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<br /> 'i'OCiG 1 H�iR WI I H nll Uic impeovcmcnts no�v or l�ercaf�er erectcd on ti►c pmperty, and�11 e+�.�s:ments,appurtena�iccs,nnd �
<br /> fi�:uess t�� ^r lin��ftnr n n�rt of the nroperty. All rentacements nnd ndditions sh�ll also toc covered by this S�utity _
<br /> Ir.st�umcnt.All af thc forcgoing is refcrrcd ta in this Sccurity�nstrument as thc"E'roperty."
<br /> @QRROWER COVL�NANT3 that B�reowcr is liiwfully seiscd af die estate hercby conveyed and has the right to grnnt nitd
<br /> convey the Property and Ihat the NivpeRy is unercumbered. except far encumbrnncer: oF recarct. �iarrower wnrrants and will
<br /> dr.fend gener111y thc litic to thc Property ngaiost nli cinims nnd dcmands, su�ject to nny cncuAnbxtu�r:es uf'rccard.
<br /> THIS SECURiTY IN5TRUMENT combines uniform covenants far��ationa! use and non.-unlform covenunts with limitecl
<br /> vuriatians by jurisdictian to constitute n unifurm security instrument coverinA m:�l �ropeny.
<br /> UNIFORM COVENANTS.Borrowcr and Lender covenau�t und a�c�e+e tig fallcaws:
<br /> p�� 1. Payment ot Princlpal and I�tterest; Prepeyment and L�te Ch��(�,ea. Borrower sh�il pramptly pay when due the
<br /> principal of and interest on tt►e debt evidenced by the Note nnd uny prepay►m:��t and late charges due under the Nato.
<br /> 2. Funds for Texes and lnsurence. Sub�ect to applicable luw ar ta a w�itten waiver by Lender, Borrower sh�ll pay to
<br /> I.ender on the duy monthly payments nre due under the Note, untcl the Ndte is paiQ in fi�il,a suu�("Funds")for:(a)yearly tuxes
<br /> and assessments which mny attain priority over this Security Insnu►ttent�.s a licn on Q�e Frii�crty;(b)ycarly leaschold paymente
<br /> or ground re�its on the Property,if any; (c)yearly hazard or propsrty�nsurance pSeJllj4]Ilf�.4;(d)y�nrly floosl ineurance prcmi�mis.
<br /> lf any; (e)ycnrly mortgage insurance premiums, if uny;und (fl uny sunu p�ay�le by Aprrmyor ta l..ender, in uccordance wlth
<br /> the provisions af paragr�pi�8, in licu of the puyment af mortguge insurnncc premiun�s. TI►�:co items are callod "Escrow Items."
<br /> I.ender may. at any time,coilect and hold Funds in an umount not ta excced thC r��Ylr4ut:�:►amaunt a lencler for a fecteraUy
<br /> eela�ed martgage toan mAy rqair.^, for Eorrawer's escroN account under the federal I:�l �stcte Sestlement Procalams Act Qf
<br /> 1974 as amended from►ime to time, 12 U.S.C. Section 2601 et seq. (''RESPA"),unless another lativ that appltes to tha Funds
<br /> sets n lesser amount.If so, Lender may, at any time, collect snd hold Fuods in an am.��nt nat to excetd th�icnscr umaunt.
<br /> Lender may estimute the amount of Funds due on dte ausis of current data and reasonable estImates of expenditums oF future
<br /> Escrow Items or otherwise in accordance tivith applicable la�v.
