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<br /> TQC�1`1�ILR PlITH all tlie improvcment�n�w on c�rea£tcr exe��t�d on the propeny,ai►d nll cascments,appurtenunce9,cuad .
<br /> � Cuctuxe�now oe hcreuftex a p�rt of tha property.All repl�ements ar;d nddltions shall also be covcreci by this Sccudty 3nstrumc�G
<br /> � � Al!�f t!�r foregoing is refened W in thls Security Instnunent�the"Prop�rty:'
<br />,,•; , ;� BQ�tY30WER COVBNANI'S that Bonower is lawfully seised of 1he estatc hereby conveycd and has the right to grnnt end
<br /> ' ' ; convGy tt��Property and that the Property i.g unencumberul,excc:pt for encumbraz►ces of xecord. Boaower wncrtu►ts and will .
<br /> . ;� defr�-+d�,�1cxaUy thc dQe to die Progrrty aaninst nll clnim9 en�i de�nands,subject to any encumbrances of record.
<br /> ` ' .�,�� TI•IIS SECLJRITY INSTRUIu�IVT combines uniform covanants for nadonal use s+nd non-uniform covenants with Wnited
<br /> �3""�''�' variat��^9 by j�uisdicdon to consdtute a unifutm sccurity instaument covering rcal property. -
<br /> -�� •
<br /> UNIS'f�ORM COVBNANTS.IIorrowcr and Ixnder covcnant and agrcc es o ows:
<br /> 1.�'.�yment of Principal And Intuest;PrepAyment an�!�.ate Ci�arges. Bono�ver shaU promptly pay when due tho
<br />°"=• I pair�c'r��l of and lnterest on the delst evidenced by dia Nous and nny prepayment and lata cFuuQes due under the Noto. ,
<br /> � ' 2,.�unds tor Taxen aad It�ua$nce. Subjcx:t to t�pplicabla la�v or to a wriuen waivcr by Lender. Bofrower shnll pay to ,
<br /> � � � L�endac on d�e day monthly payments ate dua under the Notc,undl the Notc Is paid'nn full,a eum("Funds")for:(a)ycarly ta�ces .E,;,k:.
<br /> �� • �j and a.,c�essments wtilch may attaln pdadty ovcr this Security Insuument as a lien an the Property;(b)Year1Y lcasehold payments ;_•
<br />��,��.�. ; :"'� ox graln d rents on t he P rope r t y,i f a n y�(c)Y c a r i y h a z a r d o r p t o p e r t y i n surance Premium�;(d)yearly flood insurance premiums,if 'r-��
<br /> � • � any; (n) yearly mortQaBe insurance premiums,If any:and(�nny sums payuble by Horrowes to I.ender.in accordan�e witi�tha •t::,,.
<br />,'.:.,%'.'.'� __-
<br /> :�?�k� ` pr.a�v;sions of paragraph �, in 11eu of the payment of mongage ins�rancG premiume. 'Ihese items are called "Escrow Itema:' �T
<br />-"��:'�''���] Lenc'rcr may,at any dme,collect and hold Funds in an amount not W exceed d�e mwcimum nmount a lender for a fedorally rzlated ;,,LY
<br />"�-:N.����.�` a m�cn��ga loan may require for H torrower's escaow a c c o�u�Q u n d e r t h a f e�e r a l P.c u l Es t a t e Se tt lement Pracedurea Act of 197�1 as i:��---
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<br /> ;.;��.;�•:, arr,�era:�cxl feom dme w t1me. 12 U.5.C.Sesflon 2601 et s�q. ("RL�S�'A"),unless anmher law that applies co the Funds sete u lesser _,__•-
<br /> am��.nt. If so,l..endcr may, at nny t�ne,coUect and liold Funds in an amount not to excced the lasser amnun� I.ender may
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<br />=�.r�•�.,��;• esa:��ste the amount of Funds due on lhe basLv of current data and reasonable estimntes of�xpendlwre.a of fudue Escrow Itcma or _
<br />"''�"'�''�' ` o�2utyise in accordance with applicable law.
