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<br /> � S. ['lnrnPd ar Y':��erfy I�svrn��ce. L�flrro�vaP ehKll k�p ehe In�pPOVem�nts no.� existins or hore.362ct orectcd on tlto I
<br /> �'� Praperty insur,d ogainst lose by flro, hazarda[n.cladu!within tho tcnu "oxtcndct!covcrnga" nnd any othe�bez�9, including � „ '
<br /> � flooda or fioading,for whlcb Lender rsqulres inearanco. Ttde insuranco eh�ll bo maintaincd in the unounte end for tiio�xriods
<br /> ' 1 th�t Lender requirea. 'It�e insuruice e�rrfer provtcting tho Ineurance ehdl be chosen by Borrower eubjr,et to !�eader'o appror+�l
<br /> � ' ' whlch ehall nat be unreaennably witiihald. If 8orrower fa�te to m�Jnt�in coveMgo described Rbovo, Lender may, �t d.ender'e
<br /> . � opUon,oht�in covonge to protxt L,endor'e righte in eho�roperty in+�ccflrJ�nca wii6 pxrxgmpL 7. ,
<br /> � All insur�ce pollcfe� �nd renew�lA sh�ll be acaptable to I.ender uid eh�fl tnalude a et�ndard mortg�ge clauae. L,endor
<br /> . ' � chdl havo tlte right to hold tlie policies aad renowule. If I.endcr requiros. Borrower ehall promptly give to l.eudcr all rcceipts of
<br /> ;;:�:,:�1 pud premiu�and renowai notices.In tho event of loys,Borrower ehdl givo prompt notice to the insur�nce ctrder and Lendor. ,
<br /> . .. •:•-�� Lendet may m�Eca�roof of losa if not uade promptly by Borrowor.
<br /> , . � Unlese Lender and Borrower othorwise agreo tn writing,basuranca pmceode ehdl be npplted to restantlon or rcpair of tho
<br /> ' + Peoperty da�,aged,if the restontion or repair ie oconamIc�lDy fe�eble uYd Lender's soc�rity a�not lessenod. If the restnxntiau or . ,
<br /> . � rcp�Ir is not economically fc.asible or I.endcr'e security would��f.�,xned,tha insurau^,e plofleods ehall bo applied to tho eums '�':�'•�;
<br /> , secured by thIa Security Instar�nunt, wlzether or not then du�. wi°.�any oxcess paid E�Fi�.rrower. If Borrower almndons tbo ;'�ti�li`��
<br /> � „ Pmper�y, or doe9 aae anowcr wivl�in 3D daye Q notice from Lender thAt thc�^.ssraacu acarc�s hav offorui to aettlo a olr�im,then ;r::s�
<br /> ' L.ender may colloct EFtr,i»surance procceds. Lender may uso th� procoads to repair or eestom the Pcoperiy or to pny awz� ;:.;.=;._1;::
<br /> � , secural by t6is Secwity Inettument,�vhether or not thea due.The 3(�day poriod wiU begin when the aotice da given. � ��t-�
<br /> . Tlnless Leader and Borrowor otherwise ngree in writing, any applicurion of procoods to prinoipiJ ehitU not oatend or `.r,_.�
<br /> � postpone tho due alate of the rnoatWy paymtnts r�efomd to in puagrapha 1 and 2 or chwge tho unaunt of tha payanente. If ;,�'""�-
<br /> . under p�ragrnph 21 tho Pmpeety ie r.cquirdd by Lendar.�orrower's right to wy inauraace polioia�+iad proceede nsultIn�from =----
<br /> dmm�go to the Peaperty prior to tha scquIsItion shall pass to Lender to tha extent of the ewns eocured by thie Security lnstruazent � '`�.=p?_�
<br /> immediawly pdor w tho ecquEait'son.
<br /> •✓i..
