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<br /> �'� 'IY)GETH�R�1T1�all the improvements now or her�after erecced on the paoperty.and all easements,appurtereances.azed — _
<br /> � fixtures now or hea�+ttes a past of the prop�rty. All r+�plecements and additions shall �lso be covered i�y this Sec�riry ���;:
<br /> �����
<br /> " InstrumenL A11 of 8ae foregoing is refeared to in this Security Instrument as the'Praperty" �L��;
<br />� BORROWER COV�eNANTS t1�ai Bomswer is tmtivfully s�ised of the es�ate hemby conveyed and has the rigat to grant and ��«�.—�:
<br /> convey the Peopecty aad that tfu�PropzrtY is nnencumb�T�d.�RCept for eacumbrances of r�ord. Sotrower�varratz�and v�ilt �6,�:
<br /> � defend generally the tide to the Properiy against all claims and demands.subject to any encumbrnnces of record. L,..:
<br /> ` THIS SECUR�TY YAiSTEtUMENT combines uniform oovenants for natioual use and non uniform wvenants with limite� ��
<br /> • � vasistions by jurisdicuon to co:�sritute a uniforao securiry inswment rnvering rea!property. �
<br />' UIv'TFORM COVENAIQ't'S.Barrower and Lender cavenant and agree as follows: ,�:;.
<br /> � 1. Flayment m.Y PrtucEpal rtnd i�terr�st; Frepaym�nt and i.ate Ci�ges. Borrower shall peomptly pay �vhen due the �,,
<br /> � r
<br /> �' prinripal of and interest on�th�dei�i evidenced by the Not:and any prepaym�nt and late c6ar�es due under the Note.
<br /> - 2. �Yt�ds for Taaes and�usuraate.Subjett to a�slirable law os tu a�vsitten waiver by L,eader. Barrower sbn11 pay to �
<br /> . T.ender an the day nzonthly paymenu are due undYr ih$Note,until the Note is paid in full,a sum(°Fuads")fo�:(a)yeariy taxes �="_,-
<br /> � and assess�aenu ahach may attain priority ove:this Security Instroment as a lien on the Property:(b)Yearly leasehold payiIIents �:=LL
<br />��:�: ' gm perty Y• Y Y P P rtY P Y Y �'�`°
<br /> .�:,.,, or und renu on the Pro if an •(c) eart h�ard or ro e insuranae remiums;(d) earl flood insurnce premiums, ,.:r
<br /> =• �, if any.�e)y�arfy mangsig:insurauce premiums.if aay;and(�anY sums paya5le by Bonower to Len�er.in accordattce wit� ��,._F_
<br />:_-�.,. �_
<br /> -'�`��., the provisions of p�ragraph�, in lien of the paym;at of RtortgaDe insurance premiums.'[�ese items are called"Escr�w Items."
<br />_-?.�` � Lend2r may. at any 6m�.collect an�hold Funds in nu amount not to excead the maaianum amount a lender for a fedeially t-�k
<br /> rt: retated rtwrtgage laan may require for E�rrocves's esemw accoum�ndzr the fedr�al Rcz3 Fstate Settlement Pr�ced�es Act o� ,:;�;,��;
<br /> 4>-
<br /> ��z" '.,; 1974 as am�nded from time to timr, 1�U.S.G Sedion 2501 et seg. (°RESPA"),unless ar�¢�er laN that applies to e�F�zds ��#�;:
<br />'_��°`':�1� sets a lesser amouna.If sa. I.end�r m�.y. at any time.collect and hofd Funds in an amo�ma �eot to exse�d tbe lesser aa�w�.c_ ,.��i,.
<br /> �`� �� I,euder may estimate th�amount of Funds due on the basis of cament ds'.a and �asonabte estim�tes of expznd'sdues of ft�ture zr,.:.
<br /> Escrow IKms or othervrise in accordanre wlth applicable law. '_`�"�r
<br /> _��°�,•,,� 'Phe �nda shail be hetd iu an it�titution whose depasits rsz� 3nsured B3' a federFil agenc3', instmat�nttatiiiy oY e�tit�� :_�
<br />- ;. :� fif�r�luding�der. if Lender is such xu's�stitution)or ia any Fedem�k��ame Iaan 8ank.Ler�3c:��a�l sTpply the Funds ta pay�fhe �.�:;•
<br /> "�`;�; %�crow�a.Lender may not c1���.�ower far holding and s�plYsng the Fands.annurlEJ n,�iy�ng the esesoiv aceo'an4,or �':`:
<br /> - verifying th�Esecow Items.euiless Leat�pays Boresa�x.°r interest rnr the Funds and appGrab�.]aw permits Leadxr to.tma�ce sucb _--
<br /> rc
<br /> a r fi a r gt.Hawever�I.ender may require�orrower axr��y a one-ame charge f�r aa independent real est�ttq.t2�r+eqnrting service �," :
<br /> 4 ��
<br /> used by i.ander in connecdon with t�is loan, ac�Eas applicable law providss �a herwise. U n less an a g i�e m s a t i s r n a d e o r
<br /> :'`.:� applicabl�¢aw req�ires interest to be paid.I.ender shall not be rzqui�to pay�orrower amf i:ierest ar eamin�s orr���unds. --
<br /> � Bonower unst I.en�er may agree in writing,ho�vever.that interest shall be uaid on t he Fu:c r 3 s.L en der s 3 s a l l give•t���w e r. �`"-�
<br /> � E.-.-_'_.