<br /> The Funds shall be held in nn institution whose rlepnsiu sre i��sured by � feder.d agency, insttumentt�lity, or entity
<br /> (including Lender, if Lender is such an institution)or In any Fedcr�l Ha�e Loan Bank. I.ender sli�ll apply the Punds to pay thc
<br /> Escrow Items. Lender muy not charge Horrower for holding nnd upplying the Funds,annuolly annlyeing the�crow nccount,or
<br /> verifying the Escrow Itcros,anless Lcnder pays Borrowcr interest on the Funds and applir,able I�w pexmits I.ender to make such
<br /> a charge. However, I.cnder uu�ay requirc Borrower to p�y n one-time charge for an independcnt rcal estete ta�c reporting servicc
<br /> usad by Lender in connectlon with thls loan, unless upplicAble law provides od�erwise. Unless an agreement is made or
<br /> w�S}.`:::i�3��:w.:' iE:�i2tSL:.:ii2�1'�i:0 h°�)«°�!'�,T.r:.^.'�..°!84:«!! SlQ��.`P..S'�i;!!!!G�LQ�JJ3��SiL`!!�CI'9.n�{�PiPC�nr nartZi�oac nn fHn F�tt��,
<br /> Borrower�nd I.,ender may ugrc�in writtn�, however, thut interest shall bc paid on the Funds. L.ender shall givc to BorrowPr,
<br /> with�ut charge, an annual uccounxing af the Funds, showin� credits und debits to the Funds and the purpeso fot whlch each _
<br /> debit to die Funds was made. The Funds arc pledged ns additicsnnl security for ap Futns secured by thcs Security dnstrument. -
<br /> If the Funds hetd by I.ender exceed the amnunts permitted to bn held by applioabTe luw,I.ender shatl xccc�unt to Borrower
<br /> for tiie exc;ss�unds in accurdnnct:with the requlraments of applic�ble l�w. �f the arnot�nt of the�unds f�eld by I.ender at any
<br /> • timc is nnt suffcient to pay the Escro�v xtems when due.Lender may so natify BorrowGr nn w��sting,and,in such case Borro�ver
<br /> shall pay to I.ender the amount necessary to make up the deficiency. 8orrower shali mukC up ihe deficiency in no more than
<br /> twelve monthly payments,flt�.c�xler'�sole discretion.
<br /> Upun pA;�ment in full,of all sums secured by this Security Instntment, I.ender si:ull promptly nefund to Borrower any
<br /> Funds held by Lender.If,under paragmph 21,Lender shall acquiro or rv�ll the Property.Lender.prior to the acquisition or sale
<br /> of tlx P�uperty.ahall spply a�►y Funds heId by I.ender at the time of ucquisition or sale as a crodit asainst the sums secuc�d b.�
<br /> this Security Instrument. � �
<br /> 3.Applicatton o!Paym4nt�. Unless Applicable law provides otherwise.All payments reccived by I.ender undcr paragraphs
<br /> 1 and 2 shall be applied:first, to any pmpayment char�es due under the Note;second,to amounts payable u�►:�:r paragraph 2;
<br /> third,to interest due;f'ourth,to principal due;nnd last.to any lute charges due under dse Note.
<br /> 4.Cher�es; Llens. Borrower sliall pay ull taxes. assessments,charges. fines and impusitions attributable to the Pre�H;��
<br /> u-hich may atiu�in prioriry over this Security Instrumcnt, and leasehold pnymenGS or grouncl rcnts, if any. Borrowtr shnli puy
<br /> u:�sc obligations in the munner provided in para�raph 2.or if not paid in that marmer.Borrower shall Qay them an time dicrctly
<br /> to t6e person owal paynx�n. Borrowcr shall ptvmptly fumish to L.ender all notices of amounts to be paid und�r this paragraF!►.
<br /> If Borcower makes chese payments direc:tly,Borrower shall pmmptly lurnish to i.endcr receipts evidencing ihe payments.
<br /> B�rrow•er sLail prompdy discharge any licn which has priority o�rer this Security Ynstrument unless[ionower.(a)agnees in
<br /> writing to the payment of the obligation secured by the lien in u manner acceptable to L.ender;(b)contests�n good faid�the lien
<br /> b,y, ar defends against enforcement of thc licn in, legal proceodings which in th� Lcndcr's opinion operatc to pnvcnt the
<br /> anfdreement of the licn; or lc)secures from the hotder cS che lien an agrcement satisfactory to Lender subord:nating the lien to
<br /> this Security Instrument. If L.encler determines that any part of the Property is subject to n lien which may a;t�in priority over
<br /> this Security Instrument.Lender may give Borrower n notice id�:tiiyc�a the lien. Borcower sh:[7 satisfy tin;lien or talce one or
<br /> mo►�e of the actions sct fonh aboee within 10 days of the giving of n;�i�e.
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