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<br /> 1'(lCil�1'Nf:t3 WI'I'll nll ti�e iinprnvcmcnts now an c�r�iifter crccted on th��pmperty.i�nd ull ca+emcnts.,ipputtcnanrcti, and -_
<br /> fixturc.r nu�v nn c�rcaltcr a part uf thc pruperly. All rcpliiccmcnts and udditinnti shull also bc ruv�:rcd by thi+ 5ccw•ity. �
<br /> .. Imtnimcnt. AU uf'thc furcgolog is refcrrcd to in thiti Scrurity instrunrn�iis tl�r,"Pn�perry."
<br /> , GOf3ttOWLR CO`✓P.NANTS thnt �arm�cer is lawfully scisc�uf thc estntc hcrcUy cnnveycd nnd hn� thc riglu tn grant nnd .
<br /> c�►uvcy thc !'ruperry nncl thut thc Rroperty is uncnrumbcrc�i, cxccpt firr cnrumBranres uf rccurd. Eiurruwcr w;�rrants asid will
<br /> , , , _ dcf'cnd gcncr.dty thc tiNc a�U►c Prupcny .igninst nll cluims i�nd dcnumd�,suUjcct tu uuy cucumbranccs of rernrd. -
<br /> THIS SIiCURITY IN57'RUMGN'f r.ombincs unifurm cuvcnantti fur natiom�l u,c und n�m-uniform rovcnants with limitcd
<br /> , � viu•iations by jurisdictiun tu amstiurtc u uni(ortn security in:;trununt cuvcring rcul pruperty.
<br /> , . UNIFQRM COVENANTS.Borrowcr and l.endcr cuvcnant and ngrcv a�follo�vs:
<br /> __ - l. Peyment aP l�rinclpu! and h�ter�t; Prcpaymenl and I.ute Churges. Borrower shul! promptly pay whcn duc thc _
<br /> _��� principal of and intcrest�m the debt evidenced by thc Notc u�id any pre,oaymcnt and Inte ch;ugcs duc undcr thc Notc.
<br /> � 2. Eunds Pur Tnxes and lnsur��nee.Subject to upplicuble Inw or to u written waiver by [,ender, Boi7ower shall pay tu _
<br /> ' l.ender an the day monthly payments are duc under thc Note,undl the Notc is paid in full,a suro("Funds")for: (u)yearly taxes _.
<br /> r_ nnd assessments which may iUtain priority cwer this Security Instrument as a lien on the Property; (b)yearly Ieusehold payments
<br /> or ground i�ents on the Property,if any; (c)yearly ha�ard or property insurance premiwns;(d)yr,arly flood insurance premiums, _
<br /> _.;',�;:��;,,'• if any: (e)yearly mortgohe insurance premiums, if any; und (�any sums payablc by Borrower w Lender, in nccordance with _
<br /> `'•,;.�.f. , the provisions of paragraph 8, in lieu of the payment of mortgage insurunce premiums. These items are c.�lled "Escrow Items."
<br /> °'�::�,�,r� I.cnder mny, ut any time, collect und hold Funds in un arnount not to excced the maximum amount A lendcr for a fcderally
<br />'�-'�`�"�����-�' related murtgage loan may require for Borrower's escro�v arcount �nder the federal Real Estate Seulement Procedures Act of -
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<br /> �T:�,.���.• 1974 as amcndcd from timc to time, 12 U.S.C. Section 2601 et seq. ("RESPA"), tmlc.ss enother law that npplies to the Funds .
<br />`_,.r�:::r.�y,,;;9, ' sets a Icsscr atruunt. If su, Lender may. at any tim:, collect and hold Funds in am m�ount not to exceed the lcsser amount.
<br />_�.�;°?*�.�,�`'�".` ,<< Lender may estimate the amount of Funds dtee on the basis of wrrent data and reasonable estimates of expenditures of future _
<br />_ `� � Escrow Items or od:envise in uccordance with applicnble law.
<br /> "�'`.�=� � Thc Funds shall be held in an institutian whose Jc osits are insur«1 t� a federal a cnc instrumentalit or entit
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<br />__.i;�� (including Lender,ifi I_ender is such an institution)or in any Fcderal Home Loan Bnnk. Lcnder shull apply the Funds to pay the
<br />-,;;,�.�''F.� Escrow Ttems.Lend<i may not charge Borrower for holding and applying the Funds,annuully analyzing the escrow account,ar
<br />:=="•`,i��� verifying the Facrow Items, unless Lender pays Cxiecower interest on the Funds and�pplicable law permits Lender to make such
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<br />-.� �'!511.i� a charge. However, Lender may require Borro�r•er to pay u one-time charge for an independent rcal estute tax reporting service
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<br />-=• �; us�d by L,ender in connection with tliis loasi, unless applicablc law provides otherwise. Unless un agreement is madc or
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<br /> -��;,;, applicable law requires interest to be�ai�,Lende�•shall not be rcquired to pay Borrower any interest or earnings on thc Funds.
<br />"'jTa'�� �r ws. r1 n r�n v uornn i� wn►ino hnWrvwr f{1:1► intercet chall be aid an the Funds. Lender shall�ive to Horrower.
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<br /> =-'',y`_ without charge, an annual accounti�of the Funds, showing credits and debits to the Funds and the pi�rpose for which each
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<br />_ -:�;4,:.:..; debit to th•r Funds was made.'fhe Funds arc pledged as additional security for all snms secured by this Security lnstrument.
<br /> -'+�;��;'�� If[ha Funds held by Lender exceed the amounts permitted to be held by applicable Inw, Lender shall account to Borro�ver
<br /> ��Y��`-n'"�7 for the excess Funds in uccardance with the requirements of applicuble law. If the amount of the Funds held by Lender nt any
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