proceedings which in the�ender3 opinian operate to prevent the '' �'�-
<br /> �-''`....... __.._ . •,, ;
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<br /> ;�=,�ti�s�;:�••:.�: ; enforcement of the lien;or(cf sesures from the holder of the tien an agreement satisfACtory to Lender subordinating the lien � !:':�•,: _��;_:
<br /> ,,:,?y:9''�.• ;=- ; to this Securtry Instrument tF I.enQer determines that any part of thc Property is sublcrt to a lien which may attain priarity • � °--
<br /> . ' ��`.'- � , "- over tt�is Security insm�ment.Lendcr may give$orrower a notice idcntifying the lien. Banower sha'I satirfy the lien or take - � '�
<br /> •�,;,,,...
<br /> ' _ � . one or more of lhz actions set fonh above wicfi�in 10 days of thc givi ng of no�ice. ' � �-:,.;`.
<br /> � • � • S. Hazard ar Property tasuraace. Barrower shall keep the ir�pzovements raow cxistiag ar he;caftcr erected on the � � �;�•�
<br /> - • . � . Propetty insured against loss by f re.hazards included�vichin the term"eictended coverage"and any oiher hazards.including '
<br /> • �.:;,.;'�;. � floods or flooding,for which Leader reyuires� insurance. This insurfurce shall be maintained in the �mount,r• and for the � �
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