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201000941 <br />BY IGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Se 'ty Instrument an _-n any Rider executed by Borrower and recorded with it. <br />~/~ ~ ~~ Y~- ~o <br />MARK J ORAVEC Date JUDY KAY ORAVEC Date <br />INDIVIDUAL ACKNOWLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by MARK MORAVEC and JUDY KAY MORAVEC, before me <br />on February 4, 2010. In witness whereof, I hereunto se my d if 1' e, my o icial seal. <br />My commission expires: 5/10/2011 <br />SA MAYER <br />GENERAL NOTARY • State of Nebraska CO SUMER LOAN OF ER <br />L.~SA ~• Mp`1lER Hall County, NE <br />My Comm. Exp. May 10, 2011 Identification Number <br />(Off`icial Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Horne Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />®2004-2009 Compliance Systems, loc. 002D-A337.2009.12.368 <br />Consumer Real Estate - Security Instrument DLZD36 Page 5 of 5 www.complianceaystems.com <br />