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<br /> ��f���� �3�LTS��LE RA�'E It�DER =
<br /> _- :_ � (i Xe�Tre�n3r Indc�-Rflte Caps) 2flQ�7�4Q � .._.
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<br />.:<<��. 19�if�ADJETSTABLE RATE RIDBR is m�de this 16YH day of MRRCH , ==
<br />.r.,�; 19�6 .antl is in�a�rurat� inta�si�ll be decm2�S to amr.asl r�A guppiem�u the Mort��g+,.I2eed of, —
<br /> ��` Tcvsi ot Sr,c�rity Uzed(tha"3exuriry Im-uu�.ni")of tlte sam�da�te given by ttie uctdeasignEd(the°Buirower°)to =
<br /> - `-� �u�thc Bor�cvar's Adju..�bl�R�te Hate(the°1V�a:e")to �ieQeeB1 S&vin�3 Bi�t� -
<br /> `� � 1Ae Ea�itaDte BuilOinQ and loan A�socinYfon af �ra.� Ia1an8, MitDras�a, a_
<br /> , `.` . r �„an�i tsad to�ted ttt:
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<br /> {,r;�;: (ths"Len��r")of tha sume dz*e�mvesing the protscrty�essa�nb�tn t�e�ecunry� _
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<br /> �``'�s° a17 Ct�A(�TILl.Y CiRAI�l� ISWI�D, ����1 �8803-t 7Q7 —
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<br />'<€'�`i`��, T1iE 11it�T� CSDSISTAII�� PF[O�Vi$IY3ti�i BLL�OW1l1d�'s �OR C3¢{Aflt�S iN! 36Le 1l�l4ER�8T
<br />;�::��`�. RATE ANI� Tt3E NE�b'11. 3634.V Pp1YBfflxi'�?. 'f�� CJ4�7'� iJ�i9S53� 'iF�� AKt�9IPrDT Ti�{E .
<br /> "c;;;yi�. � BORROWER`S IR17'E�te�iT RA'� CMD Cl�tAlliGE AT Rl+IY ONE TiM�. 6�(",i� 4HE
<br /> >�::t'E` MAXil�l�DM R�t'IE THE BOA�Ot�iER tl1�93T PAY. _
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<br /> �- AID�DTTIOivA�.CQyN'II1�AA7�.S.ID A�1110D t0 thC COVCn3IILS BAI��ID�B IIi tZ1E SCL71T$}t�Str�I�1u+
<br /> -=��j`, �� . Bonowe�und Legd�fiuther ceov�nani aad agreE as foltaws:
<br />_�`- A.�ti�'����RiD b�f3��TTi II.1Y 1tAYA�EIKT Cld'h.T��E�
<br /> c for an initial interest race of 8.625 9b.The Nota provides far chang�s iu
<br /> 'l�te tdnte pinvides
<br /> '�� � ct�inter�.st race snd d,e�onthly Paymenrs,a�E�Itows:
<br /> - 4.���L�LAtV1B II�.'�'��.Y f?AY11�NT�.'I��,.WGES _ :=
<br />.,;;�:' [A)��3��a .. .. '
<br /> '.'�' � Tde inter�t t���P��c�ange c�i w'�&�t day of APR i L , 2a04 ,aud on t1�t
<br /> .n.;..� � �ay every 1Zth��.�.�i1i.�,"'_1'�data oa�h€rh m�'m►.�xesc�te oould cLaage is caited a"Chaage Dat.�."
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<br /> :�?�:"' Begintcin3 vrii�%'�a 8rst A�amge Date.my interest rate arill 6e b�ed q�an Intl�c.�e'Index"is t�s wzefc2y•'
<br /> ���;,,,,: .
