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~^ <br />~. <br />~~ <br /> <br />N ~ <br /> <br /> <br />n ~ <br />T = <br /> <br /> <br />.: <br />~ <br /> <br /> <br /> <br />Cn <br /> <br /> <br />~ <br /> ~ ~ <br />~ ,~ ~^t ® ~ <br />Z ~, ~ ~ <br />"'" <br />1~1 rv ~ <br /> <br /> <br />~ L ~ ~ <br />.d>e rr, ~ 1 <br />c, ~ m <br />O <br />N ~z ~` ~ a~ > a <br /> ~ c ~' <br /> ; <br />~ ~ m <br />~ ~ <br />c~ <br />v <br />,~.~.. , <br />~ <br />~ <br />~~ <br />~.. <br />~~ <br />ru <br />~ <br />c~ <br /> ~ ~ <br /> ~ <br /> ~ ~ <br /> 0 <br /> [Space Above This Line for Recording Data] <br /> State of Nebraska DEED OF TRUST FHA Case No. <br /> 321-2830063 70 3 ~ ~ <br />~ <br />t" ~ <br />:.. MIN: 100416700009421000 <br />~, <br />~ d <br />" <br />~ THIS DEED OF TRUST ("Security Instrument") is made on February 18th 2010 <br />^ <br />;~ , The trustor is Monica Millen and Geor a Millen Jr, wife and husband <br />t '.~ <br /> <br />r: <br />„„,.._~ <br />_ <br />("Borrower"). <br />=•~ The trustee is CharterWest National Bank <br />("Trustee"). The beneficiary is Mortgage Electronic <br />Registration Systems, Inc. ("HERS") (solely as nominee for Lender, as hereinafter defined, and Lender's <br />successors and assigns). HERS is organized and existing under the laws of Delaware, and has an address and <br />telephone number of PO Box 2026, Flint, MI 45801-2026, tel. (888) 679-HERS. <br />CharterWest National Bank <br />which is organized and existing under the laws of the State of Nebraska ,and whose address is <br />714 N Diers Avenue Grand Island, NE 68803 ("Lender"). <br />Borrower awes Lender the principal sum of Ninety Four Thousand Seven Hundred Fifty One and 00/100 <br />Dollars (U.S, $ 94,751.00 ). This debt is <br />evidenced by Borrower's note dated the same date as this Security Instrument ("Note"), which provides for <br />monthly payments, with the full debt, if not paid earlier, due and payable on March 01, 2040 <br />"I"bis Security Instrument secures to Lender: (a) the repayment of the debt evidenced by the Note, with <br />interest, and all renewals, extensions and modifications of the Note; (b) the payment of all other sums, with <br />interest, advanced under paragraph 7 to protect the security of this Security Instrument; and (c) the <br />performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this <br />purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following <br />described property located in Hall _ County, Nebraska: <br />Lot Two (2), Block Thirty-five (35), Charles Wasmer's Addition to the City of Grand Island, Hall <br />County, Nebraska <br /> <br />which has the address of 1609 W Louise St <br />Grand Island <br />Nebraska 68801 <br />[City] [Zip Code] <br />[Street] <br />("Property Address"); <br />TOGETHER Wl"C'H all the improvements now or hereafter erected on the property, and all <br />easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and <br />additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security <br />Instrument as the "Property". Borrower understands and agrees that HERS holds only legal title to the <br />interests granted by Borrower in this Security Instrument; but, if necessary to comply with law or custom, <br />MFRS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any or all oi" <br />those interests, including, but not limited ta, the right to foreclose and sell the Property; and to take any <br />action required of !..ender including, but not limited to, releasing or canceling this Security Instrument. <br />IG25G.CV(11/07) 903537 Page 1 pf5 <br />Return To: <br />CharterWest National Bank <br />714 N Diers Avenue <br />GO'1'O(000eb82a) <br />Grand Island, NE 68$03 <br />