<br /> .:, � without charge,an animnl accouating of the Fund..s, �howing credits and debits to the Fuads and the pur)Y�s�•fe�.whis@�h
<br /> .• ''� debit to the Fuads was made.The Funds are pledged as addip9nal securiry far aIl cvms secured by this 5s�ri:J�.3es'trt��nt-
<br /> �' � If the Fands held by Lender exceed the amouras penvitted to be hel�l by a�'irable law,Lender stuill acc.ount,xo$orrowea ��;
<br /> -.;•�..�' for the excess Furcds in accardance�-i?�:the requi�ments of applicable law.IF ihe amoual of the Funds held by.t.e�d�r.at any
<br /> ��'�ke�: t�me is aot sufficient to pay the Escra�3�ms wne�dvc.Lendes may so notify Horrawcr in n�ting,and;in suah�t;a:s.Ssttower
<br /> `i�` '� shall pay to Lender the amount necessnry to m.�k��the deficienc�•. Borrower shall make r�the dQfLCienay in no more than 4
<br /> b t,�� .� j�i•,
<br /> ` twelve monthly payments,ac Lender's sote discre��aci:. •
<br /> ' �. Upon PaYment in full of all sums secured by this Security Insuument. ��er a�s �tr�tty r�fi::ud to Bnrrower any •;;_.
<br /> '��E'�' , Funds heid by f.ender.If,under paiagraph 21,l.ender shall acquire or sell the L�e:1p.7.s�.d��p�ior.to t�e acquisItion or sate __
<br /> ;�ij..,
<br /> ;�r,, �. of the Property,shall spply any Funds held by Lender at the timn of acquisition ur s31�as a,cr�L agcti�st tlne sums secur�ed by
<br /> . this Security Instncment. _
<br /> � " 3.AppHc�tlon oY ITayrttents.Uatess applicable la�v provides othcrwise,et.2.�--aue�ems tereived by L�der under pazagraphs �_
<br /> 1 and 2 shall be applied:first.to any prepayment chatges due under the Note; �n�,to au�ounts payable undet paragcaph 2:
<br /> third.to interest due;fourth.to psiacip�l due;and last,to any late charges due under the Not$.'
<br /> '�•,;� ... 4.Charges; Uens.Borrower shaJL pay a!I taaes,nssessments,charges,fines and i�v::�:�ons amibutable to the Praperty �•
<br /> - � - which may mtain prlo�ty over this 5�urity Instnsment, and leasehatd paymcs►ts or groutsd renta,if any.B�rrower�ha31 pay �
<br /> ' tttest obligadons in the m�tuter pmvided in paragraph 2.ar if not paid ia that treanner,Borrowsr shall�uy.t6em on tune ditectly.
<br /> � t�the person owed paymcnt.Borrower shall promptiy funilsh to i.ender all rtorices of amounis to bc paid under this paragrapL.
<br /> � If Borrower maYes these payments dimc9ty,Borrotiver shall promptly fumish to Lender recelpts evidencing the payments. _
<br /> • � Bonower shall promptty dischazge any Iien which has p:iarity over this See��rity instnunent unless Borrower:(a)�grees in _
<br /> � .. writing to the payfneat of the obligation secured by the lien in a manner acceptable to Lender.(b)contesu in good faith the lien --
<br /> . • by. or defcnds again�t enfurcement of the lien in, legal prooeedings which in the Lender's opinion operate to prevent the =�.
<br /> � �- enforrement of thc ticn;or(c)secures from the holdet of the lien an agreement satisfactory to Lender su6ordinating the lien to ___
<br /> this Securiry Instrument.if Lender determines that any part of the Property is subject to a lien whieh may attain prioriry ov�r _
<br /> this Security Inswment,Lender may give Barrower a notice identifying the lien.Borrowee sl�.a�l saiisfy the lien or take one or
<br /> � more of the actions set fosh above within 10 days of the giving uf notice.
<br /> . �
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