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<br />R RECORDER'S E ONLY
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<br />MODIFICATION OF DEED OF TRUST ~~
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<br />THIS MODIFICATION OF DEED OF TRUST dated January 20, 2010, is made and executed between STEPHEN
<br />W MCCARTHY and THERESA J MCCARTHY; as Husband and Wife ("Trustor") and State Farm Bank, F.S.B.,
<br />whose address is Bank Loan Center, One State Farm Plaza, Bloomington, IL 61710 ("Lender").
<br />DEED OF TRUST. Lender and Trustor have entered into a Deed of Trust dated April 22, 2009 (the "Deed of Trust") which has been
<br />recorded in HALL County, State of Nebraska, as follows:
<br />RECORDED IN THE AMOUNT OF $10,000.00 ON 05-19-2009, AS INSTRUMENT NUMBER 0200903892, IN THE HALL COUNTY
<br />RECORDS.
<br />REAL PROPERTY DESCRIPTION. The Deed of Trust covers the following described real property located in HALL County, State of
<br />Nebraska:
<br />THE FOLLOWING DESCRIBED REAL ESTATE (A5 DEFINED IN NEB. REV. STAT. 76-201):
<br />A TRACT OF LAND LOCATED PARTLY IN BLOCK ONE (1) OF PARKMILL SUBDIVISION AND PARTLY IN BLOCK EIGHT (8) OF
<br />ASHTON PLACE, BOTH BEING ADDITIONS TO THE CITY OF GRAND ISLAND, NEBRASKA, MORE PARTICULARLY DESCRIBED AS
<br />FOLLOWS:
<br />COMMENCING AT THE SOUTHEAST CORNER OF LOT TWENTY (20) IN BLOCK ONE (1) OF SAID PARKHILL SUBDIVISION, RUNNING
<br />THENCE WESTERLY ALONG AND UPON THE SOUTHERLY LINE OF SAID BLOCK ONE (1), A DISTANCE OF EIGHTY (80) FEET,
<br />RUNNING THENCE NORTHERLY AND PARALLEL WITH THE WESTERLY BOUNDARY LINE OF ARTHUR STREET, A DISTANCE OF
<br />FIFTY-TWO (52) FEET, RUNNING THENCE EASTERLY AND PARALLEL TO THE SOUTHERLY LINE OF SAID BLOCK ONE (1), A
<br />DISTANCE OF EIGHTY (80) FEET TO THE EASTERLY BOUNDARY LINE OF BLOCK EIGHT ($), IN ASHTON PLACE, RUNNING THENCE
<br />SOUTHERLY A DISTANCE OF FIFTY-TWO (52) FEET TO THE PLACE OF BEGINNING, AND BEING A TRACT 52 FEET FRONTING ON
<br />THE WESTERLY SIDE OF ARTHUR STREET AND $0 FEET FRONTING ON THE NORTHERLY SIDE OF JOHN STREET.
<br />SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENT, COVENANTS, OIL, GAS OR MINERAL RIGHTS OF RECORD, IF ANY.
<br />The Real Property or its address Is commonly known as 2404 W JOHN ST, GRAND ISLAND, NE 68803-5819. The Real Property tax
<br />identification number is 400073234.
<br />MODIFICATION. Lender and Trustor hereby modify the Deed of Trust as follows:
<br />PRINCIPAL INCREASE OF $25,000.00. THE LIEN OF THIS DEED OF TRUST SHALL NOT EXCEED AT ANY ONE TIME $35,000.00.
<br />THE MATURITY DATE OF THIS DEED OF TRU5T SHALL BE 2-28-2020.
<br />CONTINUING VALIDITY. Except as expressly modified above, the terms of the original Deed of Trust shall remain unchanged and in full
<br />farce and effect. Consent by Lender to this Modification does not waive Lender's right to require strict performance of the Deed of Trust
<br />as changed above nor obligate Lender to make any future modifications. Nothing in this Modification shall constitute a satisfaction of the
<br />promissory note or other credit agreement secured by the Deed of Trust (the "Note"). It is the intention of Lender to retain as liable all
<br />parties to the Deed of Trust and all parties, makers and endorsers to the Note, including accommodation parties, unless a party is expressly
<br />released by Lender in writing. Any maker or endorser, including accommodation makers, shall not be released by virtue of this
<br />Modification. If any person who signed the original Deed of Trust does not sign this Modification, then all persons signing below
<br />acknowledge that this Modification is given conditionally, based on the representation to Lender that the non-signing person consents to
<br />the changes and provisions of this Modification or otherwise will not be released by it. This waiver applies not only to any initial extension
<br />or modification, but also to all such subsequent actions.
<br />TRUSTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MODIFICATION OF DEED OF TRUST AND TRUSTOR AGREES
<br />TO ITS TERMS. THIS MODIFICATION OF DEED OF TRUST IS DATED JANUARY 20, 2010.
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