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<br /> '��IGEi�ER w1'�H al�ti�e unprovea,►�u mw or hec�ftcre�cea on tde p�pe�lr•ana al�e�ements.appunena�c�.
<br /> . and fiatdres now a t�ereafter a pa�t of ttce pmpercy. All ieplaccmeats and attditions sliaii aiso be rnvt[rd by th�s Security�
<br /> IncutnntnL All of ilie foregoing is�fe�ced to m this Secarity:Iact�ument as the"Pnnperty." ,
<br /> ______-� �
<br /> '� BORROH►ER COVENANTS that Borrower is tawfut►y scised of the estate 1�ereby conveyed and has the rig6t to gr•u�t
<br /> - -�=� ��Yey�property and that the property is aneacumbeced.except for ertcumb�ances of record. Borrower warrants and -_-- �_ -
<br /> --� --__ w'� adU defend genetally the dtle to the Froperty against all ctaims and demand.s;subject ta ss�}�of m:or�= �.
<br /> _ � � �g��y 1NSTRtIMEN'f ca�bines�mif�covenanu for�tianal usc and_non-unifarm covenants wish _ _.. � �
<br /> — -°- limited�ariati�s Dy iurisdictian to consatute a wufaim security instnuneirt covering reai property. � _-
<br /> _----�.�� ��=� .=_--
<br /> �.� UNiFOR11�CQVENANTS. BonnweE and I.eRder covenant and sgr�e as foitows: �"��--
<br /> - 1. Fsyment ot PrLtclpal and L�tere�;Prepapment and Latt C6arges. Borrower shall Qromptty pay R�sen d�ic ihe `` -��-
<br /> �. �,K�...��
<br />-- � p►incipat of and interesc oa tHe debt evidenced by the Note and anY pcepaYmeat and late charges due under the Note_ �;y;:.�;�.��r�
<br /> '' °'"•. L �nads for Ta�tes and insu�aaa� Subject w applicable law or to a written waicec 6y L.ender.Bam'a�r's�aix€��ui " �--
<br /> n i r :�_—
<br /> ' I,ender on the daY�'9 P�ats are due under the Nae,unW the Iv�e is paid in fulL a.suat(°Fu�s"�fa���a}�ea�i� �, �F,� --
<br /> taxes and assessmenu which may attain priarity over this Security lnsm�it�as a Gen on the Prope�cg;4`�s}}�I�s.,�o2d -€,�: �- :_-
<br /> - . P a Y m e n t s o r g r o u nd renes oa the Pro p e�t y. if any: (�)YearlY harr�d�c�ptoPectl' insurance pre��`(d}gea.r�� �TQOd. .r�i ��.. ,_f
<br /> arr� .
<br />. . insotance premiums.if any; (e)lreaitY mortgage insurance preau„mS if any:and(�any suras gayab3e by BoQrou�r ia ���.,;�.,.��. 'T�: -
<br /> . ` Len�fer,m accordanc�wiilj the p�visions of paragraph 8.in{ieu of tAe paymeat of moetgage insuia�e premium� '�3tese. t��'�,�'_ �-
<br /> _rs,_•= 4"_,rt�-_-->, items are caited"Esccaw ttems." Lender may.at any time,coNect and 6ot��unds in an amount noE t4 exceea the Ynaicimum �`'��`':
<br /> �
<br /> ��`:,-� amount a lender foe a federally re►ated mortgage 10�may require•for Borrower's escrow accovn�under the fedeiat Real� -,;;��"`-_�
<br /> �. ' _ .
<br /> .�!�����=-'��-� . � Estate Sealement Procediues Act of 1974 as amended from time to dm�.II�U.S.C.§2601,et seq.("RESPA"),untess another � �� --
<br />.t 'Y :. `.?y`4�'y_' �
<br /> ,:-v ' ' �"'� • .�, �:: law that applies to tl�e Fvnds sets a less�c amoant If so,Leader may.at��tim�,collecc and hold Funds in an amaunt not to �,�=-r-:
<br /> ,:-:`'„"``-"- exceed t6e te.sser amoun� E.eu�may�s�ma�d�e aQta�f.af,�u.�c_dne on the basis of currertt data and re�onable �
<br /> i`yw�,, �:.. � -
<br /> estirnates of eapenditsres af f�ue�u�sw Ite�sss or other�'zse?�?�c°r�e wiih aPPlicabte law. .���n�ity or ena
<br /> � -�����=�� '11�e Pl�nds.sba�.6e betd�iit sii i.3sritatio�whose deposs's"are�e�Ss�a federal ageacy.• , t3+ '—
<br /> i
<br /> ''� "��;F`-e � Eincluding lxnde�if E.eader is�ucTs an iastitiition3 or in a�}Federal t�vme IIruan Bank. Lender sIra7I ap�ly the Fwuts to pay. . �s _
<br /> . .;�:; f�'`k� ,�,�G �' , �� ..
