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<br /> F�
<br /> paynients may no longcr b�rcquired,ut the option af Lc�lder, if mortgagc insurancc covcrugc(in thc amount und for the periu�
<br /> thnt Lcnder rcquires)provided hy an insurcr approveci Uy I.ender nsain becwmes nvailabie aoci is ubt�ineti. nueruwc� ai�ait Eruy
<br /> the prcmiums requir«1 to mnintaln mortgugc insurance in�ffect,or to p�•avidc a loss rescrve,until the ecquirement far mortgngo
<br /> insurance ends in uccardattce with any written ngrcemcnt betwecn Aarrowcr und L.enddr or npplicnble Inw.
<br /> 9. Inspectlon. Lender or its ngcnt mny make reasonable crrtrics upon nnd inspectinns of the Property. Lender shall give
<br /> IIorrowcr noticc at ti►c tin►e uf or prior to an inspcction sp;.cifying rcasonablc causc for thc in5pec!ion, �_
<br /> 10. Condemnatton. The proceeds of any nwnrd or clnim for dnmuges, dircct or cunsequcntial, in connection with any
<br /> co�idemnation or other tuking of a�iy part of thc Property,or for convcyanco in licu of condemnntion, are licreby ussigned a�id
<br /> shnll bc p:tid to I.ender.
<br /> In the event of a tatal taking of the Property,the procceds sh�ll be applieci to the sums sccured by this Security Instnimcnt,
<br /> whether or not the� duc, widti a�iy excess paid to Borrower. In the evcnt of�partiul taking of the Praperty in which the fair
<br /> market voluc of the F�perty imutediataly befar�the tnkin� is cqual to or sneuter than che amount of the sums secured by this
<br /> Security Instrument immedintely befarc the taking. unless Horrower and Lcnder otherwise agrec in writing,the sums secured by
<br /> this Security Inst�utnent shall be reducecl by the amaunt of the proceeds multiplied by the following fraction: (a) the totul
<br /> mnount of d�a sums secured immedfately before the taking, dividcxl by (b) the fnir mnrket valua of the Nroperty immectiately
<br /> befora the taking. Any balance shall be pnid to Borro�ver. In the event of a partinl taking of the Property in which the fair
<br /> mzuket value of the Property innnediutoly before the taking is less than the amount of the sums secured immediately beforc the
<br /> taking, untess Fiono�ver and Lender otherwise agre;e in wdting or unless upplicable luw othcrwise provides, the proceeds shall
<br /> be applied to the sums secured by this Security Instrument whether or nat thv sums are then due.
<br /> If the Propeny is abandoned by Borrower,or if,ufter notic;e by Lender to Borrower chot the condemnor offers to make an
<br /> nwurd or setde u claim for damages, Horrower fails to respond to Lender within 30 days after the date the notice is given,
<br /> Lender is authorizecl to collect and npply the proceeds,at its option.either w restoration or repair of tha Property or to the sums
<br /> secured by this Sr.curiry Instrument,whether or not then due.
<br /> Unless Lender and $orrawer otherwise agree in writing, any applicution of proceeds to princlp�l shall not extcnd or
<br /> postpone thc due date of thf:monthly payments referrcd to in pungrughs 1 and 2 or change the amount of such puyments.
<br /> 11.Borrower Nat Re[eased;Forbenrance By Lender Not a Waiver.Extension of the time for payment or modification
<br /> of amortizatian of the sums aeeured by thls Security instrument Sranted hy Lender to nny successor in interest of Hnrcower shull
<br /> not operate to rele2se the liability�f the original Borrower or Borro�ver's successors!n interest. L.ender shall not 6e reqµired to
<br /> commence Qmceedings a�ainst any successar in interest or refuse to extend time for payment r.ir atherwise mudify amortization
<br /> Of the Sums SCCUiCd by thiS Sec:ullty InStCUmCrit by reason oi eny damand made by ii►e originai nviNwci vi n'v�iGwGi'5
<br /> successors in interest. My forbearance by I.ender In exarcising any right or remedy shall not be a waiver of or preclude the
<br /> exercisc of any right or remedy.
<br /> 12. Successors and Assigna Bound; Jotnt and Several LtabiBty; Co�igners. The cove�ants and agn;ements of this
<br /> Security Instiament ahall bind and benefit the successor� and assipns of Lender and Bonower, rsubjatt to�tha provisions of
<br /> paragraph 17. Burrower's covenants and agrcements shsill be joint and several. Any Borra�wer wha co•siBns this Security
<br /> Instcument but does not exec�ite the Noto: (a)Is co-signing this Security lnstrument only to mort�age. grant,and convey that
<br /> Borrower's interest in the Pruperty under the terms of this Security Instrument; (b)is not personally obliBated to pny the sums
<br /> secured by this Security Inshument;snd(c)agrees that Lender and a�iy otl�er Borrower mxy agree to exicsnd,modify.forbear or
<br /> mafce ar�y nccommodatians with regurd to the terms of this Security Instrumem or the Note without tltnt�3urrower's consent.
<br /> 13.LoAn Chprges. If tho loan sccureci by thls Sec:urity Instrument is subject to a law which seis maximum loan charges,
<br /> end that luw is finally interpreted so that die intarost or other loac►charges wllected or to be collected in connectIon with the
<br /> loan exceai the permitted limits,then: (a)any such loan charge ehall be reduced by the emount necessary to reduce the charge
<br /> to the permitted limit;and(b)any sums already collected from Bonower wliich exceeded permitted limits will be refunded to
<br /> Borrower. Lender may choos� to make this refund by reducing thc principal owed under the Note or by nwkin� a direct
<br /> payment to Bunower. if a refund reduces principal. the retiuccion will be trcated us n partlal prepaymcnt without any
<br /> prepayment charge under thG Note.
<br /> 14.Nntices.Any notice to Bomower provided for in this Sccurity Instniment shall be given by delivering It or by muiling
<br /> it by first class mail unless applicable law requires use of another method.The notice shall be dirocted to the Property Address
<br /> or any other address Borrower designates by not[ce to L,ender. Any notice to Lender shall be given by Grst class mail to
<br /> Lender's address st�ted hcrcin or any other address Lender desi�nates by notice to Borrower. Any notice provlda!for in this
<br /> Se:curitp Instrumont shall be decmed to l�ave becn given to Borrowcr or I.�nder when givcn as provided in this para�raph.
<br /> 15.Gover�ilng Law; Severabllity. Thls Security Instrument shall be 6overne�l by federal law und the luw of the
<br /> jurisdiction in which the Property is loc;ated. In the event that any provision or cluuse of this Security Instnuncr�t or the Note
<br /> conflicts with applicablc law, such conflirt shall not af'fect oxher provisions of this Security Instrument or the Note which can be
<br /> - given effect without the conflicting provision.To this end the provisions of diis Se.curity Instrument and the Note are declnrcd
<br /> to bc sevcrable.
<br /> 16.Burrower's Copy.Borro�ver shall be Qiven one conformed copy of the Note and of tl�is Security Instnunent.
<br /> Form 3028 9l90
<br /> Pspo 4 0}B
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