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<br /> 96- �019�:t.
<br /> p,rymcnts inay no longer bc rcquircd, at thc c:ptinn of i.cnifcr, if innrtgngc insurancc co��crugc(in thc amount nnd f�r tim period –
<br /> �ha� Lcndcr rcquires)providcd Uy:ut Intinrcr uppruvcd Ny i.��ncice nLrifn hecomcv nv,iil�ihlc «nd is obtnincd. Rur��owcr sliall pi►y �-
<br /> dic prcmiums rcquircd to m�intain nx�rtMagc insur.mcc i�z cffcct,ur to pr��vlde n Inss rescrvc, until thc rcc�uircmcnt for mortgagc
<br /> insurnncc ends in uccordunce with iuiy written ngreement bet�vicen fi��rro�ver i►nd l..�:nder��r npplicnble law.
<br /> 9. lutipectEon� [.endcr or its;:bent may nmke rentionnble cntries u�n mid Inspcctions of the Pr�perty. l.ender xhidl give
<br /> aorrowcr noticc nt thc timc uf or prisir ta un inh�xctiun specffying rcasunublc ciiusc fbr tiic inspcction.
<br /> 10. C��ndcmnetic►n. Thc pmcu:ds of nny nwnrd c�r claim for daiunges, direct or conscqucntial, in conncctiun with anY
<br /> candemnutiun uv wl���•tuking ot'u�tiy part of the Pxoperty,or for conveyon��c in lieu of'cnndentnutian, are hereby ussigned nnd
<br /> shall bc paid to f.cndcr.
<br /> In the event of u eotnl tnking of thc Frop;rty, the proceeds shall be npplied to the se�ms securecl by this Securiry Instrument,
<br /> whether or nut thcn due, with any excess paid to Borrowcr. In thc event of u partial taking of thc Property in which tl�c fuir
<br /> market valuc of thc Property imni,�diately bcforc the taking is cqual ro or greater thAn the amount of the sums secured by this
<br /> Security Instrument immediately before thc takin&, unless Borrower and L,ender otherwisc agree in writing, tho sums secured by
<br /> this Securicy Instiument shall be reduccd by Q�e amount of thc proceecis muitipliecl by the follawing fraction: (n) tho total
<br /> amount of the swns secured imm9diuiely before the taking, divided by(b) the fair mprket value of the Propeny immodiatnly
<br /> before the tuking. Any balance sl�all be pnid ta Iiarrawcr. In the cvent of a partial taking af the Praperty in whiah.dia fair
<br /> market value of the Property imm�iiately befur�tho tn�:ing is less than the amount of ehe sums secured immedintely before ahe
<br /> taking, unless Borcower and I.en�'er othenvise ngr�:e in writing or unless applicable law otherwise provides, the proceeds shall
<br /> be applied to the sums secureii by this Security]nsttument whether or not the sums are then due.
<br /> If the Property is abandoned by Bonower,or if,after notice by E.cnder to Borrower that the condemnor offers to make an
<br /> award or settle A claim for damages, Borrower falts to respond to Lendee witf�iu 30 days aftcr thc datc the notice is given,
<br /> I.ender is authoriced to collect and apply the proceeds,at its aption,either to restoration�r repair of the Property or to the sums
<br /> secured by this Securiry Instrumeat,whether or iwt then due.
<br /> Unless Lender and Borrower othenvise ngree in writin�. any application of proceeds to principal shall not extend or
<br /> postpone the due date of the monthly puymen2s raferred co in paragr�phs l and 2 or change the amount of such payments.
<br /> 11.Borrower Not Releasecl;Torb.arance liy Leitder Not a Wulver.Extcnsion of the time for payment ar modification
<br /> of amorti•r.ation of the sums secured by this Security Instrument granted by i.ender to any successor in interest of Borrawer shull
<br />' not operate to relcase thc liability of the original Horrower or Borrower's successors in intcrest. Lender shall not be required to
<br /> commence proceedings against any auccessar in interest ar refuse tu extend time for payment or otherwise modify amortization
<br /> of the sums secured by this Security Instrumcnt by re��son of any demand mnde by the originul Borrower or Borrower's
<br /> successors in interest. Any forbeitrance by Lender in exercising uny right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 1.'°.. Suzcess�rs and Assfgns Bound; Jnint and Several Liabiltty; Ca-slgners. The covenants and agrcentents of this
<br /> Security Instrument shall bind and benefit the succcssors and ussigns of Lender and Horrower, subject to the provisions of
<br /> parngmph 17. Borrower's covenunts and agrcements shall be joint and aeveral. Any 8orrower who co-signs this �ecurity
<br /> Instrument bu[ dces not execute the Note: (a)is co•signing this Security Ynstrument only to mortgage, grant and convey that
<br /> ' Borrewer's interest in the Propetty under thc terms of this Security Instrument; (b)is not personally obligated to pny the sums
<br /> secured by this Securicy Instrum,.nt;m�d(c)flgrees tUat Lender and any other Borrower may agree to extend,modify,forbear or
<br /> maice nny uccc,mmodatians with resard to the terms of this Security Instrument ar the Note without tliat Borrower's consent.
<br /> 13. Loan Charges.xf the loan sr,eured by this Security Instrument is subject to a law which sets maximmn loan charges,
<br /> and that law Is finally interpreted so that the interest or other loan charges collected or to be collected in connection with the
<br /> loan exceed th�permitte.�t limits,then: (u)any such loan charge shall be reduced by the amaunt necessary to reduce the churge
<br /> ta the permittcd limit:and (b)any sums alrcaAy collected from Bonower which exceeded permitted timits will be refundcd to
<br /> ldonower. L.ender rnuy choose to make this refund by reducing the principal o�voci under the Note or by making n direct
<br /> plyment to Borrower. If n refund reduces principal. the reduction v�ill be treaYCd as a pArtial prepayment withnut :u�y
<br /> prep:yment chargc under the Note.
<br /> 14.Nottces.Any nutice to Borrower provided for in thia Security Instrument shall be given by�elivering it or by n�ailing
<br /> it by first class mnil unless applicable law requires use of another method. The notice shall be directed to the Property Address
<br /> , or any other address Borrower designates by notice to Lcnder. Any notice to Lender shal! bc �iven by first class niail to
<br /> I.ender's address stated herein or nny other address Lender designates by r�oticc to Borrower. Any�notice providcd fcr in this
<br /> ; Security Instrument shall he deemed to have been given to Borrower or Lendcr when given as provided fn this paragraph.
<br /> IS.Governing Law; Sevei�abillty. This Sccuriry Instrument shall be governed by federal law and t}ic law of the
<br /> jurisdiction in which the Properry is�ocnteci.In ttie event that any provision or clausc of this Security Instrument or tl�e Note
<br /> conflicts with appticabte law,sunc�onflict shall not affect other provisians of this Security Instrument flr the Note which can be
<br /> given effa:t without the conflicting provi�ion'1 o this end the provis?ons of this Security Instrument und the 1Vote are declared
<br /> to bc sevcrablc.
<br /> 16.Borro�ver's Copy.Bonower shall be given onc conformed copy of the Note nnd of this Security Instivment.
<br /> Form 3028 9/80
<br /> Pa�a 4 of 0
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