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<br /> TQG6TFiER 1,'✓I'1'H c�ll the improvements nn�v on c�rcnfter crc�tcd on thc p.opc��ty. nnd all c:�scmcn�v,nppurz;,nviccs,nnd
<br /> Cuctuzes now or hereufu:r n part of Uie Nroperiy./LU replttcements nnd ndditions sFi�ll also @e caveresi by �h�s 3ecurity lnstrui��c�t.
<br /> All of tha fonegoing is rcfcrrcd u►in thi.v Sccuriry Instrument ns the"Propejty."
<br /> � BORROWER COVENANI'S t�at Barrower is lawlully sciscd of Uie estatc hcrcby conveycA ctnd has thn right to graT►t and
<br /> convey tho PropeRy und chat d�a Prollcsty is uncncumberccl, oxcept for encumbranees of record. DOlfOWCP WtitfLtI1L9 87td WtU
<br /> defend generally tha tide to tha Pro�rty egainst aU claims nnd demands,subject to ony encumbrnnces of record.
<br /> THaS S�CIJRITV INSTRUMENT combineg �niform covananR9 far n.adonal usc tuzd non•uniform covcns�ts with Ilmlted .
<br /> var�adons by jurisdicdon to consdtutc a unifatm securiry inswmcn^covering rcal property. '
<br /> UNIFORIVI COVHNAN7'S.Barrower and I.eaidcr covcnant and agree as follows: '
<br /> _ - '= 1.I'ayment of Prtactp�l and A�ateresh I'rep�y�nent unr.t N��te Charges. Borrower shnll prampUy pay whcn duo thc
<br /> :.,•��'"""' principsil of and inteeest on th�debt evidenced by tho Notn And Rnp prepnyment nnd late chst�ges due under the Note.
<br /> '��•-••� ''"'� 2.Funds for Taxrs And Insurs�nce. SubJact to nppt�c:bla law or to n written waiver by Lender, Bormwer shall pay to
<br /> � Lender on the day monthly payments are due undcr tha Nota,until thc Note is paid in full,n sum("Funds")for.(a)ycariy taxcs , , �
<br /> and assessments which may��priority ovcr thia Security Instcument es e lien on the Property;(b)yearly leASehold paYmenta
<br /> ��., ox ground rents on Uie Propeaty,if any;(c)ye.�rly Q�azard or pmpe�ty insurence premiurns:(d)yearly flood insurance premiums,if
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<br /> eny;(e)yearly mongage insurnn�premiums,if any;and(�any sums payable by Bonower ro L.ender,in accordancc with the ,. .. . ,.
<br /> ' provisions of paragraph 8. in lieu of ths payment of mortgngo insurance premiums. These items ere called "Escrow Items:' . ;•..•:r�:'��i
<br /> � Lender may.at any ame,coUect end hold Funds in an amount not to exceed the ma�cimum emount a lender for u federally celated �;��:s;M.
<br /> � mortgage loan mxy requira for Borrower's Gcsow eccount under the federel Real Bstate Settlement Procedures Act of 1974 as ,:'u�=W
<br /> �;; emendcxi frofi�ti�e t�rime,12 U..`'i.C.SeF'ion?�L�i�t seq. ("RESPA"),anless anothcr law thatap�lie�to the Funds sets a lesser ;�=.-.---
<br /> ' �' emoun� If so,Lendes may, at�aay�.me,co!�act und hold Funds in an atnount not to eaceed�he lesser amount Lender may �_`x?��{���;°'
<br /> ;�:�'' �� estimatr t�e amount of 1Funds due�n d1a U��.�is e4'cwrent data and reasonable esdmates of expenditures of fuwre Escrow Items or ; f.,4;,�.;.y;
<br /> • � � ••' � odienvise in�ccord�nce with applicable lnw. ;����:;°':i�-;�?