<br /> average yield a�t fi��.�tod 5taus't"raasnry securitie3 adjasted t�n a consta�i�r�rlty of 1 year,as xnad�sv � �
<br />-r��►f.;, the Fede�al Itesergt�nard.Tbe moat recent Iadr�z figura ava3labls as of r3��te 4�days befor�ezch�Ct�a�„fi'�irJs
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<br /> ''�- . IS CBuC�tbE°�ltteal I�.°�, _
<br /> If the Iadex�s ano lon�er�rsu�fblw the Note Ho1d�r aill,r�ose a n�w index whicfa is Uased upon camga�atsts -
<br /> - infomnation.The Nate Holder�:cirl give me acniee of this c�i�e. .
<br /> � (G�Ca[cvlatloa o!Ch�e� ° : ,. : '
<br /> Before eaeh Ch�nge Date�the Note Hotder will caiculzrs m�r new i�e�i�st�rate by sddir�g �?tn the C�ner���
<br /> ;;... .� . peraentagl=�t�i��is)( 2.a]0• . ' -
<br /> �r: ' Indea. 1�e Note Holder will then rotmd ti�e result of t6����itiaa to the.u�are,:i oa..--eigflth oY a��::.::.. ..
<br /> ��.. . point(0.12596).Sub,jax to c6e limits stated in Section ANl betaw,th#��iran�ded s►mount wiU be mY ncw inteast � . .
<br />'.�,, : . • ` � r�t.a unt�l the aext CQuny:D�te. - ..
<br /> � �s��� �°-'. 7]x Ftote Holder will th,°�¢�term3ne tne amaunt of We monthlY PaYment tLat woWd be su�cIem to repaY tha .
<br />::;��;:;�.-. �d Dr�iPal that I a�n ex�r�.sted to owe at ttie Ehange Bate.in fiill on the Mawris�!t�te at my ne�v icierest rate
<br />. t,, . ' . in substantIalty equal Pa�Ymems.The resuIt of tLis ralculadan will be the aew amauitit W�my monthly paymzni• ,
<br /> . . ,
<br /> , . � , (D)I.imits on Ynterest Ita:E Ch�tgav , � 8.82�' go , .�'3s'^
<br /> �., , . Tlie interest ratE�um required to pay ai tt�e fust CBange Date tivill�ot bo geatec c.han . •
<br />'�'�'' ar�Icss tT�an �.625 96.TisercaRer,my interest�ate w�ll nevE:�t�incm,a�ed or decreased�IU:�.,.„ . .
<br />.. ` �ny singit Chac�e Dato by mare than taro pezoentage poln23(2.0�)fmm the rate oq i�terest Y t�ve b�n payftq�'�`'' ,
<br /> •� for tUe preac.cllll���welve month�.My interest rnte will�:ve^De greater than 11.6a 5 . 96. '��. �
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<br /> My intar�:�st rate wi11 neve� be 'iower. than 4.625x. . �` _
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<br /> ` .�Etfective�te up G�mBes '.;,,
<br /> 'zi;",� . �6y u.w iater.,�t rie wil1�lserarna effoctive on eactr�1`raage Duta.I will pay dsc a�ams of my new montLly.;:.
<br /> :.'4;� es the Ci�ange Dau untik t7�amoum of my montL.~,� . .
<br /> ;:.,?: �;��:nt beginnu;�cm�b.�.�fnu_s:monthSY Paymeat dz',e��
<br /> � '��� , p����e�t chan�t�s�c�.in. .
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<br /> ,.. .. . i�Nolt.stri9°(nhanges �
<br />-:%,��,:. '.� '1�*�N��i:�i%;,3e:will dr�s;tr.r or mail to me a natic�e8.any changes in my fntere.x:Q,nte and 1he amaunt of ui�
<br />=��' n���3y Va3�".�.�before t��e:r�1i�:rtive date of any charri;.��'�fie natieo v�ill include iz��adon requlred by inw ir�� ;
<br /> ``;�;' f�jsen_ate��� also the titie and tele�i�r�e number qF a persan who will enswer any question I may hnV�+
<br /> , ta�u*ding t��;r�ce. '
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<br /> �� IVIULTiS'fAYE ADJUSTABtE R!i'1'�RiDEit-Ai1M&2-Sin�i�5amity-F�r3�I41blFr�IHso Uritarto�nsuwm�nt
<br /> Farns 81118/R5
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