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<br />-,1�;�.�•�•� 'Ihe Ftu�ds shall be he;d in an insdtu�on whose cicposits are insurcd by n federal agency,instrumentaliry.ar enHty(including �.._
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<br /> U,a►�ler, if Lender is such en insdwdon)or in any Nederal Hame Loan Bank•1..ender shatl apply tha Funds w pay the Escrov�
<br />�r�r�;��-. Ittms.Lender may not ctiarge Bonrower for holding and applying the Funds,ennually an�ly�i�g the escrow account,or verifyin� -
<br /> �"`'?i�;. 3 ttr;Escrow Itema,unless T,.endu Fays Bocrower intcrest on the Funds and applicable faw germitv Lender to meke such u chargo. --
<br /> '�F" '" Ho-.vever,Lender may requira Borrower to paY o one-eme charge for an independcnt real cstate tax repordng sen+ice used by
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<br />-:��Nf;._� L:�rsiu in wnnecdon with thls losui,unless appllcable law pmvides otheawise.Unless an agreement ls mada or appGcable law
<br /> =-` rc,r�uices�ntens[[o bo paid.u�der shail nui oa�ey�;,�i i��i�arra•�ez�; 's.�t�*�st�r o�n,�n��on tha Funds.Borrower and
<br />_ ��»�:� m writittg,howcver.that interest shall be paid on tt�e Fat►ds.Lender shall giva w Borrowct�without chtugo.an
<br /> I.andu may a�cCC'
<br /> =.�d���^ ar:�ua1 accounting of ihe Fun�s,showing credits and debits w the Funds and it►e pwpose for which each debit w the Funda was _
<br /> -_-:'��;?!':t� m�de.The bLnds nce pfedged as addldonal sec�crity for all sums secured by�hin 5cctuiry Instrumen�
<br /> _—�� Tf the Funds fleld by Leader excocd the amoun�c permitted to bo held by applicable law.LRndae shall accou��t W Borrowe�for
<br />=- ;=r�� tkrt•excess Funds in occordRSna with the requircments of appllcablg Isiw.If the amount uf iha Funds held by I.ender nt any dma is
<br /> i�t sufficknt to pay tho Escrow Items when due,Lender mAy so nodfy Bonower in wridng,and,in such case Borrower sha11 pay
<br /> -_-_— w Lender the amouc►t necsssary to ms+ke up tho dafi�iency. Borcower shnll maka up tho deficiency in nu more than cwelve
<br /> — _== monthly paymen�.et LRaider's sole discretion.
<br /> -,,,:�; Upon paymeat in fuU of all sums secured by this Securlty Instrumei►t,Lender sha➢1 prompUy rcfund to Hotrower any Functs
<br /> -._�--='� lv�.ld by Lendcr.If,undes ptuograph 21,Lender shall acquire or seU the Pcoperry.Lcnder.prlor w tho acquisidon or salo of the
<br /> - S�ropaty,stiall epp(y any �nds held by Lender at the time of acquisltian or sale as a credit eigatnst the suma secu��i by thfs `
<br /> • Sccarity Insuwncn�
<br /> 3.Appikytbn ot Paymeets. Unless appllcable!aw provides otherwise,a�.1 paymcnts reeRived by Lendcr undes pur�graphs
<br /> 1 and 2 shail ba applic�l:firs6�e�►Y P�PaYment chargcs due undor tho Note;second,to amounts payable under parnig�nph 2;
<br /> �hird,W interesc dua;fourth.to principal due;and last,to eny lau ctuvgos duo under the Nute.
<br /> 4.ChprRe�;I,kna. portower�hall pay aU taxes.essessments. chacges. fines and impmsitions atuibuteble to thv 4�xopaty
<br /> — � ova this Securit InsWmcnt,and Ica�chold paymrnts or gronnd rents,if any.Borrowcr shall paY thcse
<br /> whkh may euaRn�pnor�ty�' Y
<br /> obligstiuns in the manner providod in pacagraph 2,o�r if aot paid�n that manner,Borrower shall pay them on tune directly w the
<br /> peison o�vod paymem�.Bormwer shsll promptly fumish to Ler�der all nodces of amounts to be�l�andrr this paragraph.If
<br /> Borrower makes thase p�Yn►ents dirxtly�Bo�ruwer shall prompdy fumisR�to Lenda rtxeipts evldcncing�the paymaiu. .
<br /> Borrowcr sl�all pran�ptly disc6arge any lien which tias paiortty over tfiis Security Instsument anless Bozrower.(A�agrexs in
<br /> �vriang to tho payme�ne of the obllgarion secuced by the licn in a manner acceptabia W Ler.der;(b)eontosts in 800d fai�h the l'een
<br /> —° by. or dcfends agai.r.st enfom.ement of the liEn in, legal proceixlings which in tho Lender's opinion opaate w provent the =___
<br /> -- = enfnc�cement of t�ie�en;or(c) securas ftom the holder of the licn an agceement satisfxtory W Lendex suboMinating the lien W
<br /> -_--- —� this Secucity yn�tiauncnt Yf Lender deu2mines that a��y part of the Propercy is subject to a lien which may attsin nriorisy over this __
<br /> "-_"-_�� Sccu�te�r IInsirume.nl,LenAcr mny givo Dorrower a nnsice idendfying the licn.Bomowar sUatl satisfy tha lien tlr take ans or moro __
<br /> -=��??�� of Iho actions set for�h:ebove wi4hin 10 days of tho givinB of uoGce.
<br />- -_-�;.,;;�;,�� Form904i OIOO _
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