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<br /> 'Ihe Funds shall!r�held in an insdwdon whose deposits are insured by a federal agency,inswn�entality,or entity(including �-
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<br /> .�,� I.endu.if Le�tder is s�:cF►an.rn��sadon)or in any Federal Home I.a^.n Bank.Lender sheU a�rply the Fu�ds to pay the Pscxow ;;}-,�,z�;:u
<br /> Items.Lendsr may not charge�orrower for holding end applying tfie Funds,annually enalyzing�he escrow eccount,or verifying �'�'��•_
<br /> � � the Sscmw Items,unless Lender pays Borrower interest on the Funds end applicable law permit�L.ender to make such a charge. '-�'��""
<br /> � Hawever,Le,nder m�y require Borrower to gay u one-tLne ch3rge for an independent real estetc taa reportin8 s�'ice used by R='=-"°'--
<br /> � • . Lender in connecaon wlth this loau,uniess applicable law pravides otherwise.Unless an egreement is mude or applicable law � �
<br /> .. � requires Inurest to be paid,Lender shall not bc required to pay Borrower eny interest or carnings an tl�e�unds.Boaower and =�ti=
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<br /> .;::.,,��• , Lc�u:��„ny a�'�,c.in:.�sising.!so•�s:�es.thsi'sn!��t�.�Il�g?i��n�hP Fnnda.iender shfill eive to Borrower,withmnt charge.an
<br /> '��t�• .�" • � an.*�n�7 accoundng of the Funds,showing cretlits and debits to the Funds and the purpose for which each debit w die Funds was
<br /> ` ' made.'Itie Funds are pledged es addidonal secu�aty for all sums secured by this Seciuity Insuumen�
<br /> `�"�� ' ' 1f the Funds held by Lender eacoed the amounts permitted to be held by applicablo law,Lender shaU account to Borrowet for
<br /> '.��"r;�,�'�.r.' tha eacess Funds in accordance with the requirements of applicable law.If the amount of the Funds held by Lender at any ame is
<br /> �'�"�;.'���•'S•���� �� not sufficiei►t w pay the Bscrow Items when due,Lender may so no6fy Borrowcr in writin�,And,in auch cese Borrower shall pay __ _
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<br /> a"fi.�__,..� �• to Lender the amount necessary to make up the deficiency. Borrower shall make up the eiellcicaicy in no more than twelve
<br /> ':.',,..�''.' ,� mor��niy�aymcncs,At Lender's sole discredon.
<br /> �``����"_���. , Upon payment nn full of all sums secured by il�is Securlty Inswment,Lender shall pmmptly refund to Borrower eny Funds
<br /> "_�_;;��4• held by I.endsr.If.under paraBraPh 21,Lender shall kcquire or sell the�roperty.Lender,pria to the ncquiaitIon �r sale of the
<br /> •-�„���` Prnperty,shall apply any Funds held by Lender at the time of acqnisidon or sale as a crodit egainst tha siuns securec9 by this
<br /> -:'`t�.-`°'�� SocurityInsWrnent
<br /> --_—n�z�":� 3.Applkatbn ot Payments. Unless applicable law provides otherwise,all paymenrs received by Lender under paragraphs _�
<br /> —°::��'�'! 1 aad 2 sha11 be applied:C�rst,w any prepayment charges due under the Note;second,w amounts payable under paragraph 2;
<br /> -__-���3 third,to intcrest due;fawth,w principal due;and last,to eny late charges due under tha Note. _.
<br /> - ------ 4.Clu�rges:Lkns. Borrower shall pay all taxes.assessments,charges, fines end imposidons atuibutable tc�thc P[opecty
<br /> °� ��•'�� which msy attain priodty over this Securi.y Instrumcnt,and leaschold paymcnts or ground rents,if eny.Boarower shall pay these _
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<br /> ��::;�..;.�,-,�. obllgations in the manna provided in psiragrapt►2,or if not paid in that manner.Borrowes ahall p�y them on time direcdy to the __
<br /> =-='?'..'' person owed payment Borrower shall promptly fumish to Lender all notices of emonnts t,o 6� paid undee this paragraph. If -
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<br /> -.-_-i;�7 gorrov�,er ma{ces these payments directly,Borrower shall prompdy fumish w Lender re,ccipts cvidencing the payments.
<br /> -��: Bcmowcr shnll promptly discharge any Hen which has priority over thls Sec:uricy Insttume�t unkss Borrower: (a)agrces in _
<br /> ;�„�;;:r�= wr:�ng tn tho payment of the obligadon secured by the lien in a manner acceptable w Lender�(b)contests in good feith the lien —
<br /> �=_=���.�r�• by, or defands against enfoi�cement of thc lien in, legal procccdings which in the £.enders opinion _�ata to prevent tha
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<br /> - �:.�;;,s;;,�; enfor�cement of the lien;or(c)secur��s from tl�e holder of the llen un agireeanent satisfacmry to I.�nder subordinatirig a en w �
<br /> -�=:�°.`���as� this Security Inswment If Lender determines that any part of the Property is suUjc;ct w a lien which may attain priority uver this _
<br /> "�}•-��`-��^ � Security Instrument,Lender may give Borrower u notice idendfying the lien.Borrower shall seusfy the lien ar tnke one or caore _
<br /> ==�����`� o�'the actions set forth ubove within 10 days of the giving af notice. �_
<br /> �: .'. •��,; Form 9029 �/90 �-
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