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201001131 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />(Seal) <br />CLA K RAGMAN -Borrower <br />- -y`y`. c~.t,~,• (Seal) <br />LTSA M RAGMAN -Borrower <br />_ (Seal) <br />-Borrower <br />_ (Seal) <br />-Borrower <br />(Seal) (Seal) <br />-Borrower -Borrower <br />_ (Seal) (Seal) <br />-Borrower -Borrower <br />NEBRASKA -Single Fa i Ronnie Mae/F~$l~j~llac UNIFORM INSTRUMENT <br />~.~~ <br />-SINE) Iosf i I LY214 F'aga 14 of 15 Form 3028 1/09 <br />