<br /> . ,.�.,,; . F,�� . ti��'sesow�,Items.' T.ender inay adt,Charge�Borrower fas�o!�ing ans�appi}-ing thc Funcls,annuaiiy.analyziug the escruw . _
<br /> , , .. ,��, �� aac�¢nr,flr vecifying the Escraw�items,unless I.eadet pa}s Bosrow�'r interest.on t he F u n d s an d applicabl p taw���n a s. T�
<br /> ••�>'�,:<;:��•, :•. .. �cer:ao make sucb a ch e. Ifowever.l.ender may recjuue Boirawe�to pay a one=time charge fot an indepeudw�rea! : • : �, —
<br />-:. �"' =:.�.�.�;�.::.:_�..._ _ 1�_r �$. �,�....-_.. •- c
<br /> .':;� ••-:3��< : e�g ta�teporting service usec46y I.ender in connection a'uIs this toa�;:untess applicab1e tawplvvides cnhesu�� �r�i�s an:..'•- "�
<br />� � '� ` `` � �� agreement is made or applicabte law requires in�erest to 6e paid.Leaslei sfiai3 not 6e required.to pay Borrawer any,interest or �..__
<br /> , , '�`•,`:'� � � eac�iflgs an We Funds. Borrower and Lendesaiiay agree in writing,fia�ve�e�,that interest sha116e paid-0n its►Funds: Lender. , �; : -��-��.�°' ,.
<br /> . :;'� .`� l shati geve to Bomawer.without cIiarge.an anniiat aecounting of the�uncis'.shawing ered:*ts and debits.to th�F��nds anci the . 6 ;:;,%;.�,:'�,;f�i;L: �'„
<br /> �t,;;s,�.::,,:., `.,;,,,J;�;�1'<: �t:
<br /> . , r.;�;, p�s��sr for which each debic to che Funds was rnade. •The Fund�are p2�as addmor�seauin�foi atl soms`secc�:red�y i k ,' ,;:.;,F:�; .�
<br /> ' ,'�;�'` � this Securiry Instrament . . ' ; . '``' ..
<br /> . ' � ' � ' '�'�%-';�'�
<br /> �5�,;`, If the Fimds held by Lender exceed the atnounu permit[ed to be�efi3 by app=ica6fe taw. �,�:��c siiali accaai.-►t[a ,.
<br /> <� ,,� ' Bormwer for the excess Funds in aceordance with the requirements of ag��rabie law. If the amounS af the E'vat3c 6etd by �� ,.��;
<br /> •• � I.ender at anp time is not sufficient to pay the Fscrow Items when due,l.ender may so notify Barro�s in a'ritic►g.and.in , ��; ��
<br />- � � sucb case Borrower shall pay to Lender the amaunt necessary to make up the deficiency. 8orrower shall make up the f � ' �'�-�d
<br /> � `�� deficiency in no more than twelvc munthly paymenis.at Lender's sole discretion. < < . ' -
<br /> • � Upan payment in full of all sums secured by this Security lnstrument.L.ender shali promptiy cefund to Borrower any �
<br /> � Funds held by i.endcr. tf.under paragapb 21.Lendcr shail acquire or seli the Property.l.ender.prior to the arquisition or �,. _
<br /> `� . sale of tLc Property.shall appty anX FunAs hetd by Lender a[thc cime of acquisitian ar salc as a credit against the sums t
<br /> secureA by this 5ecurity instrument. � �� , - .
<br /> _ 3. Applicatbn o�Payments. Unle�s applicable law provides atherwise,aU paymenGc received by l.ender under �. . �'
<br /> � � � paragraphs 1 and 2 shall bc applied:ftrct.ta any prcpayment charge�due under the Nate;second.to amounts payabte under ; , . _-
<br /> ' paragreph 2:ihird.to fntcrest due:�faunh.to principal due:anA last.ta any late charges due under the Note. f . �
<br />� . 4. Charges; Lieea Borrowcr shall pay all taxcc,as�es..ments.charges. fines and impositions attributable to the r
<br /> • •' Property which may attain priority ovcr this Security Instrument.and teasehold payments or ground rentg,if any. Soaower � . , --
<br /> shall pay these obligations in thc manner provided in para�raph 2,or if not paid in that matmcr.Harrowe�shall pay them oa �: ,
<br /> time directJy to the person awed payment. 8arrower shall promptly fumiYh to Lender all notices of amaants to be paid under } .
<br /> . this paragraph. lf Horrower makes these paymcnts directly.Barrower shall pramptiy fumish to Lender receipts evidencing ! „
<br /> ' • . the payments. � `
<br /> .. , Borroaer shall promptly discharge any lien whicA has priarity ovcr thio 5ecudty lasuumcnt unless Borrower:(a)agrees � . .
<br /> �t': : . � ' in writing ta the payment oP the obligation secured by the lien in a manner acceptable to Lender.(by contesu in good faith the . . ,
<br /> . . lien by.or defends against enforrement of the lien in.legal procecdings which in ihe Lendert opinian aperate to prevent the �, .
<br /> � enforcement of the lien;or(c�secures from the holder of the lien an agrcement salisfactory ta I.ender svbordinarirtg the liett �
<br /> � to ihis 5ecurity instrument. If L,ender detcrmines that any part of the Property is subject to a lien which may astain pdority
<br /> � � � , over this Securiry/nsuumenz.Lender may give 8orrowtr a notice idcnlifying the lien. Borrowcr shal!satisfy the li:n or take f , ;
<br /> � ' one or more of the artions set fonh above w�thin 10 days af the giving of natice. (
<br /> � � 5. Na�ard ar Property lnsuraace. 8orrowcr�hall keep the improvemcn�c naw cxisting or hereafter erected on thc �
<br /> ' . Property insurect against loss by fire,huards incladed within the tertn"extended coverage"and any aihet haarards.including i
<br /> � '' tYon�s or flooding.�or which Lender requires in.rurance. This insurance shall be maintained in the amoun;s ur.d for the ! , .
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