<br /> 6.Occup�y,Pt�eservatlon,Mnintmance und PmtecHoa of tt�e Propeiiy;Borrower's Loan Applicatlo�;Lwsel�ol�. -___
<br /> ,:... ��,; Borrower ehall occupy�establish,aad use the Property us Borrower's principal residence within eixty days aR�r the eaxution of ••,.:-`—
<br /> „ • thie Security Instrument Aad s6all contlnue to occupy the Property as Borrower's princip�l residence for at leavt one ycxr�fier �.�-=—
<br /> the date of occupancy� ualess Londor otherwise Rgroav in writiag, which conseat ehall not be unreaeontbly withhel�,or ualess -,
<br /> " extenuatfng circumstauces e�ist which aro teyaad Borrower's control. Barrower sh�ll not destroy, damo�e or impair tho
<br /> Pmperty, allow the Property to dateriorate, or coinmit wasto on tho Proporty. Borrowar ehall bo in default if�u�y forfeitut+o E;w
<br />. . ... , -,--
<br /> � ` action or grrocoeding, whether civi9 or crimin�l, ie begun thnt tn Lender's good fsith judgment could reau.lt in fertaii�uro of the 6
<br /> ���" .� `• � Praperty or otherwise mnceridly impuir the Gen created by t�hi�Security Inetniment or Lendcr'e security intorest. �rnawer msy r
<br />.,,:�J.,,<. ... �:',r cure such t defivlt tnd roinetnto�a9 pmvld�in pnrsBr�Ph Ig,by causing the action or proceed€ng W be dlemiesecl with a ruling =
<br /> .,. •� thst. in �.ender's good fi�ith dctermination, prEaludc,s forfeIture of the Borrower's iatorest in tha Froperty or other nu4ex��1 —_
<br />- __ . ,_ , , imp�irmeut of the Uen crcatod by thie Securiry Inetcvment or I.ender's seourEty iaterest. Borrower etWl�ls�bo in defsult if
<br /> "�t.'::4���;y� Bormwar.during the lwn applicattoa praceas�gava materlxl�y false or inaccurate infosantttIoa or et�tem�ute to Leandor(or failod
<br /> " `'�"��``'" co rnvtde Lender with aa mxterial inforrnation)in connoation wit2�the lan evidenoacl b the Note�includln ,but not limited ----
<br />�.=:".:,��.-••-,••:� P Y Y S —_---
<br /> ``'•�•-' ��;•� to,raprcaontations coaceming Borrower's occupxncy of tho Property u a principal rea[dwco.If thie SecurIty In�trument ie on a
<br />"'°��'�•*�iu-= � lea�ehold, Bormwer sh�11 camply with dl tha provisions of the lase. If Bo:rowor +icquires fao title W the Property. We
<br />�:.-�f,.:,-.
<br />-'" --:« ieaeehold and the fee title ehall not morgo unle�e Lwder ag�ew to the merger in wdting. -
<br />- ��;�;��,.:, 7.P�ro��uon oP I.a►der's Rlgfit�in the Properiy.If Borrower fcila to perform the csu•enants�nd agroement�contafaed in
<br /> =..-�E,�� tlua SecurIty Inetrument,or there is a legal proceeding th�t mn�y eignificantly effxt Len�cr'e rigLte in the Property(svch�s a
<br /> -__��.*� procoeding in baaYPUptcy,pmbato, for condeasaatioa or forfatturo vr to eaf�-ce lswa or s�gulatlone). 43a�n I.endar!nsy do wd -
<br /> _ �''�'m'�`'-� •�, pay for whataver te aecoesary W pmtect the vRfue of the Propeety and Lender's righta in the Pmperly.Leader'e actions may
<br /> ��`��"�`� ' include in rn suazs eecured b a llen which h�s nori over tbia Secwi Instrumeat, ■
<br /> _ .�z,_-�,•,g,. '; WY B Y Y P � tY ►Y PP�flB ia court� P+�Y�8 _
<br /> __� •-� rr,�eonable auomeye'feca and entering on the Property tc�m�ko repaire. Although�.enc]or m�y trke�ctlon uuder this�puagaph -
<br /> �-= 7,Lsndor does not have w do so.
<br /> _;:;;;.,.�, --
<br /> _ _,�;Y�. _ • Any amounte disbureal by Lender under this pacagnp6 9 ehdl becamo xddicion�l debt of Borrowet sxured by thie --
<br /> � :—�;w;�:i.� Security Inntrumeat. Unlws Borrower and I.eader�goee to other terw of psyaxnt� these amounta sh�tll beu into�at from tho �
<br /> - �— , ' dato of dlebureement at the Note rato aad eh�ll be payabl�,witt► interest, upoa nodce from L,ender t9 Borrower requeeting -
<br /> _�_�:�.r-� paynaent. .:,_.
<br /> S.Mart;a�e Insucance.If Lensler requii+ed mortgago ineurnaco�a s coadiHon of makiag tho loan securod by thia Security - --
<br /> -"=s�i',� Inetru..�nent, Borrowar shdl pay tho pnmium9[�oquIred to maintniu tho mortgago instozsnce in effect. If, for any reaeon, the ::_�°_
<br /> --��=-�'°°'�^" roortgago it�aun�aco coverago roquirod by I.endor lapses or ceaves W be in effect,Borrower ehall pay tho premiume requlrod to �
<br /> �-=����''�;�'" obtun covorage eubstaaN�lly equivnlent to the mortgage insurance pmviousiy in effect, at A cost suto�tnntially oquivelent to the �'`
<br />-'�'"''''� �.�y cost to Barrower of the mort a e insuranco revtousl in effect, from an altnrnato mort a e ineurer a roved m Lender. If
<br /> _ 8 8 P Y S S PP Y �';;�
<br /> � �;`',� , substandtlly equivatent mortgago insut�aco coverago ie mot avdileblo.Bormwet shall pay W Lender tac6 month a eum eqwil to �-.<�;�;��_-�__
<br /> " , onatwclf�h of tho yearly mortgu$o ineurance proauum being pcid by Borrower when the ineuntnce coverage lapsad or ce�sed to � �`'�e
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<br /> _ be in effect.Lendar will acccpt,use end retaia theso payments es a lass neserve in lieu of mortgaga insurance. Losa reserve - _.
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